 Make Money? |
| I need to make some money fast. I tried doing the surveys but I just don't have time and they seem endless. Can anyone give me some ideas?... |
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 Debt Matters, debt management plan? |
Hi,
Ive foolishly managed to get myself into quite a bit of debt (£8000), which im struugling to pay back every month. Now i realise it was stupid to get into this much debt in the 1st place so ... |
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 Who assumes someone's debt after they die? |
| My grandmother just admitted to me that she's tens of thousands of dollars in debt... When she dies will that debt fall on my mother (her daughter)? My grandmother is a widow and lives with my ... |
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 Minimum ammount of money to open a bank account? |
| I dont know what bank im with but can you give me some idea the ammount of money you need to put in bank to open your account? Im just starting to learn about banking.... |
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| Is it better to refinance or take out a home equity loan? |
My 1st mortgage has a fixed interest rate and a 2nd mortgage that is a Line of Credit with a variable interest.
Additional Details
I don't need more cash I just want to get rid of ... |
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 I have too much debt, and not enough money, how do I get back on my feet without bankruptcy? |
| I have about 7 or 8 credit cards, house paymentt with $500/mo PMI, and a car payment. All of this along with the expenses of maintenance, utilities, and the like. How do I approach taking care of ... |
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 Does anybody know any easy ways to make money? |
| Apart from having a job because i already have one.... |
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 Has anyone received stimulus deposits today (May 9th)? |
Hello everyone
Any direct deposits received today? I was suppose to have my check today and nothing has posted. My bank does not hold deposits when they come in, they post immediately. I ... |
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 The always popular 'what if you had a million dollars' question..? |
| but in this case you have an endless amount of money..I'm talkin bill gates money.. list ONE significant way you would use it.. whether it be to buy a house for your mom or change the world ... |
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 Is it safe to take online surveys and get paid for it? |
One of the sites I found:
http://www.freepayingsur... |
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 Deadbeat friend owed me money? |
About 3 years ago, I lent a co-worker/friend $800 so that she could get caught up on her rent. She paid me back roughly $500. I was laid off from my job, but she still worked there.
I waited 3 ... |
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 I wonder how you all feel about 4.00 gas prices? |
| Just how high do you think it will go before it quits and what will happen to everyone and all our bills inbetween all ... |
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 What would you do if you were in my place?Please help quickly!!!? |
Well, i have the worse case here!!!
I am without a job, i was temping before and i have taken one bed flat and now i'm without jobs!!No money though i have asked my friends to lend me some!!... |
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 I am 2nd on the auto loan, can I have my name taken off of the credit report agencies? if yes how do I do it. ? |
| am 2nd on the auto loan, can I have my name taken off of the credit report agencies? if yes how do I do it.... |
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 Borrowed money from a friend, am I a jerk? |
| I was talking to my friend about a particularly bad time I was going through with money. I couldn't afford a house payment so he offered to let me borrow $1600.00. I accepted. This was in D... |
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 Can someone tell me if they know anyone who can refiance a home when there is no equity in it? |
| I am facing in this coming May a "dramanic" increase in my interest rate and need to refiance but do not have much equity in my house because of a house equity line of credit I have out.... |
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 If you won $40 million in the lottery, where could you safely put it? |
| Since the FDIC only insured up to $500,000, how would you distribute the money safely? Would you open 80 accounts across multiple banks? Please let me know because I plan on winning the lottery ... |
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Nuts | Has anyone claimed unfair charges from their bank? |
If you have claimed money back from your bank how easy was it and which bank ? |
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jduck1979
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NatWest......... got back £196 last year out of £258 they screwed me out of in 2005.
Was pretty easy following the advice of these 2 websites:
http://www.fool.co.uk/news/your-money/current-accounts/2006/06/30/reclaiming-bank-and-card-charges.aspx
http://www.consumeractiongroup.co.uk/ |
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Noneyabusiness
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Yes, it was from Bank of America. Their fees are outrageous! I switched back to Washington Mutual. It was pretty easy to claim the money back. I went inside the bank and told the circumstances and I got my money back. BUT Washington Mutual is the best. Everytime I have had my card number stolen, I get my money back within the NEXT day. |
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Lunar_Chick
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Yes, I have claimed back unfair charges twice. Once for presenting a cheque a second time after it had bounced the first time, and once for taking charges from my account without written warning they were doing so. A simple phone call on both occasions resulted in the charges being paid back into my account. |
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Little Bo Peep
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I was reading a report about this in the Sun today. Go to www.moneysavingexpert.com and you can download the template letters to send to the bank. The guys name who wrote the article is called Martin Lewis and he said that as far as he is aware no-one who has tried to claim back the charges has lost - you need to tell the bank that you are taking them to the small claims court, and the banks don't want it to go to court as they know they will lose.
If you are in the UK try to get a copy of todays Sun or visit the website - it will tell you exactly what to do! |
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Kimberlee Ann
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All of the time. They try to charge you for a service you never agreed to ( or sometimes agreed to inadvertently by not sending back a disclaimer).... just call them and yell yell and yell! They will reverse the charges. |
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O Wise One
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From time to time over the last eight years my bank has hit me with a couple of boo-boo charges. But I have found that if I go in and talk to them they usually help me out and take off some, if not all of the charges. I've never had to yell. Community Bank and Trust has been a really great bank for me and my daughter. Their staff is great and they really look out for me. |
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nicolefrenzy
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in the process they have 10 days or we file at county court for £6000 i know we will win do it get ya cash back what have you got to loose |
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StevieRatcliffe
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havent done this myself but there was a good report on this from Watchdog just last night and they were recommendiong reporting any case to the Financial Ombudsman.
http://www.financial-ombudsman.org.uk/ |
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icklegeek
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Yes, have been offered three steadily increasing amounts as I was unhappy with the chsrges brought against me for going overdrawn without an overdraft. While I do find it fair to charge me for not keeping up with my account I do not find it fair to charge over £100 for doing so. I complain by phone first, they offered an amount which I refused, then immediately offered a higher amount after speaking witha supervisor. I refused this also and they sent me their complaint process with their offer in writing. At this point you have 8 week to reply. I sent a simple letter explaining that I was still unhappy & they have made yet another higher offer. I am deciding whether to accept or continue complaint to Ombudsman. Banks make so much money from us, most of it unfairly as many people either do not know how to or have ability to complain or question amounts charged. I ahve been with this bank for many years and have many accounts so felt unfairly treated. If I have lost track of my bills going in and out then fair enough, charge me but don't charge me for each item separately then another charge on top of this then more charges next month as I as unaware I was been charged! It's not on and we should stand up to them. |
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Mark J
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I hear the banks are now coming up with alternative strategies now including closing cutomers accounts who have done this.
Thay are also charging to get duplicate statements. |
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parsonsel
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Many people claim unfair charges from their banks and whine about how they should get the charges back. Some get their money back and some don't. It depends on the bank and their policies,
If you follow the guidelines that the banks have set up you won't get charges to your account. It's as simple as that. Don't overdraw your account, keep the minimum balance, etc.
If you don't like what your bank charges or why it charges you then you should shop around until you find a bank that won't charge you or you should learn to manage your accounts better. |
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