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 I owe $8000 in credit card debt. I have 4 different cards?
First owe $4800
2nd owe $2400
3rd owe $640
4th owe $90

How can i get this paid off fast?...


 Can an 18 year old get a car loan with no co-signer?
I have a steady job, have three credit cards, a cell phone account, and have always paid my bills on time. I'm completely paying off my credit cards in a month and I'm hoping my credit ...


 What do you think about some people on benefits getting about £30,000 when they claim for everything?
In the papers today and yesterday....


 I need to get a loan, How do I do this? What are the qualifications?
Actually, My best friend is 18 and moving out of her house for good, and she wants to get a loan in order to pay off the bills her parents had forced her to pay, rent an aparment, and maybe get a new ...


 How do i get out of my car payments? If i let them repo it, will i still owe the company the $ on the car?
I bought my car 2 years ago brand new with only 7 miles on it, and i was making monthly payments on it just fine. But recently i had a child and my child's expenses are costly to a point where i ...


 Starving college student!!?
so i have -133 dollars in my bank account and 22 dollars before my credit card maxs out, im sooo broke. i do hold a fulltime job but my bill are insane. i can never seem to get caught up. i was ...


 Can i use a visa gift card on ebay?
i have a visa gift card and i want to buy something on ebay. im only 15. i know they SAY you have to be 18 but will they know if i just use the gift card???...


 Â£5000 to put into savings, wheres the best place?
My other half has £5000 he would like to put into a savings account wheres the best place at the moment
or does anyone know of any savings comparrison sites that i can have a look ...


 How old do I have to be to open a bank account with no cosigner?
I want to open an account that I don't have to have my parents on with me. That way they have no access to the account and my money stays my money. I know that sounds a little cold. But it'...


 How Do you ask for your Money Back that someone borrowed?
Ok I lent and (ex-boyfriend) he was not my boyfriend at the time, money because his liscence was suspended and he needed the money to get it back. At the time I lent him the money he was not employed ...


 What can you do with someone's social security number anyway?
what's the big deal?
Additional Details
P.S. I'm not looking to do anything with anyone's social. I was just curious. I just don't get how identity theft is that ...


 Is it really a bad thing to get drunk when you know you have to work tomarrow?
I am already drunk so too late anyways....


 Bank statement.. how bad????
my daughter's bank statement arrived today and she noticed the envelope had been opened and selotaped back up!!
attached to her statement is a note saying FORWARDED TO YOU AS THIS WAS IN ENV...


 What MINIMUM amount of money would change your life?
DON'T ANSWER IN MILLIONS! But if you could have a life-changing amount of money how much would it be and what would it be for (example - my friend wants £7,000 for cosmetic surgery)....


 Should I stop making these payments?
Several months ago my bi-polar son accessed my eBay account and put down payments on two plots of land. In order to maintain my good reputation, I have been trying to keep up with the payments, but ...


 How long should you hold onto old bills?
Sorting mail and filing. What to hold on to? What to toss?...


 If you win the lottery -- take it in one lump sum or paid out over years?
Let's say the amount is 100 million dollars. What are the pros and cons of taking it as one lump sum verses having them give you an amount per year?...


 How can a 13 year old girl make money fast?
I REALLY want a Sony vaio laptop really bad for my work at college. However I dont have enough!!! Not nearly enough!!!! How can i make money fast????...


 Can a person who has filed bankruptcy ever qualify to buy a home or a car?
How soon could one buy a home or a car after a settled bankruptcy?...


 How do u make money without workin?
...



miho9000
How do you become debt free?
I'm tired of paying bills!
Additional Details
Thank you everyone!!! I'm glad most of you guys had meaningful things to say tht will help me! =D
                     
 




bobby
don't buy stuff you can't afford


purpleaura1
Rating
HOME BASED BUSINESS

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WHAT IF I TOLD YOU I'M WORKING AT HOME, SETTING MY OWN HOURS, BUILDING A BUSINESS THAT HAS REMARKABLE PRODUCTS AND CREATES RESIDUAL INCOME

IF YOU ARE INTERESTED IN MAKING A NICE PART TIME INCOME THIS COULD BE FOR YOU , WE NEED TO SET UP A TIME FOR YOU TO SEE THE LIVE VISUAL INTRODUCTION PRESENTATION TO THE COMPANY AND YOU CAN SEE IF THIS IS SOMETHING YOU MIGHT WANT TO PURSUE

RIGHT NOW I'M SETTING UP APPOINTMENT TO SEE THE PRESENTATION,CAN YOU LEAVE YOUR PHONE NUMBER SO WE CAN TALK ONE ON ONE TO SET UP THE TIME THAT IS MOST CONVENIENT FOR YOU


PURPLEAURA1@YAHOO.COM


Aaron J
Rating
a good plan of action is pay slowly on hosptail bills
hold money back for savings eat lite
spend smart


frugernity
Pay off your debts (duh)


shel_bug66
work oogobs of overtime, pay your bills with it, cut up the cards, don't do rent to own.


john d
Plenty of good advice here.


wwefan76
Try buying the book from John Bradshaw Layfield.


FromMyHeart
Two ideas
--Most of what has been said is valuable, however, to pay off your debts quickest use the following formula. Start with the amount owed to each creditor and divide this by the minimum payment required. For ex., owe $500.00 and must pay $50.00. This gives you the result of 10. Do that for each creditor that you owe. Any amount that you pay over the total of minimum payments is sent to the creditor with the lowest number. When you pay off the lowest number creditor, then move on to the next lowest number, etc. The person who told me about this read it somewhere and then did the math by hand to verify it. Disregard the different interest rates. For some reason, this works.

--Read the book "Your Money or Your Life" by Dominguez and Rubin. It is the most natural way that I have come across to change your spending habits and feel good about what you are doing.

Good Luck with changing your ways.


rockEsquirrel
Rating
Control spending. Must spend less than income. Just that.


notyou311
Rating
Use only one credit card and limit your use of it. Pay off all of your bills. Use cash most of the time. Make up a budget and follow it. Make sure you have a savings account. Even if you only save a few cents a day, it will add up.


ineedtono
Rating
ha ha


Questions&Answers
Rating
Consolidate your bills.


Larry l
Rating
live beneath your means and save 10% off the top


sqishieears
Rating
Pay off on all the Bills, then get rid of any Credit Cards,& use Cash instead. If you can't afford something , refuse to buy , until you can. Excuse me,-- ,keep 1 Card for only Emergencies!!!!.


bluuezzz
Get a book by Dave Ramsay. He is great. I paid off all my credit cards using his methods.


J Somethingorother
Rating
Adjust your lifestyle so that you can live within your income and have money left over to pay off the bills. Once the bills are paid off, put the money into savings.

Make a list of your bills. Pay the one with the lowest balance off first. When it's done, add that money onto what you have been paying on the next lowest balanced bill and pay that one off next and keep working up the chain.


jasper
Rating
you win to lottery


jenks1545
Rating
Stop using credit cards and pay for everything in cash or checks. Pay of your debts


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