 How can I make a quick $1000? |
I am flat broke. I'm starting a new job on Monday but in meanwhile I need some money until I start getting a paycheck.
I'm serious. Real answers please!! Dont tell me to do anything ... |
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 Are you a saver or a spender? |
Would you consider yourself to be frugal?
If so do you have any tips? What with the credit crunch at the moment and promises of worse to come any and all help is appreciated! I do wish ... |
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 Is there anything free in USA? |
| OK here in USA you have to pay for everything I mean literally; almost any where you go you have to pay for parking, million fees to names some DMV, Banks, late fees,different taxes, lots of things ... |
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 I have been offered a secured loan of £10,000 - brokerage fee £1000, arrangement fee £250 - is this bad? |
I find it would cost £204 per month, APR variable 13% - so it looks like I could be charged 18.5% interest any time they say.
I remortgaged my house in November and my bank manager said if I ... |
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 What do all these kids need so much money for? |
| Everyday i come on here and see some kid 13 or younger asking how they can make hundreds of dollars fast. When i was a kid, i was only trying to figure out how to get an extra 15 dollars for the ... |
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 Current employer overpaid for 15 months, have to repay? |
| My hubby's current employer just recently found an error in his paychecks. For the past 15 months, he has been getting paid $30/per week extra ($1800) and they told him that he has to pay it ... |
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 How can i make money online without spending money? |
My wedding is in 6 months and I really need some extra cash to get close to what we want, it would make us(?me and my fiance') a lot better
Additional Details
Well not only online ... |
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 Could you love on $ 5.15 and hour? How many people do? |
Additional Details
I meant live on! LOVE is on my mind ! SORRY!... |
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 Financially broke and need some advice? |
| Basically, my husband works, but doesn't make enough right now. I have a child who needs the necessities (diapers, food, etc) and I can't get a job, because daycare costs more than what I�... |
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 Should i lend him the money? |
| i am going off to university in september and living in residence that is 4 hours away from home. my parents had no money saved up for my education (tuition fees, residence) so i had to get a loan ... |
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 Why do banks charge extensive amounts for charges, does it really cost £30 pound to send just a letter out?? |
| I understand that this is a way in which they will make there capital, but it is so unfair on the customer. Day light robbery !!! To be realistic, what could this amount cover? maybe the lunch and a ... |
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 I am thinking of taking $10k out of my IRA to pay for a car. I will be charged a %10 trans. fee. Is this wise? |
| Taking out this 10k will involve selling stocks. But my car will be completely paid for. What should I do? (I'd have to finance it @ 6 percent anyways with the dealership)... |
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TextnQueen | How can I control my money? I am spending it on stupid stuff to make me happy not sad!? |
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Nick C
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Start tithing.
You'll find yourself working and budgeting to give back the first fruits of what you make rather than to be unsatisfied with senseless purchases. You will derive TRUE happiness from knowing you are helping others, and find yourself with less of an urge to purchase stuff to be happy.
Pray about it...see what you think. |
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jay
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best way is put in a rrsp it will grow and u can only get it when you are old 60-65. |
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HaiKit <3
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lock it in a safe and tell someone you trust the combination and not to give any to you unless they assume that it's a worthy use.
occasionaly, you can treat your self...
soon, you will not need the person because you will get used to not spending.
GOOD LUCK! |
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purplemollies
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Find out the difference between NEEDS and WANTS:
Our actual needs are pretty limited: food, shelter, clothing, companionship. Just about everything else is a "want," and our wants are essentially endless. Because our resources are limited, we have to make choices about which wants to fulfill.
If you and distinguish between the item you are buying is need or wants (I would term it as junk/clutters at your home), then you can spend on needs only NOT the wants. That way, you can save every penny you earn for your future. |
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JAMMco
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Set a budget, have your check direct deposited, have a portion automatically set aside into a 'Christmas Account' that way you are forced to save and budget.
Get rid of your check card, shelf your credit card and pay in cash. Only take with you what you are willing, or have allotted yourself to spend and you will find that you will be more apt to reconsider a purchase if you do not have the funds on hand or if you physically see that it is reducing or will completely empty your cash on hand. It feels better (psychologically) to have cash in your pocket to have an empty pocket so this could save you on occassion. |
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mama_wizard
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Do not carry cash or credit cards with you. Give yourself an allowance and put the rest of the money in the bank.
This may sound silly, but there is such a thing as a shop-a-holic. See if there is a support group in your area.
Good Luck! |
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golferwhoworks
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write down a budget and only spend for the things on there. Put the money in an envelope and the rest in savings. |
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valkyries78
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I look at it this way- when I buy something, I just compare what else I could do with the money- could I save it to do something like travel or take a vacation?
Mostly what I do, though, is think about how many people don't even have this much money, and how it could help them. I was a volunteer with the Red Cross during Katrina, and when you see people who have lost everything and need all the help they can get, well then it's easy not to spend it on stupid stuff, and instead put it where it matters. And if you're looking for a way to be happy not sad, what could be happier than helping people? |
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batica87
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don't think about money! go on place where you can't buy stuff (like a jungle)!!!!!!!!! |
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April M
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Instead of buying that thing you "need" right then and there, make yourself walk away from it. if, in two days you still feel the same way, treat yourself. Most of the time, that needful thing gets forgotten about.
I'm very much an impulse buyer and this system works well for me. |
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gardenana
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Money, and stuff does not bring happiness. People often buy things to try to fill a void in their life. Learning to be happy with yourself is the first thing. Learning to be happy with what you have is also important. Learning to budget with what money you have is key.
Do some soul searching
God bless... |
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mrthomas2232
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set yourself up with a budget |
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Grandma Susie
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Get a good budget and stick to it. Ask yourself when you want to buy something, do I need it? do I already have something like this I can use? if I don't get it will my life be ruined? Be firm with yourself. Crown money managment has some great ideas. Also Mary Hunt,she writes a column for the daily newspaper, and she is the best. I am constantly clipping her stuff out andsticking it in my budget book.. |
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samsonjedi
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put it in a savings account and forget you have it |
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angeloffaith777
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aw. i can tell you from personal experience that spending money is only going to be a short fix...for a short time. *hug* whenever i'm sad i write...of course i pray too...and sometimes i talk to others that can help me out. feel free to IM me or email if you need someone to talk to. *hugs again* take care okay? God bless ya! |
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mirage
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'things' do not bring true happiness--remember that the next time you want to make a purchase on something stupid. you will only be receiving immediate gratification, but will feel guilty later. Let the anticipation of future guilt trick you into not buying.
Jami
Small Business Savings 4U
www.abnsave.com |
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mister_fin
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Budget your dollars. If you want to save money than set some aside.
If you have spending/debt issues cut up your credit cards and only spend cash.
Hope this helps. |
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chief_clay77
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Go talk to a local financial advisor. Don't throw it in a savings account or bury it in your back yard. The inflation rate is almost 5%. Banks interests rates are no where near that high. |
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Megan B
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every time you want to splurge hammer a nail in your wall and when your done you'll count all the nails but for every time you resist spending pull a nail out at the end you'll se how much you saved and how dumb it was in the first place |
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