 Interest Rates - should they be reduced now? |
| Given the current economic climate, should interest rates be reduced now to avert people losing their homes?... |
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 Most emberassing story? |
Share your funniest most emberassing stories...
Additional Details
oops wrong category =D... |
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 Debt advice? Really need help!? |
| I am a newlywed 21 year old. Hubby makes 30,000 a year and I make 16,000. He came into our marriage with 13,000 in student loans and another 4 maxed out credit cards totalling 27,000 or so. We pay ... |
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 British gas electricity prepayment customer service? |
| i moved into my flat in may05. after receiving 4 letters since then (and waiting in my flat expecting someone to call round when they didnt) i finally had my token meter updated in october. in ... |
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 Top money saving tips!!? |
As our econemy is shot to sh1t and the majority of us are scraping the barrell to get by day in day out, please can you share your TOP money saving tips.
Thanks ... |
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 What can I do to afford univ. if I lost my financial aid & don't have anyone inmy family to co-sign a loan? |
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 Checking account? |
| so iam negative $5,000.00 because i cashed a check and i had to wait a couple of days because the ckeck was too big too cash and get the money right there and then.....and when i went to the bank and ... |
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 Need at 31K auto OR Personal Loan, Helpers only? |
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 Ways for a 16 year old to make money? |
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 Whick english bank has it´s call center in england? |
| for me as foreigner it´s hard enough to understand english-indian people. but i have huge problems with pure indian accents.... |
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the Mmmmillionaire | How can i get rich??Whats the most important thing to become a rich person..? |
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Doug M
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So many people ask this question! The answer is always the same:
(1) Get an education
(2) Get a decent job and/or start your own business
(3) Spend less than you earn -- 10% less for starters.
(4) Invest wisely -- 401k, Roth, stock funds when young, moving over to more stable investments as you get older. And own your own home.
That's it. If you do this, you cannot *avoid* becoming a millionaire.
Doug |
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ADAM K
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Read the book 'The Millionaire Next Door' as mentioned above. It is a case story of the common traits of millionaires. |
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britt
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go into realistate go buy a house make it over then sell it for a little more than u bought it. trust me it works |
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twoside
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Take a look on http://www.moneyaside.com on how to make money on-line. Just Tips and Ideas No Tricks |
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Judy1
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Spend a fair amount less than you earn, and invest the rest.
Of course, a good education and a good job come first, so you can have some money to invest. |
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5585
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trg |
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Rick B
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Wow! Lots of slugs trying to get you to go to their scam sites and earn a couple of hundred dollars a month. Not sure that an income of a couple thousand a year would ever make you rich!
You should read the book "The Millionaire Next Door", "Rich Dad, Poor Dad", and similar. The secret is paying yourself first, living within your means, etc.
Drive a good used car that is payed for with cash.
Max out your 401(k) and or Roth IRA.
Be frugal.
Live in a home that you can easily afford and do it on a fixed-rate 15-year mortgage with at least 10% down.
Never carry credit card balances - pay cash.
Reduce, reuse, recycle.
Hope that helps,
Rick |
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The Scorpion
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Well, people get a rich a couple of different ways. Start a business (requires TOTAL committment), invest (takes time and knowledge), or hollywood (requires limited talent and luck). But the best way assuming you can't make it in the NBA, is just to save money, invest it with a professional advisor, and be always in save mode and NOT in spend mode. The vast majority of people with money problems have behavioral problems, not an actual lack of income. You have to understand that you buy things when you can afford them and after regular savings have been deposited from you paycheck. Don't go down the road of debt, save money, and you can be "rich" by the time you are in your 50's or 60's, assuming you are a young person right now. |
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Melaka Lotus
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The key is discipline in savings. Always apply the 10% rule of paying yourself first i.e. set aside 10% of your net income each month in savings. Then the balance should be applied to pay any mortgages on house, car credit card (best not to use credit card). Budget the amount you spend on food, lodgings, transport, entertainment, clothings etc. Reduce or curtail unnecessary expenditure or purchases.A financial adviser or your bank manager will be able to guide you on long term investments that will make your money grow. |
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