 How can I possibly afford this!? |
| Honestly, this is crazy! I'm 14, have a minimum wage job, and I have to pay for my own phone bill every month. I need help and I don't know what to do. How can I get another job when I'... |
|
 Can i get a hell YEAH ? |
| The bank covered a $300.00 check i wrote againest insuffient funds. It didn't bounce ! HELL YEAH !... |
|
 How can I have my dream job when I have 5 mouths to feed? |
| I have a professional stable job that I went to college for. My wife stays home with our 3 kids, and she probably will not go to work until the youngest is in school. I want to be a professional ... |
|
 When buying a house, what types of bills are most common to pay? |
I have listed already:
Water
Gas/Electric
Phone
TV/Internet
Let me know if there are any others!! Thanks!!!... |
|
 What is the purpose of a saving account?!?!!? |
homework:(
Additional Details
Just for all the people who thinks this is a dumb question its for homework and im slacking and need ot get it done thanks DUH!... |
|
 Am I being underpaid? |
| I work in Human Resources. My geographical location is the Ohio Valley. I make $27,000.00 salary a year. I do not have a college degree but I do have college hours under my belt. I have been in ... |
|
 I want to start a business but i hav no money? |
i want to start a business but i hav no moeny
no money
what shld i do ?
?
... |
|
 Make money disappear? |
Hypothetically
If I wanted to make the procedes of my house sale disappear ( say about £50,000 ) what would be the best way to go about it? I dont want so spend it on rent or bills ... |
|
 How do you avoid loaning people money without hurting feelings? |
| I recently loaned someone a large amount of money. I know that it is a bad policy to do money with friends. I have learned a valuable lesson and will never do it again. At present, the money has ... |
|
 Does anyone know of a good way to make money online? |
| What survey sites are god and pay you a lot? I'm in school full time and have a part time job but it's getting to be a lot. Trying to find a way that I can make money at my own pace.... |
|
 Can my dad cash a check written to my name? |
| I got a refund check from a company written to my name, but the problem is I don't have a bank account, my dad has a bank account with bank of America, can my dad cash in the check for me? (I am ... |
|
 Small personal loan question? |
| I need to get a small personal loan for around 1000 does anyone know the best site to do it on?... |
|
 Tell me if your situation is a bad as mine. I'm 23 in college. I have 9,000 in student loan debt. I make? |
| $480.00 a month from my work study job. My rent is $420.00 my electric bill is $40.00 a month. I have a roomate and we both pay over $400.00 a month for rent to live on campus. I don't have a ... |
|
 Debt Issues HELP - -- -- card bills? |
| I am in Debt on this list , What i want to know is what will happen if i dont pay them ? As iv not for the past 6months and all i get is letters and thats it, As there not big amounts will they just ... |
|
 What can I buy for a penny? I want to make a purchase with my debit card for a penny. |
| I can get 99 cents if I buy things for a penny every time. What in the world cost a penny? I know I can buy gas for a penny if I put a small amount in. I can also go on ebay and buy emails for a ... |
|
|  |
arabianlady2001 | How do you get out of debt when you live payday to payday? |
OK...My debt is not large...less than a few thousand dollars...but I can't seem to pay anything off or begin to get ahead because every paycheck I get is not even enough to cover the bills due at that particular time... |
 |
 
dreamscorporation
 |
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is:
http://umgarticles.atspace.com/debt-consolidation.htm |
|
jocashins
|
2 WORDS
Dave Ramsey
Worked for me. Look this guy up on the net. Go to the book store and buy his book. Just listen to him for a while and you'll be debt free like me. Good Luck. |
|
keepsondancing
 |
Unless you get a second job, you have no control over what comes in - only what goes out. To get ahead you have to curb your spending. Take a hard look at where the money goes. Cut out all non-essentials like cable TV, new clothes, etc. Prepare all meals at home.
Lower your electric bill: wash clothes in cold water. Turn off lights in rooms you're not using. Turn off TV/radio when no one is watching/listening. Lower thermostat in winter, raise it in summer.
Lower your grocery bill: buy store brands, not name brands. No soda or junk food. No Starbucks or donut shops. Cut back on meats; a pound of ground beef can be stretched to feed 8. Avoid prepared or frozen foods; cook from scratch. It's cheaper and you will be healthier.
Live frugally. Wash and re-use ziplock bags. Use rags or sponges, not paper towels. Use cloth napkins, not paper. Shop yard sales and Goodwill. If you smoke, quit. Combine errands to cut down on trips and save gas. Join Freecycle.org for things you really need but can't afford.
You'd be surprised at how much money bleeds out on little things. They add up. Make a commitment to a simple life and frugal lifestyle until your debts are paid off. Then, put 10% of every paycheck into a savings account, and NEVER put more on a credit card than you can pay off at the end of the month. |
|
dimples22221
|
As most has said, you need to lower your expenses. Start a budget and write down what you are spending daily and see where you can lower your expenses. Such as eating out, basic phone service, no cable (use an antenna), buying new instead of used, lower cell phone service, sell car and take public transportation, get a roommate, etc.
Also, consider finding a higher paying job or a second job to help pay off the debt and start an emergency fund (savings). Live frugal for a while to get out of debt, an emergency fund, and a savings account. You can do it.
I also suggest going to message board at http://moneycentral.msn.com/community/message/board.asp?Board=YourMoney and reading the STEPS thread. |
|
cantankerous
|
Get a second Job, work yourself to death until your debt is clear, or just marry rich. seriously, sometimes just budgeting cures all financial ails.. |
|
Wussupp!!!
|
Spend less from what you earn or get a part time job. |
|
spineminus2
 |
pay yourself first, reduce your expenses (i.e. internet access), give yourself time. |
|
Max
 |
Welcome to the life of the working poor. Try to pay a bit more than the minimum each month, even if it's just $20. Call a consumer credit counselor. They can work with your credit card people or loan people to get interest rates reduced or removed all together. I feel you...it took me 9 years and working more than one job to get out of debt. Perservere...you'll get there. |
|
Chriztina
|
I live payday to payday too and this is what I did. Go to a bankruptcy company and ask them to consolidate all your debt into one monthly payment...it's called a consumer proposal. The opposite of filling bankruptcy. I did the same thing, I was about 6 grand in debt so a bit more then you but I'm pretty sure you can file a proposal for any amount. I paid $150 a month for 3 years and I'm finally finished. Filing the proposal stops the interest and makes paying the bills easier cuz it's just one payment to all the creditors. And a plus is, for the past 3 years I was able to pay the $150 and even though it was a struggle to make ends meet, I was able to live without it and I'm still putting the $150 or at least half of it away...into my personal savings account. So I learned that I could save too. Good Luck and hope this helps. |
|
lestatooo1
|
budget your money. get a second job and stop eating out so much,,, |
|
David D
|
There may be something of use here. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 2 minutes(s) ago
| | | |
11 | 33 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
12 | 2 day(s) ago
| | | |
11 | 3 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
