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Additional Details
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Misti J | How can I save $200-$300 per month? |
what kind of ways could I save to be able to put away 200-300 a month? |
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Jen G
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If you want to save $200-$300 per month, the best thing to do is understand where your money is going today. I would suggest getting yourself on a budget. Write out all of your expenses in a month (bills, debts, etc.) and compare that to your income.
This will help you see what you're actually spending and what you can cut your spending and save the money you need. |
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lotsaanswers
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give yourself a fixed budget for food and drugstore items. Cash it each week, cash an additional $20 or so ...and don't let yourself touch the ATM again that week!
Buy drug supplies monthly online.
Disconnect cable or cut back on services from cable.
Eat at home 5 nights a week from that fixed budget shopping list.
Cut back on drinking and eliminate smoking.
Cut back on non essentials..net flicks, blockbuster trips, nails being done, hair cuts at cheaper places, color your own hair....if you are doing this stuff 'out"...you will save alot by eliminating.
No new clothes shopping...skip the stores.
Re-gift unused gifts. |
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Just tryin' to help
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Don't smoke
Bring a bag lunch to work
Make coffee at home, don't buy it
If you have your own place:
Turn off lights when leaving a room
Don't let the water run
Keep the heat low |
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Indiana Jones
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Go to http://www.fatwallet.com finance forum.
Post the same question with more detail, like list your monthly expenses. You will get all kinds of advise, some of it pretty good. |
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num1huckfinn
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All of these answers are quite right in their own ways but only you can truely know your finances so only you can truely know how much you spend on a daily basis, therefore only YOU can find ways of saving the money you want to save.
There are of course ways to figure out just "what" you are spending it on, "how much" you are spending, and "when" you are spending it.
Take a GOOD look at your income, subtract your expenses i.e. rent, water, electric, car note, then set that aside and see how much you want to save.
Good luck and hope this helps. |
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kramermayor
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Give up junk food, renting movies, going out, eating out. These things add up quickly.
When you go shopping and think you want something, ask yourself if you really need it. Chances are, you don't.
Look for a part time job such as pet sitting or pet walking.
Put as little as $50.00 a week into a savings account, but be sure to do it every week even if it means you have to give up some fun things. Put all your spare change into a piggy bank. It adds up fast if you never spend your loose change. |
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julesl68
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In addition to all the great answers out here, I'd like to add that if you are a home owner, you might look into refinancing if the current rates are lower than what your mortgage is at right now. You can do this with no money down, as some mortgage brokers will either pay your closing costs, or roll them into your loan. Good luck! |
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winters in buffalo
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Do you get paid every week? If so, put $50 into a savings account as soon as you get paid.
If you have anything left after paying your bills and regular expenses, put that into savings as well.
You'll save $300 a month, easily. |
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mudd_grip
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Put it into a 401k, save all your change into a savings by rounding up when you spend, have it automatically taken out of your check and placed in a saving account. |
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oominnieoo
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- Don't buy things you do not need. Do not take a lot of money with you when you are out of home.
- Set savings goals.
- Figure out how much you’ll have to save per week, per month, or per paycheck to attain each of your savings goals
- Keep a record of your expenses
- Don't use your credit cards!!!!!!!!!!!!!!!!!!! |
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penguinef
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Buy clothes and furniture, if necessary, from Goodwill and Salvation Army stores. Get a roommate if you're living in an apartment. |
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Shayna
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Bringing your coffee from home and packing your lunch will save you at least $10 per day, if not more. ($200/mo) If you smoke, quit. That would save about $150/mo. You're looking at $350 right there. Good luck!!! |
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