wrf3k
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Yeah, when I was 14 I had a job at a local restaurant. I made quite a bit and had no bills, so I had a good amount of savings. My mom convinced me to loan it to my unemployed brother. To this day Im out $3000. I know I'll never see any of it, but it really steams me that they took advantage of me at that age. |
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fivetoze
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ive lent folks money, mainly coz theyre in deep poo and need it. and yes, some folks have avoided paying me back..and like your mum says, dont do it if you cant afford to loose it... i can afford it, and it pishes me off.
but borrowing johnny always comes back..and i take great delight in telling them to FOCK OFF... i dont care if your house is being repossessed..you stil owe me (X) what your car broke down..oh tough ****... you should have paid up when youe had the chance, but oh no, you thought it was a wizzard wheeze to rip me, for less than 100 quid... and i always telll them; first rule of bussiness, DO NOT...under any circumstances upset me... you dont get two chances... and if a man will skank you for 20 quid... its a cheap lesson... and i will never ever do bussiness with him again.
which is why i'm solvent, and they arent. |
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Fun Guy
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Always difficult to ask a friend to return money they owe you so best not to lend it in the first place if you can avoid it!! |
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greyfoxx
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My sister borrowed off me for years.Oh it was "only". As in : "My phone bill needs paying and i am skint.Can i borrow off you? Its only £50". "My car needs X.Can you lend me £X"
When i eventually asked her to repay me she let fly at me for a good half hour on my shortcomings etc.Did i get it back? Do pigs fly?
When it was all added up later i found that she took me for thousands.Literally.
NOT a good time in my life.
And no i dont see her now.Dont know where she lives.Have not seen her for years.And i dont bloody well want to.
I am still skint.But my money goes on my home and family. And not on her.
We live and learn. |
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JOANNE C
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I once made the mistake of lending over £100 to a close friend. He didn't pay me back when he said he was going to and it resulted in me having to borrow money from a family member to pay for part of a holiday that I had booked.
In the end the loan was a costly one as it ate away at the friendship. I also had to force the money outta him using guilt tactics. The friendship was never the same after that.
These days I've learnt my lesson, I will never see anyone stuck but I also don't lend large amounts of money to friends, family or spouse! |
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b97st
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No, but I have had to ask for money that I have lent someone. Just make a joke of it. Say something like, "Where's that tenner you owe me, you thieving gypsy?!?" Usually people have forgotten, although if you borrow money it's common courtesy to make sure you repay it and not have someone ask you for it. |
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Donna
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A friend of mine was out of work and her husband was a lazy bum. She had two kids to feed. She asked me to borrow money to buy groceries. She said she would pay me back. The only payment I received is $25 of the almost $200. I had a child to feed at the time to so it made it hard on me to but I didn't want her kids to go hungry. After all was said and done, I found out from her brother that she bought beer and whiskey with it instead of groceries. She and her husband have good jobs now and she has never bothered to pay me back. I see her almost everyday. |
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john r
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Lesson learnt, never trust anyone , say to whoever it was that, you are sorry to bring the subject up but you are abit short yourself now and need it to pay a bill. |
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I'm Sparticus
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Shakespeare said "never a lender or a borrower be" and it makes sense. I have lent and not been repaid in the past and it left me feeling cheated and betrayed. Your mum is right to say only lend what you can afford and even then, I suggest thinking about who you are lending to and why. Sometimes its best to consider a lend as a gift and then you won't be disappointed if someone ignores you. It can help to lose undesirable friends in this way, but nobody likes to be abused. |
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e257rage
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I gave what I thought was my best mate a large sum for safe keeping and just found out he's blown it all on drink etc. My planned trip round the world now isn't happeneng . Will never trust anyone again . |
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caroline1409f1
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My brother-in-law 'bought' our TV from us for £300. However, he has NEVER PAID and as much as I have hinted to him, his mother and my husband, NO MONEY HAS come our way. I said things like "that £300 you gave us for the TV was brilliant as it went into our holiday fund- thanks" he didn't even have the nerve to look ashamed! |
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paul h
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met a girl in spain she was working there. dad feel ill was in hospital got a flight on her mums card over the phone . i gave her money for some food . and some money to get a cab from airport to hospital when got back in England . see had my name and number on her phone . said she would be in touch .never heard a thing that was eight years ago. ...... just ask for the money that is owed you |
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special
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a lot of times |
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scarletdoll7
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i agree with wot minxy said.....and yes i am owed money....sad thing is...it was always to "good loyal friends' did i get it back???? not a cent!!!!
never again ever! |
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Minxy_uk
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Just ask them ''Remember that money i lent you? Can i have it back by the end of the week please, i'm a little short since lending it to you''.
Just be straight to the point! |
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edison
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There are many people out there who owe me various amounts of money & each time I say I will not do it again but,usually do.I suppose it`s a question of what would I do in a similar situation if I had to ask someone for a couple of hundred? Would the lendee know I would pay back or could they afford to write it off?Yes,bad experience I lost out to £undisclosed sum but it runs into thousands & although I still talk via email to that person I do not expect to get back any of it.But it does mean of course that other people who may in the past have been able to borrow will lose out as the bad experience was a wake up call.I do not lend cash at all now. |
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alatoruk
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lots of people owe me money - mainly my kids, so I let the debt ride, however anyone who owes me gets told NO if they ask a 2nd time and didnt payback the first time.
there is an old saying - fool me once, shame on you, fool me twice shame on me. ie if you get caught a 2nd time what did you expect !!
and if you lend money have you ever noticed its always the wife's (or your own) best friend that forgets to pay it back..... |
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grumpcookie
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i lent my daughter some money..did,nt expect to get it back anyway..old quote "neither a borrower or a lender be". i never borrow money exept from a bank. |
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genghis41f
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I have, I loaned £200 to a girl who really needed it at very short notice. she moved away and I've got no idea where she is... damn my big heart and "lower brain". |
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erpz15
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My wifes stupid sister borrowed a few hundred bucks for her husbands medical bills. They dont know how to spend money.
So we consider them paying us back slowly when they take us out to eat. |
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Adios
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If you loan money to a friend, be prepared to lose the money or the friend, or both. I'd avoid it when possible. If you want to help someone out with money, do it, but be prepared for adverse consequences. Even if you're okay with it, sometimes the person who owes the money to you starts to resent you. It doesn't seem logical, but it happens. |
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bumblebee
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No I don't lend money to people unless I'm really good friends with them and know I'll get it back - not usually more than bus fare home or a fiver for a couple of pints til they can get to cash point though!
Don't worry about being tactful when asking for it back - just ask if they've got that money to give back as you're really short yourself. Chances are they've forgotten and will be emabarrassed when you remind them anyway! If they don't have it on them at the time you ask, ask them when exactly and keep asking til you get it. |
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Malcolm
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Your Mum's right.. Lending to a friend is the easiest way of losing one. But here's an little tale: My Navigator in the RAF during WW2 always lost at Poker, a game I never played. Regularly before payday he'd ask me for a loan. At the time of parting company he owed me £3. That was in 1945, so I wonder what it's worth now? (Are you there, Jimmy?!!) |
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Vicky M
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You could say it jokingly, maybe they have forgotten? |
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ojay
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Catch 22 this one...... never borrow....... never lend...... its a great way of thinking that you will never owe money and no one will owe you, if they cant afford something themselves then they shouldn't ask to borrow it, if you have lent money to some one and they haven't given you it back then legally there is nothing can be done, just take it on the chin and learn from that lesson, if you are thinking about lending money, then don't, You always find that if a person who has borrowed the money and paid it back within a stated time that both of you agree then you know you can trust them again, but if they don't even mention it to you then you know that they have ripped you off and the chances of ever getting the money back are slim to non existant. |
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momomo
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Where's my tenner!!!! |
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NO NAME
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look back at my ? there u will c additional n wat i weigh n age n shiit like that
ur right i didnt think itd go thro thats y i didnt |
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william h
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i bought my wife's son (my stepson) a £500 car which i paid for on my credit card. he has paid me back £30. he borrowed the money 7 months ago. as he was unemployed at the time we thought it might be a good idea if he had a car and he could better his chances of finding work etc.this issue is now coming between his mum and me as i had to pay the credit card bill with interest. i'll never lend him again in fact if he was on fire i wouldn't even pee on him |
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Powerpuffgeezer
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To get money back I would pretend I am strapped for cash, let's see if their compassion for you outweighs their selfish greed.
I never lend or borrow money, I have been the poorest but could always make money using my charms. |
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Jeni-wren
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Just use the same stratagy they used when they borrowed from you..... to borrow it back! |
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brownsuga
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my mum gave me this advice too and its good advice!
I never borrow from other people and if friends ask to borrow money and i have money spare i just give it to them as a gift as its too much hassle chasing friends for money. |
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