 I need to get out of debt and I don't even know where to start!? |
| Four credit cards with interest between 25%-32%. I've cut them all up but how do i dig myself out??? I can only afford the minimum payments....HELP PLEASE!!!!!!!!... |
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 What changes have you made in anticipation for the recession? |
| Times are getting hard, could you please suggest any ways to cut back on cost and still enjoy life a little. I've been walking to save on fares to work and I've started feeling fit. What ... |
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 Is it true that taller people earn more money? |
| And if so in what ways does this apply? And what is the minimum height requirement for this to apply? Because I'm 6"1 and I haven't noticed any differences.... |
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 Are You Rich Or Poor? |
| I'm going to be rich in a about 2 month.Don't ask me how cause I'm not saying.Right now I'm kinda poor.... |
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 My live-in boyfriend wants to share finances. He takes way more than he shares. What can I do? |
| We're in our 50s. 8 yrs ago he was in financial trouble & I 'loaned' him $30,000 that I borrowed. He went 2 yrs w/out so much as paying a water bill. I finally refinanced my house ... |
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 HELP....heavily in debt...need $100,000 to get out of debt. Anyone know where i can get a loan withbadcredit? |
| Getting older....health bad...wife ran off with nephew...want to be able to leave something for my daughter. Any help would be appreciated.. Not asking for a handout...just some good advice. M... |
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 I'm off to the bank....? |
Would anyone like any on my coin before the Goverment,T.V peeps,Council,Kids and Bank Manager help themselvs? :o(
Additional Details
Yes Gent 3 slabs of stella, 48 pots and 5 pks of ... |
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 I am an 18-year-old college student w/ not a lot of money, what is the best chase credit card i should get? |
i was thinking of the bp rewards visa?
Additional Details
i am getting one so i can build a credit rating, which i do not have right now, so yeah, i dont intend to charge very much on ... |
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 Credit cards? |
| what is the best card to apply for when you graduate from college?... |
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coldice8 | How do you get out of debt ? |
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Start working with a Personal Budget. It's the "key" for those who are in debt.
http://answers.yahoo.com/question/index;_ylt=An16G5.F_cX7IpsRtRSMab7sy6IX?qid=20070228131950AArkEYR
http://answers.yahoo.com/question/index;_ylt=AgQACGagHcVvj.imjgENGK_sy6IX?qid=20070427214730AAYgoO5 |
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Glenn J
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Not to be glib, but you get out of debt by paying back what you owe. However, since it is assumed that this may not be possible, here are some suggestions:
1. If you can only afford to send them two dollars, send them two dollars. At least you are trying to pay, and not dodging them. That keeps your credit rating intact.
2. Pay off your highest interest rate and variable interest rate debts first.
3. Reduce your cost of living. If you lease a car for $450.00 a month, trade it in on a $300.00 a month car. If you have a $30.00 a month gym membership, ask them to suspend it for a few months while you work your finances out. If you eat out at lunch every day, start brown bagging lunch.
4. If you have an liquid assets, such as stocks or bonds or an extra car or a boat, consider selling them to pay off the debt, so you can take todays dollars and invest them once the debt is off your back.
5. Speak to a credit counseling service about other options.
6. As a last resort, consider a personal bankruptcy filing, but DO NOT file unless and until you have received counseling from either a financial expert or an attorney about the implications. |
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someone
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LIVE LIFE WITHOUT CREDIT CARD AND SPEND CASH!!! OR LIVE WITH DEBIT CARD!!! and live below your means... to save ur money and try to save up money for ur retirement money |
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bailie28
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cut up all your credit cards and do not apply for anymore.
stop spending above your income.
do not buy anything you cannot pay cash for
stop going out to eat
put yourself on a REALISTIC budget and stick to it |
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justlettinguknow
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pay more, spend less |
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mormons_suck
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Dont try to "Keep up with the Joneses." Who cares what kind of ghettos a$$ car your neighbor drives...they are leasing it anyway...its not even thier car! Worry about yourself and not your pride. Make good decisions each day. Check out this site: www.crown.org for some good advise...you will be rock solid if you make this lifestyle change...a financial diet wont work. See for yourself. |
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Joseph Sangl
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Here is what completely changed my financial future!
I spend ALL of my money BEFORE I actually get the money. I already know how much money I am going to get for the month of May. I spend EVERY DOLLAR now, utilizing the easy-to-use FREE budget forms at http://www.josephsangl.com/?page_id=151
I started doing this over 5 years ago and was able to achieve debt freedom in 14 months! For the past 4 years, I have lived free of debt!
Try this method for a month and just see what happens!
Best of luck! |
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sreeseshan
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Hi,
Avoid using credit card as much as possible and try to lead a life with what you have. We human are insatiable in nature. The more we get, the more we want. We should learn to live according to our financial strength. |
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bettyboopgirl
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Always pay more to the principle to help you get out of the loan faster...
then avoid overspending and make sure you are paying everything off and you will see your debt reduce. |
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