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Twilight
Guys, at what age did you finally understand your financial responsibilities? ?
In other words, when did you realize that the bills and family came before your entertainment and big ticket items could be thought about?
Additional Details
My daughter's fiance and her are going to move into their first apartment. She works a 40 hour job with benefits and is pregnant. He is working a parttime job that he just got and wants to keep his money. His computer broke and he is addicted to games online. My daughter is rethinking this relationship.
                     
 




mr. czar
18


suitti
10. That's when i got my paper route. I didn't buy my bike until i had plenty in the bank. And, i got a good deal, so still had plenty.

It's only lately (50) that things have gotten out of hand.



KelRen
The best advice my parents gave me about money was simply "If you don't have the money, don't spend it".

I fully understood expenses when I first moved out at 17. Unless you're paying for ALL your own stuff you'll never learn. I think that's the big mistake parents make. You don't want your kids to do without, but if you just keep paying everything for them they'll never get it. ;)



John M
30. I learned at that point NOT to pay interest. Keep the credit cards up to date, SAVE for a car, etc. Makes live NICE!


Thundercat
Rating
Age of financial awareness is irrelevant as it changes from person to person. Some males may figure it out by the time they are old enough to count/understand money. Some men may never learn.

If he isn't responsible now, it isn't likely to change later. She needs to focus on relying on herself and not him. It is better to be a single parent with options than to be in a bitter, unfulfilled marriage.


Mace Windu
Mid-to-late 20s. I never really splurged on big-cost items, but I probably bought too many low-cost items in my life.
Why do you ask? Do you have a boyfriend or husband that spends too much?


Melly
Rating
Whatever age you move out and start making your life your own.
I moved out at 18 and got an apartment of my own so thats when I understood that I needed to get a decent job that could pay for my apartment, bills and food.


Runner Babe =]
i know im not a guy but i just wanted to say my dad still doesnt understand his financial responsibilities and he is 41.


livinitup0956
Rating
for me. it was when i moved out of my rents house 4 months ago!

so 20 years old :o)


hischynadoll
19


Shayk03
around the age i am now, 23. i have debt from an old relationship and i'm really trying to pay it off, as well as get a car and maybe one day move out, so i'm trying my best to save save save! not so easy! going to school and looking for a new job too!


Carl F
Rating
I was 17. It happened when I went to college. My family sent me with some money, but not a boatload full of it. I knew I needed to stay focused and finish school before the money ran out.

I think I am unusual in this regard. I know 60 year olds that are completely irresponsible with money.


Steve R
Rating
around 25


Lakewood C
Rating
About age 14.


benjamin r
i pretty much always realized that, i grew up with a family that was always broke


thomas p
Rating
If impending fatherhood does not sober up the kid into adult reality, I am not sure he will ever learn financial responsibility. Online games and fantasy sports is foreign to any notion of mature behavior. Your daughter should cancel the relationship. I am sorry to report this opinion; but, I think the guy is a waste to your daughter and himself. A pregnant young woman and child on the computer. If he cannot see his duties clearly, nobody can explain his duties to him. He is basically a preteen, emotionally.


dawngentry
If you are old enough to move into your first apartment, you are old enough to be fiscally reponsible.


Wounded Duck
Age 10. I was mowing lawns and had to budget gas and repairs to the equipment.


brandonh321
I'm 21 and still working on the whole financial responsibility thing. However, if I had a child on the way, I know that I would step up and make money for the child, not some stupid games.


jopotter01
Rating
I think on the age of 18


?
Rating
she needs to rethink that relationship for sure. this is what she has to do. trust me, works. sister did it before. tell her to threaten the baby with him. that he WON'T see the baby if he can't understand the money is THEIRS not HIS. once you get in a committed relationship like that theres no i's or mines. I understood it at the age of 16. - Had a horrible childhood. Had to understand and pay alot of bills and realize what exactly i was dealing with. Payed off though. Anybody BY the age of 18 should know..


love08
14 I learned that bills and family come before luxuries when my mom divorced was on her own with two kids, she should sounds like he's selfish maybe if he loses two things that are more important then games he may wake to the so called real world


p2
It sounds as if he may have more at issue than realization of his financial responsibilities.


balloonsarefun08
I don't really think there is an age. It all comes down to the maturity of the person. Some reach it early because they are forced to and some never reach it and become leeches. You need to tell your daughter to talk to her fiance about the money issues and how she feels about him keeping his money to himself. If i was in her situation i would give him ONE chance to step up and be responsible and if he didn't I would be out the door. Not because i didn't love him or want him to be apart of my baby's life but because being with someone who doesn't contribute to the relationship (which includes financially ) would eventually take its toll and end worse than when the problem began.


ashendari
I learned from the start - my parents always said "save for college" and I had a savings account, and got a part time job when i was 14. But I was lucky... not everyone learns.

Your daughter has to deal with it, not you. She has to judge what's important and confront him if necessary. If she doesn't have a job, she needs to combine their finances and help with the budgeting herself, or at least talk to him about budgeting if she wants to. Communication is the key - she doesn't need to argue, but she can simply bring up budgeting and financial stability as a discussion with him and get it out there. The baby is all-important, but having a little something to play with is also very important.

Financial problems are the #1 cause of divorce is the USA - and it's the lack of communication that makes it a problem more than anything.


Justin B
Rating
When I was 16. That is when I bought my first car. That is when I realized that having a part time job doesn't necessarily mean that the money is to be used for nonsense items. It went towards the car payment, insurance, and gas.

As for your daughter...as a parent, do not let her end up with a dead-beat fiance, he needs to pull his weight!!


stephenl1950
18 is when I totally assumed total responsibility and I've been on my own since I was 16.


Real Estate Guy
Rating
It's a little late to rethink her relationship. Shouldn't she have considered this before you got knocked up?

I was around 10. Had a paper route, mowed lawns etc.

I had a good set of parents that actually was involved and helped us kids.


roadhunter
I figured this out in my teens.
Getting pregnant was a BIG mistake. If a woman isn't married to a man, she'd better be damned sure she can support herself and a child before getting knocked up.
It's too late now to rethink the relationship (assuming the fiance' is her baby-daddy).
If this were my family, someone would talk to the guy's parents and let them straighten him out. I don't care if he's 17 or 34...a lecture from mom will do the trick. If this isn't an option, she should take his computer while he's away and hide it somewhere.


A Flower for a SIn
that totally depends on the person. It could be a wide age range. If your daughter fiance doesn't realize that he have a family to support, then there's something wrong with that picture. You should have your daughter talk to her fiance.

Online games and working part time is nothing bad. But when she needs him to step up and work for the family then he should. If he really care about his family well being, then he'll step up and attempt to support his family. If he wouldn't do it or have problems with your daughter while she's speaking to him about things. Then, there's something seriously wrong with your daughter fiance.

I wish your daughter the best of luck and I hope that her fiance realize that he needs to help and support his fiance and his unborn child.


Booger Butt
Rating
i am now 63 yrs old...i still dont care about all that stuff..living and having fun with our short life on earth is more important


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