 I am turning 50 -I freelance - I have no retirement savings, what can I do? |
| As a freelance decorator and character actor, I experience a roller coaster income ride: Some months are good, many are bad, and some are just down right frightening! The good months let me survive ... |
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 What is better the wife or the work? |
| well you need money to have a wife otherwise she will leave you, but if you work hard them she will leave too, them if you measure both them equally and try equally time or quality like they said , ... |
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 How can I buy something on ebay with cash? |
How can I buy something on ebay with cash?
I heard you can buy a gift card from the bank and use it on ebay?
Is it possible? I don't have a credit card.
T... |
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 What is a better way to pay off credit card debt and improve my credit score? |
| Here is the scenario.... I have a credit score of 650, I have high balances on all four of my small credit cards (500-650 limits). I have 1,200 saved up to go towards paying off these balances. W... |
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 How can i encourage my son to save without nagging him? |
| he is 16 and in his first job. we just want him to save a little a week but at the moment he just blows it all and has nothing to show for it, he works hard for his money and i know he is entitled ... |
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 What are some tips on saving money.? |
| i need to save a lot of money in one year. because i'll be moving off to college. i have a job but i'm a horrible shop o holic. how can i tell myself no. what do i need to do mentally to ... |
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 What's a good way to earn money, being underage to get a 'real' job? |
| i don't want answers that are like babysit or petsit. i want some creativity in this question.... |
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 How rich are you? |
If you don't feel minded to say "mind you own business" then feel free to answer the question.
How much cash, shares, property do you have (in pounds or dollars) but how ... |
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 How can I pay my mortgage with a credit card? |
| I know AMEX has a program that allows this but I only have a Visa and MC. I don't have a cash flow problem but would love to get the rewards. My new Visa has a 0% rate for a year on it so is ... |
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 Can anyone tell me about prepaid credit cards? |
| I used to do alot of shopping on the internet but I got ripped off by fraudsters a few months ago, I got most of the money back eventually but the experience has left me wary of internet shopping, I&#... |
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 Is it possible to earn good money with online business, to supplement a full time job? |
| I preferably would like a personal develpment type of online business where I can earn good money and help others as well. Any ideas?... |
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COOKIE | How do you afford it? |
So soon after Christmas people are already thinking about their holidays abroad. I wasn't able to buy any christmas presents and haven't been abroad for 6 years. Although I work full time, once I've paid bills and bought food there is nothing left to save. How do you do it. |
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nenoneno
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when youfind out can you tell me ? im in the same boat and dont even have anything on credit |
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notyou311
 |
Get a job that pays more or get a 2nd job. Many of those people are in debt. You may be smarter than they are. |
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Ozeki
 |
save more, spend less |
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Mr-K-
 |
No idea, I'm same boat as you. |
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Lisa P
 |
Il would like to know as well!! after we have paid all our bills and shopping we have nothing left too!!!
Perhaps they live on beans on toast for months lol ! |
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Derail
 |
I'm in the same situation you are. I've never been abroad. (Ended up in Canada once, but that's because I got lost.) I don't even do the Christmas thing anymore due to the expense. I work full time as well. But everything I have is paid for (except my small house). Maybe many of those other folks use credit and worry about the expense later. |
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Aida
|
a lot of those people you are talking about are retired, haven't you noticed? They usually have all their kids moved out, get social security plus their 401 k, sell their house and make a huge profit then travel ALL the time.
Most young people I would say put everything on credit cards |
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wunceinawhile
 |
These are the sort of people who live on credit, and when the world collapses around them, they go bankrupt and nobody gets what they're entitled to. It's a good trick if you can get away with it ! ! ! |
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JOHN R
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I don't believe anyone who is working full time cannot save anything at all. It does not matter how small the amount the important thing is to do it regularly. The other thing is not to leave it to see what you can afford at the end of the week / month. The answer will always be nothing if you do that. If you can be strong and not withdraw it from your savings account then it will soon mount up. Will you be able to go on some great holiday next year? Almost certainly not. However once savings start to accumulate you can aspire to do things. |
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LYNNSGARETHS
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same here |
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Esther L
 |
first, put aside some money into your saving account and try not to touch the money. Even if it's just a very small amount, like $15/25 per pay check, after while, it will make differences. 2nd, is to have your personal budget, then spend some time to record your expenses daily and compare it with your budget. |
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spider 1
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We couldn't when we were younger and first starting our family,we both had two jobs,which was hard but necessary to provide a decent living and we learned to save a little every week, no matter how small.We took our parent's advice and made our savings work for us and we gave our children a good education so they didn't have the hardship that we had in the early days.
We are in our 60's now and still work 7 days a week,which we now do by choice and not necessity, we have great holidays and we'll have a comfortable retirement.We've struggled and worked hard for what we have and now we are reaping the rewards,nothing comes easy for most of us in life you have to go out and make it happen |
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ben dover
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change your crap job--or do a paper round for extra cash |
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Freakin
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Whack it on a credit card. |
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