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 What is the best way to pay off debts? |
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 How can I make £600 this month? |
| Hubby and I are a little short this month, and although we can pay most of our bills, it means we can't eat or put petrol in the car! Just wondered if anyone has any ideas of how to make £600 ... |
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 Easy money? |
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i was thinking about a body wrap but i want some other opinions please help
Additional Details
fyi im 13 so something ... |
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I paid off a $3000 account two weeks prior to the due date. Then I get a statement the following month and they charged me interest even though there's $0 balance.......
This isn'... |
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i am prob going to medically dismissed soon from my job of 20 yrs and gather i will get £60 a wk income support- not being funny and i know thousands do, but how can u live on that?
my ... |
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Other than utilities and food, that is pretty much it. However, I am bad at managing my ... |
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| When applying for a personal loan at a bank what things do they take into consideration? |
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lsdcleaver2 | Fair to bad credit, and want to buy first home. How do we approach bank and realtors? Any advice welcome!? |
We are hoping to use the home as collatoral for the loan, is that possible? We have never bought a home. We have paid off three loans successfully, but have poor credit due mostly to medical expenses. Any ideas on how to get a loan officer to not laugh us out of their office? |
 |
 
PilotGal
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There are a number of ways to accomplish what you want. Look into assuming a VA loan, or an FHA loan. After all is said and done, the loan is what you are really shopping for, the real estate is just part of 'the deal'. These loan assumptions avoid the 'qualification process' that is often the big hurdle for the first time buyer. Getting into a home, and maintaining good payment history, meaning NO LATE payments, is the fastest way to build credit and standing. After you are established, getting into a different house will present no problems. Chat with a real estate agent, several in fact, and get there opinions. Good Hunting! |
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dw702
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Being laugh out of an office is not very uncommon these days. First walk in there with confidence and know what you want. Second DO NOT AND I REPEAT DO NOT fall for a adjustable rate loan or intrest only loan. Most loan officers try to get first time buyer's to consider those kind of loans especially when you have bad or fair credit. Third try to show the loan officer that your paying all of your bills on time and that your also trying to bring your credit score up from all of your medical expenses. Last if they don't even give you a shot save up some money and walk in that place with a nice looking down payment.
Good Luck |
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Janet P
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First skip Premium Loan Sharks. They are running a scam. Get your home loan from a legitimate business, in person.
Your best bet would be to contact a repuable real estate agent or broker. They can help you and know which local loan agents can get the job done. Don't worry, they see worse tehn you, they won't laugh. Most banks will ignore medical credit, so if those are the worst dings you have you are in good shape. |
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stephbrown2005
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First, let me just say that first time home buyers get screwed over all of the time. Find a good real estate agent, but don't go with their "recommended lender", most of the time they are working together to make the most money. Try a credit union, most of them have pretty good rates. Don't get screwed just because you want to buy a house. People with bad credit will pay twice as much as people with good credit when all it takes is a year to build your credit back up... think about it |
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gabriel jones
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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Angie C
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I have bad credit and I want to buy a home but no one whats to help can you help me with that?
Or is there away I can rent to buy a home know? |
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Chris&Rose J
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Hi there.... I am in the same boat as you...But I have heard that there are places like citifinancial or palces like that and apparently they will help you with your credit and also with your house buying options. Good luck. |
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Frank Castle
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Buy Health Insurance. |
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mohcis
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First of all, I suggest you look for lenders with the highest approval rates in your county. One place would be mylenderscore.com. They provide information on the top ten lenders in every US county. So, pick two to three lenders from that list and then have a discussion with them. Good luck! |
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