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Dilbert | How do you get a loan at 0% intrest from credit cards? |
In the UK, I have heard that you can get loans for 0% interest rate for a short period (6-9 months). Anyone knows about this?
Additional Details
I am aware of balance transfers, what i wanted to know if anyone is aware of 0% loans on C cards |
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Bean counter
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Is this the fantasy forum? |
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patsy
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You have to already have the debt on another credit card and then move it across to the new card with 0% interest. The money from the other card will not be charged any interest on it until 6-9 months time. The snag is they charge you 2% to move the debt across to their card. |
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cyberboy
 |
hi |
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wrabness
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www.fool.co.uk has great info on all personal finance including 0% credit cards |
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jeffrey r
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no chance |
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beegeecee
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get a lot and keep swopping them overto each other |
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SIMON T
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good luck. you'll need it.
nothing for nothing |
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"Einstein"
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This is a simple one. Open up a credit account and max out the card.....then open another one that is extending a 0% interest on all transferred balances and transfer the balance from the first one....then, cancel the first one. Then you have your loan with 0% interest. good luck. |
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adamseymourdavies
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Yes - a switch between them all the time. Try www.moneysupermarket.com. Alternatively just type 0% interest credit card into google! |
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wzant1
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Don’t touch it! You might get an initial lone from a credit card at 0% interest but if you are late on a payment (and the credit card company will make sure your late) they will start charging you an outlandish amount of interest and a late penalty. If you do take it out always send your payment in on time; give it at least 5 business days, and always send it registered mail so they have to sign for it and you get a receipt in the mail, when its signed for, a few days later. Credit card companies are almost all a rip off. If you need a small loan you might try a finance company or a bank but don’t get a loan for more than you need to get you out of a bind. You can end-up paying for it for years and even decades. |
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magicalle
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capital one is doing 18 months interest free on balance transfers but as far as i know, no-one is doing a straight loan without interest. |
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