How can i find 7000 dollars in 2 weeks? |
i got a phone bill up the *** for 7000 dollars and i need a way to pay it b4 2weeks Additional Details not find ... |
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Mail like;i am a girl .my parents died in a plane.They left me 10 mill.I like to share with you in your bank.? |
| These messages come from places in Africa and they sound very pleading.The women want to go into business with you and be your woman.The amounts are huge like from 5 to 60 million dolars.I get ... |
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Ways to make extra cash? |
| Ive just gone back to work after having my son and im only doing 2 days a week, just wondered if any1 knows of any ways i came make some extra money? Would prefer doing something from home so i dont ... |
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Debt collectors harassing and rude ? |
| Hello all , here is my question I received a call from a collection agency Wednesday which kind of shocked me plus she was borderline rude etc no real rude best describes her. She said I have a ... |
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Pay off credit card or pay off my car? |
| I have been fortunite enough the last 6 months to be able to pay down my debet and I know to pay off the highest interest rate first. However I have a car payment that is $148.00 monthly @ interest ... |
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Is it ok to scan important documents and shred originals? |
| I've just been given a good idea by someone who answered my question about having too much clutter - they said to scan my documents (bills, various letters and god knows what else, bank ... |
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Can my boss not pay me? |
I work as a self employed joiner and was recently paid off, a small amount of materials from the job was in my van and when asked to remove it i did so.
The next day i was paid off and accused ... |
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What is the easiest way......? |
| what is the easiest way for a teenager to make money when it is summer and your grounded?... |
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What to do with $5000 at age 16? |
| I know the best thing to do with that kind of money is to put it in a bank, but a savings doesn't give enough interest as to where a "CD" does. I'm not sure to put this in a C... |
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Do you have to use checks in order? |
| I just found my old checkbook, which I had lost (somewhere inside my own house!). I've already started using the newer checkbooks with checks of higher numbers, so can I go back and use the ... |
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What the hell can I do? :-(? |
| Can anyone give me any real and useful advice? I owe debts of over £15,00 and currently have no income (the job centre have only just sorted out my job seekers allowance and everything I did get ... |
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Any suggestions for saving money? |
| i'm really bad at it. i always see something i really want.... |
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Help me with Credit card debt? |
| I have lots & lots of credit card debt. I don't have any payment problems (yet) but I can no longer pay the minimums. With the high interest I am being charged (over 20% in some cases) I'... |
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What should i get with my money? |
i got a little extra money from christmas. what should i buy?
just name ... |
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Is it true, that if I pay-off a credit card at the end of every month, I won't have to pay any interest? |
| I'm thinking of getting a credit-card but I'm wary because of the horror stories I hear about people destroying their lives with it. I want to know if this is really true about paying off a ... |
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Can you get a job when your 13? |
i need about 3000 dollars by may..........and i don't know how to get it.....i know that 3000 dollars in a 13 years olds hands is alot but i really need it.....i can't babysit !
... |
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If you won 50 000 dollars would you pay off your debts, or....? |
| or would you put it in an investment fund and let it build up THEN pay off your debt? Or would you just spend it?... |
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disk7 | Does opening a "regular/normal" savings account effect your credit score at all? |
I know many banks check your credit history/score when you open accounts with them, but if you open a savings account does that effect in any way your credit score? For example, besides being illogical what would be the downside of opening 20 savings accounts? Obviously I dont need that many, but is there any downside to opening another? |
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ianrmoret
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Some do... at the FatWallet forums (which I'll link to), they've compiled a list of the financial institutions (as well as some other companies) that are known to do a "hard pull" on your credit report (which messes it up) for non-credit accounts.
http://www.fatwallet.com/forums/messageview.php?start=0&catid=52&threadid=260724 |
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Jason
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No, its not going to do anything for your credit score. Open a checking account and get a credit card.
-J. |
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atmjay
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Zero effect on your credit unless you overdraw it and it gets charged off. Then is is a negative item. |
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bejki
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Just opening a (or many) savings account has no effect on your credit score. They won't even pull a report for opening up a savings. |
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Gonzalo P
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No |
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ongo_run
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Nope... I interned at a bank, trust me. |
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sobrien
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nope. if anything, it will help in the long run. but its all about how you spend your money, and how well you pay the bills. |
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cosaxteacher
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Yes, they still check your credit, which puts a request on there. Credit checks are normal, but if you have a large number of them, like the 20 you suggest, it will not look good on your credit score, until they show that you have a lot of money stored in the account.
Unless you have over 100,000 bucks in the account, don't open up another. Your funds are guaranteed by the FDIC for up to 100,000 dollars. If you have more than that, a second account may not be a bad idea. |
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Stuart
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Savings accounts are opened on deposit, and there is no credit involved. It does not affect your credit score nor does it get an inquiry. |
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Master
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if you need it then ask for it..thanks for 2 points |
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crystal_clear_0000
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Open as many as you like it can never hurt your credit score borrow money from the bank and do not pay it back that will effect your credit score but if you pay it back it will increase your credit score over time. |
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I.B.
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No it doesn't. It helps the bank to give out loans to individuals and biz. It doesn't really help much for you because the interest rate given by the bank isn't worth it. Now if you are depositing a huge about i.e. millions then you can differentiate the income from the interest, otherwise I suggent getting a CD, it's interest rates isn't much but definitely higher than the savings interest rates. Its also good for discipline people who are interested in long term investments. |
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