 Is it pointless to try to save money when you are trying to pay off debt? |
| I am in the process of paying off my huge credit card debt, and It seems like it makes more sense to just throw as much money as possible at that rather than to stick some in a regular savings ... |
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 I Work with cash in my line of employment. IF I took some home with me and covered up the figures.? |
| What will happen IF I got caught. I am not talking about the great train robbery I am talking £20 per day (£100 per week) This question is hypothtical (of course) It is a large ... |
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 Please:: what financial help can you get moving in2 Ur first home !!? |
| when u have'nt got much money and no family or anything to help you. as iv got to leave my current ... |
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 What do i do with a check i got for my birthday? |
i am 17 years old. i got a couple of checks as a birthday gift, and i was wondering how and what do i need to cash them in?
thank you.... |
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 What can I do if a bank is asking me to pay for an $8,000 loan that I never received a penney of? |
| A "friend" I knew worked at a local bank. He asked me to sign up for a checking account. I agreed to sign up for it. I signed the paperwork that he told me to sign. Six months later, the ... |
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 The best stradegy for paying off my credit cards? |
i have 4 cards to pay off. i really want to get they all paid off so i can start saving my money. here is what i have, i don't know the APR off the top of my head:
card 1 - 650
... |
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 How to get out of Credit Card Debt? |
| What is the best way to get out of credit card debt. We are not filing bankruptcy. Please, helpful advise only.... |
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| How can I get my husband to stop using credit cards? |
| Before I got married, I NEVER used my credit cards. I had them strictly for emergencies only. My husband has always used credit cards to buy everything. He has never been good with budgets. He uses ... |
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 Can I deposit cash into someone's bank account at a different bank? |
| If I bank at Washington Mutual and my friend banks at Bank of America, can I go to a Bank of America with CASH and deposit it into his account? Also, how much of his information do I need to have? W... |
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 If you had £25/$50 What Would You Buy? |
| If you only had this much money left till payday and payday wasnt for a 3 days, what would be your last purchases?... |
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 Wut is a good way to make money at 13? |
i need a job or several jobs to make 1700$ dollars
Additional Details
i dont really understand online money making plz help me somone ... |
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 I recently moved, so the address at the top of my bank checks is not current? Are they still useable? |
| I the checks that I had issued from my bank have my old address. The bank knows that I live in my new address. Do I need to order new checks or can I still use the old ones.... |
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 What happens if you make a payment to a closed bank account? |
| I forgot to cancel a standing order, which was originally being paid into my brothers account. When he closed it, I meant to stop the standing order -but I forgot. My online banking today shows the ... |
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shirley c | How do people make it today. on there income.? |
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Saved!
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My wife and I (38 and 34) did live paycheck to paycheck until we started budgeting every month. When we saw what we are actually spending and blowing on frivalous items because we thought we deserved it, we changed our tunes. Now, we have a nice little savings and toys are not as important as we thought they were. Brand names mean very little any more unless it is on sale. A few months ago, I lost my job and I didn't have a nervous break-down over it because we were prepared. The biggest changes we made was getting rid of all credit cards, and writing down and agreeing on a monthly budget before the month begins. I wish everyone could understand this. I live in an adequate house, and we drive cars that are 3 years old and paid for and I will always remember those days of worrying whether or not a check that I haven't written will bounce before I can get the money in the bank. I hear my co-workers complaining all of the time and they live in houses they can't afford in trendy neighborhoods and drive cars that are always a step away from repo.
I guess that this is my plea to everyone to please start living on what you make. Our grandparent's common sense ways are still valid and timeless. Don't fall for the immediate pleasure you get from buying items on credit. You will enjoy your toys and much more if you save and pay for them.
Thanks for indulging me. |
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parsonsel
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Spend less than you make.
Distinguish between wants and needs.
Save money to buy "toys".
Don't get caught in the name brand game.
Make due with what you've got and don't upgrade constantly. |
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Glen S
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By living within their means. It can be done. Stay away from credit cards and borrowing money, period! Constantly work towards increasing your income (new job, education, second job, etc.) Buy necessities and save for things you want. Find ways to cut expenses (carpool, coupons, take your lunch, cut off your house phone and just use your cell phone, etc.) If you can constantly work towards increasing your income and decreasing your debt and expenses, this country would be a lot better off! |
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Jen G
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BUDGET... spend every dollar of your income on paper before you receive it, including savings and investments.
If you can do that, then you'll make it on your income and not run up any debt. |
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paris m
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barely |
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waxingtheturtle2
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They rob Peter to pay Paul. |
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?
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By the skin of my teeth.Before I moved in with my boyfriend,I lived off of oatmeal and tunafish.It sucked.It seems that the cost of living goes way up,but the wages barely increase.And when the wages increase,so does the cost of living.Something does need to be done about it.People work their butt off just to barely make ends meet. |
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Ryan's mom
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A lot of people CAN'T. They use credit to buy groceries, and other necessities. My husband and I refuse to get a credit card. When we want to buy something we set aside the money, like $25 out of each of our checks until we can buy it. |
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Fallen Angel
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man I want to know the answer to that question I just read an issue in the Toronto Star it was about the working poor, they highlighted on a minority family of 4 and how the wifes income in TO was like just under $14000.00/yr she made almost $1200.00 on her own and then benefits including child tax credit and National Childrens Fund kicked in just enough to pay her $800.00/month rent buy groceries and pay the rest of her bills...I understand her plight . I live in Northern Ontario my mortgage is $1000.00/month plus all the extras to go with it and anyone who owns a house knows what I mean plus I still have 2 of my 5 children living at home (the older 3 are grown up and have their own families) up until 2 years ago our family fammined through poverty, welfare was denied to us because we owned a house and my husband had a job making a whopping$10.00/hr; I was busy taking care of 2 young children and couldn't afford daycare so that I could go to work so every week we tried to scrape enough money together so that our children wouldn't starve...Did the government or anyone try to help us out...NO!...Our son has Asthma so bad that we nearly lost him several times but we were given no medication support relief and no food vouchers because you have to be on Welfare to recieve those benefits...I say its a sorry day when hard working people make less money then people on
Welfare. We could have sold our home, moved into a low-rental apt or house called Welfare and had a cheque the next day iincluding food vouchers and paid medications but then what would that have said about us. Since that harsh time my children are 13 and 8 and are capable of spending a couple hrs alone both thier dad and I work less then 5 mins away we make a little more money now but it doesn't seem it has gotten any easier, just trying to catch up what we had missed before...but we are True Canadians born and raised... we will perserver |
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Patricia S
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What works for me is no credit card balances and living within my means. Everything in moderation. One TV is enough, turn off lights in unused rooms, keep the thermostat at 68 and wear long sleeves, listen to the radio instead of buying CD's--get the picture?! |
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nicky
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Depends on what their income is and what their expenses are. |
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sexytrojan
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I make a very good living, with few debts. It's not a problem for me. |
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