 If I have an extra 15500 a year, should I invest in 401 (k) or pay it toward my house? |
Should my extra money go toward 401 (k) or paying my house off early? I have a 15 year loan on my house.
In 8 years, I could own my whole house but have no retirement, or I could have 8 ... |
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 Would it be sensible to get a bank loan to clear credit card debt? |
| I have a hefty, and I mean hefty, credit card debt and am getting nowhere with a monthly repayent of 300. It expires in 2009... |
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 Unsecured personal loan....? |
Need more info about unsecured personal loan.......how it works? who is qualified? how can i appally?where is the best place to go??? we need loan from 10k to 15....
Thanks alot
please make ... |
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 What is the best way to get an allowance? |
| I have little money (because i spend it...lol). I do yard work and other things for some money, but its not enough. I dont have an allowance, but i really need one. what is the best way to talk to my ... |
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 Can a bank go bankrupt? |
| Would you lose all the money in your account if this could happen.... |
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 Didi I really win? |
| I received an email from British International claiming that my other email has been selected randomly and I won cash money. Should I contact this organization or is it a prank.... |
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 I need help finding a personal loan for people with very poor credit? |
| I am needing a personal loan that is legit and not wanting a bunch a money upfront. I want throught that already. I need to get out from under paydayloans. I am paying so much on them that I will ... |
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 I have an IDEA!!!!!!!!!!!!!!? |
I have a great idea for a movie line, but i don't know were to send it, and i don't want to give it away without getting credit for it.
Additional Details
ok ok ok....heres the ... |
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 Would you think this is a scam? |
| If a company contacted you and said that they wanted to get wider results with their subscription team and would give you a free subscription to help them with it. Basically what they're saying ... |
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 If you had $200, what is the best way you can think of to use it? |
| So lets say you have $200 to do whatever you wanted with. What is the smartest way to use it? How could you make the most of it? Please give some serious answers.... |
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Misti J | How do I know how much money I can save each month? |
I put money into savings but at the end of the month I end up having to put it back into checking because I don't have enough. But when I subtract my income from spending I always have money left over. any suggestions? |
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paul y
 |
Take a certain amount to pay yourself each week. The amount should be standard. Say $10.00 ..Put that in a low interest making account and soon you will have $520.00 to invest after just one year.
If you have low balled yourself you can always raise the amount but you should take at least 10% of your money and save for a rainy day.
You pay all the other people in your life. Food Stores, Car Payments, Insurance Co, rent , house payments ..etc etc
why are you not paying yourself? If you do not set aside a little of your own money you will always be a victim to high interest and a shaky lifestyle. The U.S.A. has a negative saving plan as we spend more then we make by 1 %. Like Dieting it takes Discipline |
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GOSUN
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Keep a money diary, mark down EVERYTHING YOU SPEND. Then make a budget and stick to it! |
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Apples to Apples
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Keep track of every single purchase you make for an entire week. You probably don't realize how much you are spending on little things like drinks, snacks, lunch, eating out, drinking, etc. That should give you a better idea of what you are actually spending in addition to your regular monthly bills. |
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Daniel-san
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Quit taking the drugs. lol Just kidding. If you have 50 left over after subtracting your spending from your income, then put half, or 25, into savings. |
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Jo
 |
Stop spending money outside of your budget and you will have that extra money.
You are doing the right thing though. For some reason money just disappears and sometimes you just don't have an explanation for it. |
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grooves2
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Look closely at your bank statement and keep all your receipts. Get a program like Microsoft Money, or Quickbooks and create a budget. |
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sambucca
 |
gotta budget, im 15 and I budget. i dont have income. but i can tell you how much money ive made. every month for the past 6 mo. or so
also. dont put as much into savings. that way u dont have to keep withdrawing it. |
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Finance_Expert
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Hi,
Great question & definitely worth taking some time out to thing about. As with other serious decisions this one requires some advanced planning & consideration.
I personally look after my family budget and all spending items need to be accounted for so that at any point in time you know where you are. Requires discipline but that's the only way.
To help you with budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance...
Costs US$24 so it's not a huge investment but a good value for money.
You can get it on
http://www.parcusgroup.com/index.html
Regards |
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Dr Universe
|
by subtracting the money you spend on bills. |
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worldinspector
 |
Subtract the amount of money you had at the start of the month from the amount you have at the end of the month. That's how much you've saved. lol |
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Nicholas B
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Is your name Micawber? |
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alohababy123
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Just call your bank |
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:)Believe ~ Love:)
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Try it |
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