 Me Mammy says a Buk ain't worth what it used to be? |
Is it OK to disagree with me Mammy?
I say a Buk is priceless.... |
|
| Yesterday I used an ATM to withdraw £50 .Unfortunately for me no money came out of the draw.? |
I checked my balance and found that the money had been deducted from my account.
I'm now told by my bank that it will take up to 8 weeks to sort this out.
Anyone had the same ... |
|
 Has anyone ever used any of the work from home sites? Are there any actual good ones that work on the internet |
| I'm a stay at home mom and money can be kind of tight. I was just wondering if any of the work from home websites are any good. I'm just looking into options.... |
|
 Would you take this job for $105,000? |
| SYDNEY (AFP) – An Australian state is offering internationally what it calls "the best job in the world" -- earning a top salary for lazing around a beautiful tropical island for six ... |
|
 What, in your opinion, is the worst waste of money? What would you never spend money on? |
| I'm just interested in people's opinions about how they, and others, spend their money. I have friends and colleagues who spend and waste money on things (car loans, houses they can't ... |
|
 I have 12$ in my wallet what do i do? |
i have 3 credit cards... all full... and 2$ or less available on each .
i have 12$ in my wallet.
my car is out of gas.
my fridge is empty i only have 4 hot dog buns and 4 hot dogs.
... |
|
 Where is my 'cash prize' as promised by the email? |
| Having duly given my bank details and paid £2000 administration fees, I have yet to receive my £50 million jackpot from the 'Euro-State Super Lotto Winprize Cash Party Fund', as a certain ... |
|
 What would you do if you were Wealthy? |
Additional Details
talking money wise here. like being really filthy rich... what you do with all that money?... |
|
 Best way to raise money fast? |
| I just got asked to go to Hawaii with a national touring singing group, it costs $3000 and that is due April 15th. Obviously I can't just go up and pay that. Any suggestions to how I could ... |
|
 How can a person put their life back together and pursue their dreams without money? |
| I want to put my life right and start anew and pursue the dreams I once had, I am 24 yrs old, severely overweight, my health is failing, I suffer from severe depression and everything seems hopeless. ... |
|
 How do you make quick cash in 3 days? |
| Okay, so i am attending a concert in five days and need about $500 in cash for my expensies. I am trying to think of things to sell, but i only have a spare computer (not used), a pair of docs and ... |
|
 Anyone know of a good personal loan company that works with people with bad credit ? |
My husband and I have been trying to get a loan but the only two places that approved us turned out to be scam artists located in Canada. We're in the USA.
Additional Details
This ... |
|
 Forgotton pin number for a hsbc account? |
I need to withdraw money and have forgotton my pin. Is there a facility on the atm machines that enable you to change your pin or do you have to have a new one sent one to you????
HELP!!!!!... |
|
 Quick money? |
I need some money to buy myself a new camera.
Anyone know any website that pay to do something for them, like surveys?
or just anything to do to get money.
((((safely))))<... |
|
|  |
pinkytickle | How do I get my money?? |
......To work for me. I am a teacher so have a standard wage, I am a single parent with not enough help to be able to work in the evenings. Is there anything I can to to increase my financial income and the money that I do have in the bank, how do I get it to work for me.
A little naive I know, but I feel I am at a loss all of the time.
I have also just realised I have asked 2 questions!! Cheating a little I know!!
Thanks all. xxx |
 |
 
jml167
 |
The best book I ever read about budgeting and finance was Suze Orman's book Young Fabulous & Broke. She tells you how to make the most of what money you have, and how to avoid spending money on things that you don't need. She also has chapters that explain the stock market, investments, etc. I think you will learn many different ways to work with what you have.
As far as extra money goes, other people have made some good suggestions. Good luck! |
|
Rick J
 |
Check you are not entitled to any benifits |
|
Pusykat1
|
If you have a skill use it, or you can probbaly invest the money that you have in the bank and use the interest that you acrue to help defray your present expenses. |
|
snwbm
|
Money market at over 5% should be your first short term goal
Right now the market is volitile so I wouldn't recommend that to a novice.
I don't know if you rent or own a house. I would recommend sharing living space with another single mother to cut expenses and save at a faster rate.
If you don't own a house you should work towards buying one.
If you do own a house you should work towards buying a 2 family. |
|
igi
 |
e bay |
|
mamianka
|
We are teachers - all four of us. My husband retired 2 years ago, I retire this year, and my son and his wife are teaching 4 years.
First of all, get a TSA where you work. For every $10 that they put away from your check, it only *costs* you about $70 - the rest would have been eaten up by taxes anyway. So, start NOW. Even if you can only put in a little bit - it will add up over time.
Get an IRA - that is POST-tax income. Also will add up - even if yo only put in a tenny bit.
Start educational accounts for your children. When you set up your TSA, the financial planner will assist you and advise you. You Union should be a big help.
Check about your exemptions, too. You should NOT plan on getting a big tax refund - you should either PAY, or come out even. That way, you can USe your money all year - just PLAN on paying taxes.
Get fee-free credit cards that pay you cash back. You can also start a U-promise account for your kids - when you buy groceries, a little bit goes into accounts for them.
MAKE SURE YOUR KIDS GET GREAT GRADES!! Convince them that a scholarship is like a basketball signing bonus - they will get rewarded with THOUSANDS OF DOLLARS if they have skills. High grades are woth more towards college that flipping burgers for minimum wage.
You are VERY SMART to plan for your future! Also, watch the Suze Orman show, and red her books - she is ALL ABOUT women taking care of themselves and their family finances. |
|
gemachthat
|
this is what i do for extra money i use a site called treasuretrooper.com, where you pretty much answer surveys and participate in free trials. It's been a few days and i already made $28.85, if anyone is interested (you have to be at least 13 years old, credit card isn't required, seeing as how i don't have one), go to:
http://www.treasuretrooper.com/302638......
that's my referral link, you make 20% of the earnings of people you refer! |
|
heart4teaching
|
Any of the teacher "stuff" that you are not using could be sold--Amazon. Perhaps Ebay, but they have a policy about not listing Teacher Editions--that doesn't seem to affect Teacher Resources.
I used to tutor at my school and eventually in my home afterschool.
Be sure you make a budget and stick to it. Try NOT to use credit cards and carry a balance--then you are just throwing money away in interest. If you carry a balance, set yourself up to get that paid down and off.
Do you rent? Perhaps looking into buying a home or condo so you can write off the interest on your taxes. Often owning is less expensive than renting (at least as far as the monthly payments and tax benefits).
Try to buy less NEW and more USED. Be a bargain hunter. Goodwill, Salvation Army, Consignment stores, and Liquidation stores have brand name clothing and other products at a fraction of the new price.
Two other resources:
Tightwad Gazette is a book that has been out for a long time. MANY helpful hints on expense cutting. You can get that used also--an older version may be a good way to start.
www.crown.org is a Christian-based financial awareness and informational website that helps everyday people manage their finances so that their money will work for them.
I hope that helps. You have a lot on your plate! If you can, keep your own kids and your students as the main focus and try not to let your worries affect them.
**I just thought of one more thing...
When you spend money, make a conscious thinking habit of these 3 questions:
1. Is this really a need or just a want? Can I live without it for another day? If so, then it is probably a want (even for the little things that are impulse buys)
2. Is the item an investment or an immediate depreciation? Sometimes we really need things even if they are an immediate depreciation of their value. However, it makes me stop and think about whether I really want to put my money there.
3. How long did I have to work to pay for this? Whatever your gross salary is, cut that into fourths for taxes and fixed expenses like rent and utilities. What is left should be divided down to an hourly amount. Then you'll know how long you work for something. All of a sudden a shirt for $30 seems like a lot of work! |
|
Kabu
|
Maybe you could tutor in your home in the evenings/weekends. |
|
suby
|
change your account to a high intrests account ask in your bank |
|
Cibernauta
|
Build you own blog or web site. |
|
HH@20
|
As a teacher you should have access to a 403b plan. In many cases the school system matches your contribution to a certain percentage. Make contributions to at least get all of the matching funds. You'll never get a better return. With excess funds look for a fund such as the Vanguard Target Retirement for your situation. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 27 minutes(s) ago
| | | |
11 | 36 minutes(s) ago
| | | |
15 | 58 minutes(s) ago
| | | |
15 | 1 hour(s) ago
| | | |
15 | 4 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
15 | 11 hour(s) ago
| | | |
15 | 1 day(s) ago
| | | |
13 | 4 day(s) ago
| | | |
15 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
