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JeepOh
How can I get a loan?/ To consolidate debts?
I have a school loan for like 10 thousand, then I also owe the hospital like 15 thousand, but my credit is not very strong its around 563, I would appreciate it so much if anyone knows what I can do also I'm young does age matter to qualify for those type of loans? Im 21 years old. Im trying to get another job.
It sounds as if you need to work first on getting your credit score up to par. Visit www. annualcreditreport.com and obtain a copy of all 3 credit bureaus. Look to see if there are any trades that are listed on your bureau that are incorrect. If so, you can dispute them directly at the bureau level. If you have charge off and collections, you should work on paying those off. Once you improve your score, lenders are more willing to work with you to consolidate your debt. Credit is very important, it shows your willingness to repay a debt. Low credit scores equals much higher rates and most likley declination on any loan. Good luck!
scraps
Try peer-to-peer lending via BMZ.com.
Good Luck
june e
Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
http://debt-trap.com/category/Debt-Consolidation-Basics.html
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