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 My son spent 300 dollars on 900 numbers and im not sure i can pay the bill is there any way to get out of this
i just got bill in mail and it was 440 dollars 300 of which was from 900 numbers is there any way to get out of paying this bill he did not have permission or and license to purchase ...


 What's a good way to make some money real quick, other than selling myself!!?
I don't want to go to a strip club or anything like that, I have to get a place soon...any ideas?!?!...


 Annual income: $150k. Is it considerable savings not to run dishwasher and dryers and do these manually?
My husband believes that we can save more $$s by washing dishes manually and drying clothes by using a line-dryer in the backyard. I do have 2 kids and expecting a third. We both work full-time. I ...


 Why pay cash?
...


 Can i deposit a check with wrong first name?
I received a check for $30.00 and made a deposit through ATM. It was payable to a wrong first name. (My account is under my real name, but i usually go by nickname. The check was payable to the ...


 Make money at 14?
What is the best way to make money at the age of 14?...


 I'm looking for a mortgage calculator to see if it is worth while borrowing over 40 years, can anyone help?
...


 We own a condo worth $100K - we have about $25k in debt - should we take a mortgage out to consolidate debt?
We are married, with two children - middle school and grade school. We own our condominium, free and clear (tax assessed value $56,500.00 - market value $100,00.00). Between the two of us, we have ...


 What is a good way to earn money?
well you see im only 13 and i don't know how to earn money?i can't get a job yet so what jobs could i do?...


 Financial trouble?
What can you do if you have money deadlines to meet soon and you don't have the money. And I'm talking a few grand when you don't even have half of a grand....


 How can you make £60 into £100?
Trying to make a lil bit of extra cash each month??? Any ideas?...


 If you buy a phone and you have a 2 yr contract will you need another contract ? i lost my phone?
...


 Your retirement or your children's education?
Which do you think is more important to save for?...


 Can i put a cheque in my name into my sons bank account?
...


 What are the best ways for a highschool class to get money to fund it's own prom & graduation?
Besides bake-sales we, my class's funding team and I, have to think of ways to make more then 600 euros,taking into account that most people in my class can't pay from their own pockets....


 Whats the best way to make money online?
i want something u use to make money none of dat bull ish you just found to give ...


 Who should I go with, UPS, Fed Ex...?
I have to ship an 80 pound box from NY to Colorado. What is the cheapest way to do this? Who gives the best prices?...


 A friend of mine (UK) is deeply in debt and is waiting for the court bailiffs to enter his house in order to?
take his personal effects. He works from home and is very worried that if his computer equipment is confiscated, he will be unable to work and therefore will never be able to clear the debt. My ...


 I just found a bag full of hundred dollar notes...so far i've counted over 5.000 should i have turned ?
...


 How do you save money when your income is very low?
...



nccanes172000
First Time Home Buyer... Question About A Loan?
Yes My Name Is Eric And I Am 19 Years Old. I Started Working For A Construction Business On March 3. For Right Now I Am Not Claiming Any Income. But I Am Going Too In The Nest Few Month's. My Credit Is In Good Shape. I Need To Apply For A Home Loan For Around $27,000.00... Now I Make Atleast $800.00 Every Two Weeks. My Girlfriend Is Pregnant And Is Due In August... I Need To Buy A House And I Was Wondering What Types Of Loans Banks Have For Someone Like Me. I Have A Checking/Savings Account With First Commonwealth Bank And They Know What I Put In And Take Out. So I Was Thinking That My Bank Might Be The Best Bet. I Am Sure They Can Do Something. I Need Some Help. Can Anyone Tell Me What Too Do.... Thanks
                     
 




conni
What you need to do is find a good realtor. He/she can give you loan application form to fill out. Then you can get pre-approved by a financial institution for "x" amount of money. When you shop for your house and find one you like, you can make an offer on it because you are pre-approved. Good luck to you. Interest rates are relatively low now, but are on the rise. There are also loans with 100% financing that are not just for 1st time home buyers--your realtor should be able to explain all of this to you.


blue3zoom
Been there done that. There are a lot of programs out there for first time home buyers that let you put little or no money down. Your realtor can give you a lot of advice and help with this. There are FHA loans but if the house needs some work it could be hard to get one since they base it on federal housing guidelines. Ameridream is another option if they still offer it. Again talk to your realtor they have done this many times and can help where your bank may not be able to.


lionheart007
You will have to apply for a "stated income" loan because you are not showing income and your interest rate will be higher.


ronkpaws
It is always good to talk to your banker to see if they can loan you the money, with a low interest rate. Talk to a good Realtor. Someone that has been selling houses for 15 to 20 years or more. If they have been helping people buy houses for that long, they will be the best help you can find. They have learned all the short cuts, and know the best mortgage companies to fit your needs. If I was getting ready to bye a home for the first time. I would look up on-line web sights like Re Max, Century 21, and etc. They have a lot of info. about how to buy a house, and what to do. You can never do to much research about buying a home. Knowledge is Power.


Victor M
Rating
First of all congratulations. Your bank should be offering a loan at 5.5% or less. If not go to creditunion or Amsouth. Also you can apply for government grand for first time purchaser plan. They will give you when you fully make your 1st year of employement, married with kid etc... but few laws they have etc.

Good luck and congrats again


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