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 What happens if I have a negative balance and just decide to stop using that bank and not pay the balance?
I have an account with B of A and they suck. I already have a new account with Washington Mutual, what happens if i never [ay the negative balance left on my account. I already have had the ...


 What do we do with important paperwork that we found in the trash at our new house?
The paperwork includes a deed to a house (not our house), a mortgage forclosure notice, bank account statements, credit card statements, all sorts of returned check notices. We took them out of the ...


 Whats a way to make money online that doesnt include offers???
ive been desperately looking and i cant find ANY good paying site that would be legit and not include so many stupid offers.

any experiences/ideas.
any answers would help me (:...


 I need money please give me a idea.?
Im 16 years old. Summer is ending, I only have $500 saved up for the rest of the year. I need a idea to make a grand by the end of summer or as my school year goes on. Im starting football on Auguest ...


 Has anyone else asked for their charges back from the bank....?
was it straight forward and how much did you get......? do they give what you asked for...?
Additional Details
im doing it now ....go for it if you havent......


 I need to make $400 quickly, legally and without a job. How?
no prostiution, stealing or pawning
Additional Details
when i say quickly i mean in like 2 ...


 I will do anything for money fast help me?
...


 How can a 14 year old raise $3500 in roughly 5 months?
I was invited to the Presidential Inauguration as well as the Inaugural Ball by a group called People to People Student Ambassadors. It's a student ambassador program kind of through the ...


 Postal orders?do you have to wait for them to clear like a cheque?
Ive received a Postal order from an ebay member for a purchase made from me. I was going to post it but do I have to wait for it to clear like a cheque? Or do you pay it in and is credited straight ...


 What is the minimum amount to go bankrupt?
what is the lowest amount that someone can go bankrupt for. got money troubles and finding hard to live....


 I just received $40K lump sum (before taxes). How best to invest? HELP!!?
I'm in my mid thirties. Embarrassingly, I have no savings, and I currently have $45K in credit card, line of credit, and other debts (plus my condo mortgage). Even more embarrassing, I ...


 I transfered money from my savings to my checking 12 times in a month my bank charges $15 for every time you .
transfer after the 6th time. so I was charge $90 just for transfering some of my money into another one of my accounts, isn't that ridiculous. I talked to numerous employees and they told me I ...


 We make more than $160k plus a year, his company do not offer a 401k, we do not qualify for ira, HELP?
...


 If you have a 10 million dollars how would use it to help others?
I don't see any reason that you shouldn't help yourself first but after that what would be the best way to help others?...


 What should i do with $3000 I AM ONLY mid 15 ?
have made $3000 from part time job in last 5-6 months (not easy)
i am only 15 years old!!!!!!!!!!!!!!!!!!!!!
what shold i do with it ---------buy what, do what???
do you think spending ...


 Illegally Inherited 1.5 mil. What do I do?
My mother was a physical therapist in Bev. Hills. She sold her clients Steriods making tons of illegal drug money, which she hid in her house under some loose floor boards. I don't want to turn ...


 For a 26 year-old single male, what's a good amount to contribute to 401k?

Additional Details
I don't know a lot about 401k, but I heard that it can lose value. Why would I want to contribute so much money into it if it can lose value?...


 I want to get $300 asap. but i dont wanna work for it though. im desperate!?
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 Wats the best and fastiest way to make money if ur a 15yr old boy?
i need money to buy a car when i turn 16!...


 Where can i get an atv loan with bad credit?
...



lilgirl
How do i find out if a 3,000 check sent to me is real?
it has the water stamp on the back it saysDRAWER;WASHINGTON MUTUAL BANK
                     
 




Steve D
Rating
If you weren't expecting it and don't know the sender, it is almost certainly a scam.

DON'T DEPOSIT IT. You may end up with criminal fraud charges against you if you do.

Even if your bank checks it out and tells you it's a legitimate check drawn on a real account, don't let them deposit it. It's probably stolen or forged.

Either rip it up or take it to your local city attorney or county attorney consumer protection department. They'll know what to do to check it out properly.


Annie
Rating
It's probably a scam...


sandman
Depositing this check makes you liable for the loan agreement attached.probably a HORRIBLE deal!!


tonalc1
Were you expecting it? It's a scam. Tear it up.


connemara
Rating
Unless you were expecting a check in this amount and you are owed this money (or won it in a legitimate contest), then I guarantee you there are strings attached and if I were you, I would rip it up and throw it away. And the guy above is clueless. If you take the check and it is credited to your account, it may obligate you to some loan program, other debts, or something of this type by the entity who sent it to you. And, if the check were to bounce and you had spent some of it, your bank would come after YOU for it, NOT the entity who sent you the check! Pitch it!


realwrekonizereal
Rating
The real answer is: if it is drawn by a certain bank, take it to the bank and verify its authenticity. Nowadays, you cannot tell what is real or isn't when it comes to checks (for those others you know its a scam or part of a hook if you have to do something in return or cashing it will engage you in a business arrangement) money orders, just the same, they may look real but only the real provider will call it out.


bostonianinmo
Rating
Did this check come from someone that you personally know and have had a personal relationship with for some time? Like a close friend, business associate, or family member? If so, it may be good.

Or did it come from some unknown contact on the internet, either in response to an ad you placed or an "employment" offer you received? Does the drawer want you to send them some money, probably by Western Union, and keep the rest for yourself? If any of that is the case, the check is almost certainly worthless. If you cash it, you will be responsible for covering it when it does bounce.

If you are at all suspicious, take it to your bank and tell them you want to present it for collection. Do NOT deposit it to your account! When an item is presented for collection it is NOT deposited to your account until the bank verifies positively that the check has cleared the issuing bank. There may be a small fee for the service, but if it is returned as unpaid, there will be no bounced check fees assessed and you will not have to cover the check from your personal funds.

There is also a common scam that is barely legal where sub-prime lenders send out checks that are actually loan advances. If you endorse the check and deposit it you are actually accepting their loan offer and will be obligated to repay it, usually at an exhorbitant interest rate. Read ALL of the fine print on the check and the paperwork that came with it!


MissV
Go to or call your closest Washington Mutual Bank and give them the bank routing number and account number.


Grace
Rating
Take it to the bank.


golferwhoworks
Rating
probably is good ---but it is a loan!!! read all the fine print in the mailer!


Tiffers
Rating
Bank it then see if it is credited into your account!


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