5yellowchips
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shares perform best over tima and in p/e ratio terms are still undervalued. If you need a faster return use CFDs. |
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raj
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Work backwards....
Work out how much you need and when and therefore how much you need to save everymonth.
Then you know how much you can spend everymonth. Make a budget for monthly expenses. You cant do much for things like rent, utilities, conveyance etc.
Balance amount allocate to grossory (you can do only little), outing outside and shopping.
Review it everymonth.
Good luck! |
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micha19702007
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Rather than trying to save what is left of your income and trying to resist the temptation to spend it, why not increase your income (ask for a pay-rise find a better paid or second job) but spend at the level you used to when you had a lower income. that will supercharge your savings and you may actually start t o enjoy the process. I also save all the coins from my purse (not just the coppers and put them in a piggy bank at the end of the day. worth about £50 a month which i spend on extras like holidays and means I never have to reduce my savings. My target for saving was £20,000 last year but i managed to save more (my income wasn't that high). My target for this year is £30,000 and I hope to reach that goal too. The key to wealth is spending less than you earn and investing the difference. Isn't that crazy? It is so easy! |
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mam
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willpower babe...its hard but the effort is worth the pain GOOD LUCK |
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Ollie
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Take out an ISA its a tax free long term investment.You choose how much to put away each month for ten years.I have one it pays out in 2 years. |
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richardwales79
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Open a savings account & set up a regular standing order to deposit a certain amount which you can afford each month. Your savings will soon build up. Good luck! |
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Rachel H
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With great restraint and avoiding shops especially sales! When I have to save for something specific I have a savings account which I pay a direct debit from my normal account into. I have a treat every time I reach another £100 (say a bottle of wine or chocolates) You should put all your small change into an unopenable with smashing container and wait til it's full those small coins soon add up. Good luck |
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NATTATTACK.
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Get a piece of squared paper, and fill in a square for every pound or ten pounds or any amount depending on your income that you've saved.
Watch it grow!! |
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baby n
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DO A STOP ORDER WITH YOUR BAnk |
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domicorb3000
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i am attempting the same thing. i have my checking account that i use my debit card with and i have a savings account that i also put money in. put as much money as you can into the savings account after each check you get. it will add up fast. |
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abilityunknown
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work hard and budget well...i should take my own advice...i work hard but am so so bad with money...cannot budget....good luck...x |
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srracvuee
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just have strong willpower and learn to save and when you see it increase it gives you impetus |
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Debt Free!
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put it on paper and on purpose.
by this date i will have 20$
by this date i will have 40$
on paper and on purpose. |
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xgirlsluv2shopx
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See an independant fiancial advisor and they will do the leg work for you, best rates ect.....they will also do and income and expedidure with you. Its real helpful |
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