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Patrick S | How can I make sure I get my money back? |
A friend of mine owes me £2000. It's built up from me lending him money. The problem is I've got no proof that I've lent him this money and everytime we fall out he threatens to not pay me it back. He doesnt have a job at the moment and says he'll pay me back when he is working. However I worry that I'm going to lose this money, how can I make sure that I get the money back?
Can I get some sort of legal document written up for him to sign saying he owes me this amount?
If so how do I go about doing this? Any suggestions?
Help!
Additional Details
He would willingly sign a contract however if I gave him one to sign... |
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begtan51
|
I agree with other answers, that you've probably lost the money. I would make sure that you have a reliable witness to the signatures, and include a repayment schedule, - a very small amount each week at first, with a set date, rather than circumstance for the remainder of the balance. You don't mention interest, this could confuse the issue more. My best advice is to contact Citizens Advice bureau.
http://www.citizensadvice.org.uk/index/getadvice.htm
I'm sure they would have met this situation before. |
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GG
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absolutely. if he will agree to sign a document/contract stating teh fact, make sure you include averything--go for it. get his fingerprint on teh document if you can...use anything. this will protect you in case he swear she didnt do this/ if you have a digital camera that records, record him. |
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suziejoy
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first thing that you do is NOT LEND HIM ANY MORE MONEY after that I think you will be very luck to see one penny of your money I think that it sounds like he has already decided that he wont pay you back sorry |
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jon p
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Your screwed ! |
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Paul S
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It all depends on how far you are willing to go and what steps you want to take. If you are determined to get your money back, then take him to the small claims court. Signing pieces of paper will not mean a thing. Dont lend him any more money and tell him your intentions. He may not be your friend after that but you will be saving money. |
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t j
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you could sit him down and talk things through,and get him to sign the thing, get a witness, someone not to close to you both, so they wont have to take sides if it got nasty,where is your sense lending it,you should have stoped after the 1st time,my grandfather had the right saying for this situation. "When i have my lending £ back you can borrow it".good luck, but you could end up loosing a friend, |
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Laissez-Faire Guy
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You've either lost the money or a friend. Sorry, but that's the way it works.
Which is more important to you? If the money is, have him sign a note, acknowledging the debt and with a repayment schedule.
If the friend is more important, forget about the money. |
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shiprepairwoman
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He will only pay you back if he wants to. You can't make him sign an agreement and if you did you would have to take him to court to try to enforce it. |
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Kenny
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Never a lender or a borrower be |
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The Professor
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Neither a borrower nor a lender be. For loan oft loseth both itself and friend.
-William Shakespeare
Of course, since you've already lent him the money, you are pretty much screwed. Good luck getting it back. |
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Becky T
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Next time you want to loan money, you should go to this website: http://www.prosper.com/join/phyre52. You get good interest and if someone does not pay they send a collection agency after them and ruin their credit. |
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