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 Own five acre's in Florida an two manufacturer homes on it need loan?
HERE IS THE QUESTION HAD HURRICANE DESTROY HOME IN 2004. INSURANCE CO. DIDN'T GIVE US ENOUGH MONEY SO HAD TO MORTGAGE FIVE ACRE'S TO GET MANUFACTURED HOME, THEN MOTHER MOVE ON LAND AFTER SHE...


 How do I keep myself from being a compulsive spender?
I know I have to save money for a vacation, but I dont know how to actually save money because we are not allowed to keep money in the bank "personal reasons" How do i do it?
A...


 If you buy something on ebay can you send cash to him/her?

Additional Details
and if you can do have to send the enevelope witha stamp?...


 Is arguing over money worth divorce?
We are losing our house to foreclosure because my husband wants everything all at once.He wants new cars and the best of everything.I save money for a rainy I buy stuff on sale have the same car I ...


 Is a co-signer liable for a loan when the primary borrower filed bankruptcy on that account?
...


 My dad advised me to ignore all my credit card/student loan debt?
last night i told my parents i was in $13,000 credit card debt, and about another $15,000 student loan debt. my job sucks right now and can barely pay. my dad advised me to just ignore everything ...


 Is it possible to get a $10,000 loan and then use that money to get a CD so that you can pay the loan off?
Is it possible to get a $10,000 loan and then use that money to get a CD so that you can pay the loan off with the interest earn from the CD?

Is this legal?...


 If you were rich...?
..., would you spend some of your money in helping the world?...


 How do you Save Money?
I am really bad at saving. I want to have a baby but I also want to save money before I do. So how can I save I really need help, I tell myself I am going to save but then when I see what is left ...


 How do you get off of welfare?
...


 What is a good way for a kid to make money?
...


 I need a personal loan... Which national bank should I go to?
I need one for about $2000-3000. I have "average" credit.

Where should I go??? Which interest rates are better? Would it be to my advantage to just go the bank where I have my ...


 I have $15,000 in debt. Would it be a good idea to file bankruptcy?
I have medical bills, 2 repos, 2 judgements from the courts over the repos, and some cell phone and bank charges that werent of my fault all this dating back to 2005 to now would it be a good idea to ...


 Is it bad to refinance and borrow 95% of the equity in your home?
Right now our single family home is worth @$290,000.00. We have a debt amount of @40k in h. equity and credit cards. We owe on our current loan @ $240k. I've been debating refinancing from a 3...


 Hi, I am fourteen and I need some cash quickly for a date. How can I really make money online fast?
I only have one chance to impress her and I'm broke. Please Help!!!!!!...


 Atm not gave me money?
jusy tried to withdraw some money out of a cash machine, i typed in the amount and it then returned my card and said please take your cash, but no cash came out.... the machine then got suspended.... ...


 Is it bad I'm always broke even though I have a job?
I'm in school, I work, I live alone and support myself. I can never seem to get ahead bill-wise and have been late on my rent the past 3 months. I always pay my bills when I have the funds and ...


 How can I realistically make money from home (UK)?
I'm out of work at the moment and looking to make some money to stay a float e.g. £100 ...


 Is it possible to take out a personal loan for $25,000 with a cosigner?
We are trying to consolidate some debt from business transactions which occurred 16 months ago. We've been paying credit cards on time with more than the minimum payment since then. We've ...


 How can i get out of debt.?
i have a wife and two kids,i'am desperate....



Camilla the First
Has anybody recently consolidated their debts - was it difficult to get a loan?
And, did everything work out for you : I really need advice. Thank you
                     
 




voodoobluesman
Be careful, there are alot of financing companies that love to do this and tie people into long agreements that make the monthly outgoings look alot cheaper, but in the end the total sum you may pay back will be ALOT more. If you own your home, it may be better to remortgage, as the APR's on a mortgage are usually the cheapest you can get. If not, go and see citizens advice, as they are very good at debt problems. If you're having problems in paying your existing credit, it is worth contacting your creditors to see if they will change your payment for a while.

Good luck


SxyPR
Not sure if you are looking for a debt consolidation loan or a debt consolidation place that actually combines your bills for you in one monthly payment (not a loan but they lower your interest or eliminate your interest alltogether). If you can get a debt consolidation loan - you are better off doing that. A debt consolidation - the one that combines your bills does not negatively affect your credit however a lot of creditors look at that as you taking the easy way out basically so it's not a great thing to do. I say if you have a lot of debt - ALOT that is, then maybe do the debt consolidation. If its minimal debt 5000 maybe try getting a debt consolidation loan, or better yet just pay as you go - put 300 here and there till you get rid of it. That's what I'm doing now


nert
First stop is to spend time talking to people you owe money to and come up with a monthly plan you can afford.

But be wary of these daytime tv ads offering to consolidate. Initial interest may look good, but often rises sharply.

Also some will sell your debt (Ocean Finance - guilty as charged) and you'll have a ridiculous amount to pay to a completely different company who may have harsher penalties and then there's the knock at the door.

Most people are happy to set up plans if you talk to them, and *always* open bills, they don't go away. Good luck.


jackiejones114@btinternet.com
Rating
why dont you get in touch with your local citizens advice bureau or a good bank, the c.a.b. is very useful and would help you more than these debt companies you see in the papers, they take a large percentage, you need something you can afford each month.


SunnyDays
Rating
If you are in debt, go and speak to Citizens Advice before taking out any further loans. Consolidation loans only add to the length of time you are in debt and does your credit history no good whatsoever, take advice first, its free


kevineleven33
Rating
It was a painful experience that was not worth it. It took MONTHS for the consolidation to be finalized, and all the while, based upon THEIR advice, we didn't pay our credit bills. So of course, our situation (including credit scores) got worse, the calls continued, etc.

When the agreements were all finally in place between the debt consolidation firm and all of our creditors, we were treated as if we had declared Chapter 13 Bankruptcy!! We were turned down flat for the few loans we requested, including a used car loan.

Avoid it if at all possible.


steve.hocking
Rating
Hi

My friend was in trouble with their debts and they used a Company called Byrom & Keeley, their web site is http://byromandkeeley.co.uk , the best contact I am told is Andrew Kilmartin

Hope this helps

Steve


Real Georgian
Rating
Looking For the Debt Settlement Program Thats Right For You
By: Jason Niesen

My wife and I used a debt agency and it worked for a while. Then when we could take over ourselves...we did. This article can give you some insight to what you need to do.

Good Luck


thecharleslloyd
Rating
Talk to your loan companies first. They will sometimes do a deal for you. Consolidating is good, just remember to put away the money you save in a rainy day fund. That way you will not have to borrow again. Pay the loans off, live a longer happier life.


PRS H
Go to the CAB and get advice from them, they'll give you the best advice !


nadinelotriet
I did and it was easy. Africa Bank on the net. Got a lone the same day and the cash.


Jane A
Rating
I recently consolidated 4 student loans, a house loan, and a car loan. No it was not difficult for me to get another loan after that, it was easy for me to do . Everything worked out fine I still have everything.


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