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 If you had a million dollars, what would you do with it?
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 I need to get a loan to buy a car but im only 16 so i want my mom to get the loan should i have her do it?
so i wanna get a loan my mom want to get her own car so she needs a car to so ca she co-sign my loand and hget hers to even if she has moderatley bad credit or if theres another way let me ...


 Difference between balance and available balance?
i have a balance of higher than my avaialble balance. does the avaible balance include debit card transactions made throughout the day, and balance not include these if they have not cleared?
im ...


 Help! I need your advise!!!!?
I am running out of money! and I am not able to get a job [i cant give a reason here] but is there anyway that am able to make money????

Please give me some ideas!!!!!!...


 How to live on $48,000?
I'm actually still in college and I'm just curious how people do it. I've read on careerbuilder.com how the median income of a family in U.S. is $48,000 (which I can't believe). ...


 How can I earn money without getting a job?
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 If you won 10 million dollars in the lotto would you take 5.5 million all at once or $333,333 a year for 30?
and why?
Additional Details
** It would only be 5.5 million after taxes....


 Considering getting a loan but what do they check for?
Im trying to get a loan and my credit isnt soo good so im not using my bank to get a loan.I was wondering what other loans companies check other than credit when offering a loan because im employed ...


 How do people make one million dollars in a year?
yea i know there are people out there who actually millions a year...any tips people? i wana make my bank account fat too.....


 The Cost of Living ...... !?
Is causing so much stress and depression in people, isn't it? I mean, even with two incomes per household, it is even harder to make ends meet. Like to hear your honest answers here, how are ...


 I am so bad at saving money....?
does anyone have any good tips on how I can manage my money? thanks in advance....


 This mail is really true?
i have received mail from equity bank of nigeria limeted inlagos telling me that i won 400000$ from australia?
telling me that i win 400000$ from australian lottery signed by mr. Alexander C...


 How to best clear my Credit Card debts? Please let me out of this dark hole.?
Start limit my usage with only 1 card now.
Card A - RM7000
Card B - RM5000
Card C - RM2000
Card D - RM2000...


 Is there any was of making money while working from home?
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 Damaged £5 note, will the bank change it?
I have a £5 note that has the top corner ripped off, about 1 inch square. Will the bank change it for me?. T...


 If you were rich, would you buy items like $13000 handbags, or does the concept disgust you?
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 I'm 14 and i need to earn money online?
Any online part time jobs or something? I really need money. I don't need alot though. Can any one recommend me a way to earn money please? I have to do it online.

Thanks....


 Should i go bankrupt. i do not have any assets.?
I owe around £30,000 on credit cards and overdraft. i have considered an iva but i think i may struggle to pay an accepted payment each month....


 How do you save money?
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 How can a teenager earn cash from his/her parents?
I need cash from my parents. I need some new ideas!!! PLLLLLEEEEAAAASSSEE!!!...



bernie_bernoulli
Grocery Shopping Advise?
I have 4 kids and a wife. We spend $400 a week on groceries. One family member does Atkins and one does Weight Watchers and the rest eat pretty much what they want. We cut coupons which only results in us saving about $6 to $10 a week. I would like to take $1000 of this $1600 to $2000 a month that we spend on food and invest in a mutual fund or something. I don't want investment advise, I want shopping advise. My parents live in Michigan. When we shop there in a grocery store, I can take each item and place it on the belt and count 2,4,6,8.... and the total I come up with will be roughly my grocery total. In other words, the average price of a grocery item is $2. In Delaware, where I live, I have to use 5,10,15,20... to get the same estimated total. Moving is not an option. We've tried the Save-A-Lot stores and they sell mostly junk food and that is hard to do with the diets. We've tried BJs but the bigger items just mean the two boys not on diets, just eat more. Any ideas?
                     
 




Jessica M
The truth is this is something girls learn in home economics class. Things like eye level is pricey. Look low on the shelves to get bargains. Never shop hungry. 50% off is the same as 2 for one.

May I suggest stone soup:

1 gallon of water
1 tsp of salt
2 potatoes
2 carrots
1 clove of garlic chopped
1/2 head of cabbage
1 can of italian stewed tomatoes
1 lb of browned italian sausage
1/2 onion diced and cooked with the sausage
1 tsp basil
2 Pepperoncini

You may need to double the recipe for your size of family.

Eat it three meals a day for a week. It's an inexpensive meal that tastes great and is good for you. The difference between what you would normally spend and the cost of the soup goes into the mutual fund. Since the whole family sacrificed you should all benefit so make sure the fund is in everybody's name.


Kitty
Prefabricated food are soooooooooooo expensive. Do you cook homemade items ??

$400 a week sounds outrageous to me. I spend under that for a month for a family of 4 plus 5 pets. I am super frugal and know how to make a chicken last a whole week.

Always go with a list. Make that list out by having a calender at home with your menu planned out for a month. Figure what you will need to make these meals and check the cupboards to not double up in case you already have that certain ingredient! When shopping you can certainly go for more generic brands..of course some generic brands are horrible but most are sooooooooo close to the top brands and can save you alot of money. Don't be so picky !!! Kids won't know if you keep your mouth shut.

Lay off junk food and snacks for the kids unless fruit. Believe it or not a bag of fruit costs the same as a bag of chips and are 1000 times more healthy for your kids !!! Any thing prefabricated can save you alot of money if you ELIMINATE IT !!

I could go on and on... but then you will have a book to read here. I have taken clients shopping with a clipboard in hand and showed them how to shop but first had them show ME how THEY shop.... they saved an average of over a $100 on just one trip with me,

I am "Super cheap shopper woman" hear me roar !!!!

mew !

Good Luck and DON'T give up !!!!!!


rlanicek
1. Join a wholesale store like Costco or Sam's.

2. Always go with a shopping list and stick to the list--no deviating for impulse items.

3. Many grocery stores advertise weekly specials and/or double coupon days. Shop at those times to maximize your savings.

4. Involve the boys. Make them shop with you and bring a calculator and scratch pad to keep track of the total. Make them aware that every extra dollar spent at the grocery store is one less dollar available for entertainment, etc.


daisyk
I definitely agree with the simple hint of don't go shopping hungry. Go on a full stomach.

Lateley I've been going to this all recipes website, and learning some more easy, and tastey home-cooked meals, and I had this incredible experience while shopping at cost-co yesterday. I was perusing all of the dinners in one box items (which I usually buy a lot of) and I was thinking to myself, no, I could make that by myself, and it would probably taste better. I didn't buy any, and it was such a liberating feeling!

Diets can also be very expensive, especially with different family members on different diets, I bet that makes meal planning a bit of a pain. Is there anyway those two could at least get on the same diet?


cueponi_tlacatl
Rating
grow your own fruits and vegetables. you might be suprised on how your kids respond. the taste of fresh produce is astounding.
you might even be able to cut cost on the sweets...

it is not very difficult. you don't know until you try it.


doe
Rating
go shopping for groceries alone, and don't go on an empty stomach.


M C
Rating
Good question!

I buy off-brands and generics whenever possible.

Wal-Mart wil honor other stores flyers. For instance, if Marsh Supermarket has a sale on coffee, Wal-mart will sell it to you for that price. I don't have time to run around to 3 different stores to pick up one item.

I love the Dollar Stretcher website. It has excellent thrifty tips to help save money. www.stretcher.com

The way I grew up, we had a large garden. Almost everything we ate, we grew. We were very healthy & had the satisfaction of knowing it was organic and healthy.

I have a very small yard now and planted potatoes, onions and tomatoes as well as fruit bushes. It didn't take much time and we have enjoyed many meals with these ingredients. Vegetables are SO easy to grow. They are extremely healthy and low fat.

We buy our meat at a local butcher shop. We purchase a quarter of a cow. Purchasing meat this way is much, much cheaper than buying it by the pound at the supermarket. If you have a meat market close by, check into it. Our chest freezer is full of beef steaks and roasts for the price you pay for a week worth of groceries.


yourfab_girl
Hey Bernie, to cut down expenses, instead of spending money on expensive diet supplements, why dont you just do exercise with your family members.

Also, before you go to the grocery make sure that you have your shopping list with a approximate price listed, those are not important must not include in the list. Bring only enough money to spend based on your shopping list. I think that way, you will avoid buying on things that are not useful.

Hope it helps!


Jazz
Rating
Try find a place that sells in BULK!!!

Buying in bulk might cost alot AT THE TIME, but it will save u in the long run


origamimark
$400 doesn't seem that much for a family of six.

Approach this from the other direction.

Draw up a budget, detailing all your outgoings for a month. I mean absolutely everything. From that you may be able to cut costs.

On the shopping front, draw up a detailed list of things to buy every week, and another for things you buy less often, and stick to those lists. Chop out all the stuff that you don't need. This means fizzy drinks, cakes, biscuits, etc. Where possible, buy in bulk (loo rolls, washing powder, cleaning materials, dried goods, Tinned stuff, etc), and always shop around for the best price, rather than go to the same place for everything.


REDRHINO22
Buy in bulk, shop right after you eat, make a budget for the purchase and don't exceed it. Exercise with the dieters, purchase an entertainment book (which has discounts on supermarket purchases).


personal_finance_101
Rating
You have a big family so you'll have big bills. The best thing you can do is learn to buy in bulk and cook creatively. For example, when I make meatloaf, I add a can of black beans (rinsed). It adds fiber, flavor and extends the meat for little price.

Use a crock pot so you can get cheaper cuts of meat. Learn to make soup out of the leftovers. Get creative. For about $15 I can make 3 different meals out of almost the same thing. I get a whole chicken and roast it with veggies and have that for dinner. Then I cut off the extra meat and use 1/2 to make BBQ chicken sandwiches and reserve half for chicken soup. Use the whole carcas and all the veggies to make a nice chicken stock that you can add rice/noodles to, along with veggies and the rest of the chicken to make great soup.

Plan your menu in advance based on what's on sale that week. Typically the coupons correspond to the store sales so you can get double off. Take your menu and make a shopping list. Only buy what's on that list. If something that is a staple (canned tomatoes, paper towels, etc.) is on sale cheap, stock up then so the next time you need it you'll have it on hand.

For those who are on picky diets, if they were eating balanced, healty meals, they wouldn't have to be on a trendy diet.

Check at the book store to find cook books that offer great ways to stretch meals and get creative with the basics.

You can do it but it will take some effort and creativity.

Good luck!


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