 Money making? |
| Hello does anyone have any ideas for making money, like $200? i am 13 so a job isn't exactly an option... neither are chores, parents don't believe in paying me! i need the money within ... |
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 Borrowed money.. Could I get sued? Am I a jerk? |
| I was talking to my friend about a particularly bad time I was going through with money. I couldn't afford a house payment so he offered to let me borrow $1600.00. I accepted. This was in D... |
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 I have been left money in a will but the will says that i cannot get access to it for 10 years can i get it b4 |
| i am over 18 in scotland is it possible to get inheretance now or do i have to wait the 10 years? would i be able to get a mortgage based on my inheritence or would i have to wait 10 years?... |
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 Father died without will could surviving spouse take all? |
| my dad just passed away in march he had a will but it was written before he remarried so now the lawyer says it is no good could his wife get anything she ... |
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 Do you have any sympathy for the carmakers? |
| I don't. Buying a new car is one of the worst experiences. I bought a new Chevrolet Trailblazer in 2005. Buying it was a nightmare. It took three hours of "negotiating" with the ... |
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| Is it okay to lose $370 if you're okay with it? |
| I bought a wedding dress at the store that I thought I could pay off monthly. I was confused about the policy of the store and before I knew it, I started getting phone calls saying I needed to pay ... |
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 How can I pay my credit card off in 12 months? |
Ok, I have a HUGE credit card bill...like, 15k. i have only one credit card, so this is it. i take home about 2,600. i have a home, i have been investing for 3 years in my Roth IRA and 403b.
<... |
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 Does bankruptcy ruin or life or can you rebound >? |
| i am 30000 in debt from credit cards, seems like i have no choiuce but to file bankruptcy. i have 3 kids and its been tough. does it hurt you forever can i ever have good credit again, ty for ur ... |
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 Can you live off the interest of a million dollars? |
For example if you put one million dollars into some sort of account could you live off the interest from it.
Additional Details
For example if you put one million dollars into some sort ... |
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 Bank Deposit into a wrong account? |
| Someoen deposited 10,000 into my bank account. The account number on the deposit slip is mine, and it's been there for over 2 weeks. It's seems it was a transfer from a CD or something. I... |
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 Would you like to give me some money to help me have a happier Christmas? |
I know it's a long shot, but I just thought I'd ask!
Additional Details
If you're feeling charitable, email me!... |
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 So if Amway can make anyone a millionaire...how come we aren't all selling Amway and becoming instant rich |
folks?
Why not just start all homeless people off with selling Amway? That would end homelessness? Right?... |
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 Im 14 years old how can i help my parents economiclly if theyre having a bad job time caused by the winter? |
| my dad owns a painting company and has tried selling our cars and everything but theyre brand new and his also put the house for sale after he borrowed a loan can any1 advice on how my dad could make ... |
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 I want earn money online. is it possible ? |
| I want to buy a rapidshare account but i have not any credit card so I need to earn some money online how can i make it plz hepl me......... |
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 What's a 401k? |
| I'm 15, I watch FOX, I hear Cavuto talk about it all the time. What is it?... |
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moneek2003 | Does debt consolidation affect credit history and score? |
I am thinking about consolidate my bills, but I am afraid that it is going to be reported on my credit history or affect my credit score somehow. |
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Sir J
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Yes, it adversely affects your credit but less than bankruptcy. If you have not already, get the book "Your Total Money Makeover" by Dave Ramsey. Get it from the library if you don't have the $15 to buy it.
Debt Consolidation is NOT the way to go. They just increase your costs.
http://www.daveramsey.com/the_truth_about/debt_consolidation_3035.html.cfm |
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Mark W
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The Army has bonuses up to $40,000, a $65,000 Student loan Repayment Program that pays them off in 3 years, and up to $71,000 for college after the Army, plus 100% paid while serving. Also CONAP for enrollment. 1800+ Colleges and Universities in the program. That's alot better than a consolidation loan that will tie you up fiancially for 5 or 6 years, up to 20 if Student Loans are involved. |
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Ben J
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No, it won't. Some good debt source for you:
Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html
How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html
What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581 |
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pappa_15
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It depends if you are behind on your bills right now. If not, get a loan and pay off all bills and it just shows up as a loan and others have been paid. If you are behind right now, then that is how your credit is affected. |
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jmdavis333
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If you take a dump it affects your credit score! So yes it will in a bad way, but look at it this way if you get the consolidation it'll affect it negativly, but if you have an emergency and can't make all of your c.card payments that wil F**K your credit score. |
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tonyintoronto@rogers.com
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Debt consolidation will make you look mature with your money and the fact that you put it in the hands of a money specialist to control for you, a star in the bueres eyes. Good for you. Wish more people were that responsible with their money. |
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dimpalz
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Debt consolidation is just taking out a loan to pay off all your other loans and then only having one loan to pay off. It'll add one more company to your credit history and it wont wipe the others but it will show that you only owe 1 company which I guess is a plus. I'm not sure how it'll affect the score. |
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waywordson68
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yes it takes all of your debt consolidates to one low payment and pays them off a little at a time but also reprts to the credit companys that these debts are being paid. it can only better your credit but be careful at who you choose there are a lot of frauds out there |
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G. M.
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Are you behind now? If so that's been reported already. If there is no way for you to manage your $, go ahead and consolidate. These companies do charge, and they can not repair your credit.
They will work with your lenders to establish a payment plan, it is the lenders choice to report it to the cred agencies, the the consolidation company |
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Blunt Honesty
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If your credit is already bad, it can't hurt. If you don't do it, and you can't pay your bills, that makes your credit bad too. If you have to keep from going under, it may not make it better, but certainly wouldn't be as bad as not paying your bills at all. You should check into the company before you make a decision though. Some are not so reputable. |
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Tissa
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Consolidation will affect your scores negatively if you're turning good debt into bad debt. Eg. paying off a student loan (good debt) with a credit card (bad debt.) Consolidation is always a good option; however, do some research before you close open accounts. It's always good to have a good mixture of debt - how else will a future creditor know how you pay your bills? |
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