 How 2 get money fast? |
| its st. pattys day, and im trying to get drunk w. my friends, but i need a little bit more money...anyone know how i can get anymore? i just need like $10 - $15. any ideas how to get this amount of ... |
|
 What shall i do? |
| iv got 40.000 pound and not sure whats the best thing to do with it?... |
|
 A baliff called with a distress warrant and wants cash i cant afford or he will come and take goods i have no? |
| council tax debts have built up over last 6 years i was in an agreement to pay debt collectors 50 a week but lost my job now only have wifes income ballff called and threatened to take all ... |
|
 What are some ways you save money or cut corners? |
My husband and I are always looking for ways to cut spending and to put that much-needed cash into our savings.
What do you do to save money?! What do you cut corners on? What money ... |
|
 My husband will not be leaving any of his (UK) £3000,000 cash savings to me Can I appeal? |
| He is leaving me his half share of our house here in Spain and I will recieve half of his Police pension.... |
|
 Car question? |
| when stopping i get a slight squeaking noise from I believe is my brakes. Do I need to just replace the pads?... |
|
 I am trying to work from home? |
| I am a 19 year old mom of a 5 mths old baby boy.. I am trying to work from home and every website I got to there always a fee. They shouldn't charge you anything if you are trying to work for ... |
|
 What should I do with $4000 that I am about to receive?? |
| I have a $5000 loan with a family member that is zero interest that I would like to pay off. Right now I pay this family member $200 every two weeks. I'm not sure if I should give my family ... |
|
 I need a bank account that will give me a cheque book but will not make me pay a set amount into it each month |
| i amTrying to open a bank account that will let me pay bills through it and give me a cheque book, but i do not want to pay my salary or a set amount into it each month.... |
|
 Do you have to have a bank account to cash a check? |
| Lets say I have a check its written in my name, and I need to cash it so I just go to a random bank and cash it? I am 17, so does that matter?... |
|
 What's a good way to raise $ 4 a school trip 2 europe if ur skool isn't doing 1 b/c u go 2 skool w/rich kids?? |
| Its a two week trip to france and it costs 2,749 dollars not including spending money and emergency money. My dad comitted to 400 cause he isn't making alot right now. I plan on getting a job on ... |
|
| What are things I need to do now if I want to buy my first home next year? |
| Financially wise. My credit score is 748, how would I make it higher? I was going to buy a new car but that probably wouldn't be a good idea, right?... |
|
 Proper way to split bills? |
| If boyfriend moves in Nov 5 and agrees to split bills when should he pay? I agree utility bills shouldnt be split until after he has lived there for a month, but should he pay half the mtg (for Nov) ... |
|
 HELP!!!!! Loan needed? |
Help!!!! loan needed?
My husband is in hospital undergoing a knee reconstruction and our only car has been reposessed. I now have no car until i come with the $1100 that i owe in back payments.W... |
|
 Ways to make money??? |
| i'm trying to get a Honda S2000....but all i have is $20 in my checking account...any advice to make money?... |
|
|  |
lala u | Help! We're drowning in debt...? |
We have made some foolish mistakes and don't know how to fix them. don't worry, we've learned from them. we are 3 pmt past due on my vehicle. I'd give it up but they said my monthly pmt would still remain the same. weve talked to bankruptcy lawyer and he said we would lose the land that is in my husbands name but it's not ours, it's his moms. she thought she could trust us by putting the land in our name but now we are in danger of losing it. i just had to quit my job because i don't have babysitters and can't afford daycare. my husband works 70-80 hrs a week and we just need to catch up on past due payments for a chance to keep up. is there anything else we can do. its hard to make budget because we never know how many hrs he can work. i'm gonna go back to work when he can stay home and watch the kids. I just need someone to suggest a debt management company or a book i can get from the library for advice. I'll let you know anything else if anyone wants to help us. thank you |
 |
 
heybulldog
|
Get dave Ramseys "Total Money Makeover". Or you can go to daveramsey.com and listen to his radio show or find a station near you to listen too. He has lots of good advice on debt and money. |
|
iamtooproud
 |
You may want to contact your debtors first, becuase talking to them one on one, they can lower your interest rates, put you on payment plans, and help you bring your accounts current. Most creditors are willing to do this, and it is free. In many instances, loans are issued with insurance. Some insurances can pay the loans in event of loss of job or other situations. Check that also.
You can also contact a debt management program (such as CCCS, Genus, etc.) but make sure that they are non-profit and don't charge you any fees (you will end up further in debt).
You can also contact your local office of social services, and they have services/programs that will assist you in the payment of child care services, many of which are low cost to you.
Whatever you do, don't get futher into debt by taking out any more loans, payday advances, etc. |
|
Suzy
 |
You could find a job working opposite hours from your husband; babysit other children in your home; take in laundry. Do everything you can to avoid bankruptcy. It will ruin your credit for 7 years. |
|
Nikolas M
 |
Open your phone book. Call every church (I am partial to Baptist churches) and ask if they offer free financial counseling. Many do. You may even find one that is offering it within the next few days. This is a low-cost approach to your problem and I believe if you follow the advice you get very closely you can restore order to your financial life. |
|
Muga Wa Kabbz
|
Your are in financial crisis. You might want to consult a bankruptcy lawyer. Also, take time to improve on your financial education, so you don't make the same mistakes. You guys might want to cut back on some of your luxuries. |
|
Gerald
|
LULU-- you are the best and only management company that is going to do things about the debt.... You think you owe now---wait the debt manager takes over and I trust you will be owe him also... When you run out of money ---expenses have to be cut... No Smoking--not alcohol ---no sunday drives --NO to whatever it is that cost money--- Three months behind??? The repo truck will be their soon...Then the husband will have no wheels...Your the ones that messed up -- now you can fix it... with children??? |
|
bdancer222
|
Check nfcc.org for a credit counselor. Only legit companies will be associated.
First, you need to find ways to cut spending. For a two week period both of you should write down every penny you spend. You'll be amazed how much money is wasted.
Second, make a list of all your bills. Group them into categories -- shelter, food, car, other household, credit card, etc. Then start looking for was to cut the bill.
Try to get all your bills to fit into the income from your husband's 40 hour work week. Yeah that will be tough. But it will give you some room to pay off credit cards and other debt.
Have you tried to sell that vehicle? It might be better to get out from under the debt, even if you have to pay a couple thousand dollars difference -- I'm assuming you are upside down on the car loan. If you're 3 months behind, they will probably be repo'ing it pretty soon. |
|
cincykt
 |
There are tons of non-profits who specialize in this sort of thing- counseling people in debt. They'll have resources for you to try out and suggestion for getting out of debt. Search online for debt help or something in your area.
And forget making a budget based on how many hours he works. Figure out the smallest budget you possibly can and work for that regardless of his paycheck- that way, you'll have extra money to pay bills on the weeks that he brings in a lot. And if you're as much of a crisis as you suggest, you need to cut all frills. Get rid of cable, get rid of cell phones or use a prepaid plan and use them only when necessary, get rid of expensive internet and opt for a very cheap dial-up, get rid of call-waiting and extra feature, forget eating out, pack lunches instead of buying, use coupons, stay in on the weekends, forget buying or renting DVD's and CD's, forget the expensive haircuts and salon services... You need to take major steps now to bring your head above water. |
|
starfishltd
|
heybulldog has the best answer. daveramsey.com
Briefly, make a budget based on an amount you are confident you can make. Any extra that comes in applies to the bill with the lowest balance. Eat rice and beans. No vacations, no going out, no emergency purchases like shoes or fishing equipment. Make your money behave!
Oh, asking God to help is a good idea, too. |
|
katie d
|
google credit counseling non profit on internet and they will help |
|
my brain hurts
|
Would you feel comfortable borrowing against your mom's property? And would she let you? You'll probably have to pay at a higher interest rate, because of all your late payments, but it may help in a pinch.
Secondly, one or both of you has to get a steady job. I know, easier said than done, but if you want to maintain a regular monthly budget that's really the only way. I know because my husband and I are in a similar situation. He did seasonal work that has been particularly slow this year, and we decided that the only way to keep our home and keep out of bankruptcy was that he would have to find a higher paying regular job. Knock on wood he found the job, and it's still gonna take a little time to catch up, but it's so much easier to plan when you know exactly what your income is.
So many of us are in similar situations right now, and I hope you find the help you need to get back on your feet again. Good luck! |
|
Casey C
|
You might want to check with a debt settlement company. They are different than debt consolidation companies. Debt settlement companies work with your creditors on your behalf to decrease the total amount of debt that you must pay, rather than lowering interest rates, combining everything into one monthly payment, etc.
Do some research on debt settlement companies, and see if they can help you. |
|
pattiof
|
Have you considered a debt consolidation loan?
Sometimes you can work with the banks to get one of these and they can consolidate your debts all at once. The catch however is smaller payments but higher interest rates. You may want to talk to a finacial counsler. I am in a sense going through the same issues. |
|
ml s
|
You have to spend less than you make |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 7 minutes(s) ago
| | | |
14 | 46 minutes(s) ago
| | | |
13 | 48 minutes(s) ago
| | | |
13 | 50 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 4 hour(s) ago
| | | |
5 | 9 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
13 | 3 day(s) ago
| | | |
13 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
