 How easy is it to survive in the UK without a bank account? |
I'm self-employed and get paid in cash
I have no mortgage
I only have 3 direct debits
And I absolutely hate banks and everything they stand for.
Before I close my ... |
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 I am 14 . i ahve 3 questions.. plz plz plz answer? |
1.what banks can i join and get debit card accounts with.
2.also what type of card will it b (eg solo or cirrus etc etc)
3. will i b able to order stuff online wiv this (if i am 14)
THI... |
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 For a person with no money, no formal education, no big connections, what is the best way to get rich? |
Additional Details
The question is not about me. It's for those living in poverty I am concerned of. You may want to see my blog, i wrote something about a discussion with a ... |
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 I am 40 yrs old and I want to retire but I dont have the money.? |
| I am sick of work and want to enjoy life but I dont know how to do that unless I have loads of dosh which I dont have!!! What can I do.... |
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 Can you give me some money??? |
Hello, I am russian student. I do not have money even for new pencil.
please send some money to my WMZ if you can : Z566385155200
thanks in ... |
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 I have bad credit and I need a loan. Help please? |
| Im so stressed. All these bills are driving me crazy. I need to get out of debt.... |
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 I just inherited 35,000 dollars. I'm pretty ignorant on how &-or what to do with it! Advice??? |
| I know I want to put up 10,000 where it can not be touched to help my daughter with living expenses during college.(College already taken care of by another fund my Dad left me as well. Isn't ... |
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 Is $110,000 for a family considered lower,middle,or upper middle class? |
If a family with 2 people that work make a combined $110,000 considered lower,middle,or upper-middle class?
Additional Details
Living in Dallas,TX... |
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 I am inheriting 10 million dollars? |
| i am inheriting 10 million dollars and i am after ideas on how to spend ... |
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 How much should I keep? |
| How much of my paycheck should I put in the bank and how much should I keep for myself? Like what percent? I know I should be saving it all, but I wanna at least keep a little for myself.... |
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 My neice received a check for 2875.00 from Allinace Bank in Virginia. Has anyone seen one? Is this check bogus |
| My neice went to the local check cashing store and they said it was a check from Nigeria but it looks so real like an original document. Does anyone know of fake sweepstake checks floating around?... |
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 Should I file for bankruptcy?? |
| well im 21 years old, and ever since I started working at the age of 14, I have got into serious debt, for instance when i was 16yrs, I ran my cell phone bill to $500, and never paid them because i ... |
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 What is your weekly personal expense budget? |
| Do you have a grip on your personal outgoings and saving a reasonable amt of money? What is the best way to save yet enjoy your life? I want to live debt free one day.... |
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 What are your tips for getting organized financially? |
| How do you keep track of deductions, donations, write-offs, etc?... |
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 If you found twenty dollars on the ground, what would you spend it on? |
Additional Details
A few weeks ago i found a twenty at work, i ended spending half of it on In and out Hmm good stuff.... |
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Ashley | How do you make sure you dont go into debt when you turn 18 and get a credit card? |
I hear so much about people getting into debt, but when i turn 18 i wanna know how i can manage my money and make it work for me...any tips would be greatly appreciated... |
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♥.~.¨*♥•.♥.*`CooL`*.♥.•♥*¨.~♥
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Don’t use credit card because u have to pay it high interest . . . But if you don’t have any payment problem then u can utilize it. |
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J.D.
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There is nothing wrong with getting a credit card and using it on occasion. This will help establish your credit for the future. The key to having a credit card is, don't use it. The buy now, pay later approach is what gets people into too much financial trouble because the debt they rack up is unseen and only grows larger if it is not paid off in full. You are wise to be considering these things because so many people don't! |
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Treebeard
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Just never charge more than you can pay off when the bill comes. |
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Nikki R
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Don't be afraid to get a credit card! People get into debt because of poor money management skills- it's common. There's a rule of thumb for credit cards; don't buy anything that won't be there when you get the bill (ie, gas, food...). Credit cards accrue interest, so keep that in mind when purchasing anything- if you can't pay off the balance when you get the bill, you'll be paying interest. So that $100 sweater might end up costing you $150 or more, for example. Make sure you know your terms- monthly bill cycle (due date), interest rate, annual fees, ways to make a payment, and a way to contact your creditor. Education is the best way to stay out of debt. |
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suzhou sid
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dont spend money that you havent got? |
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dave
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There's a good article at eHow on steps to take to begin tackling personal debt. Those same tips are worth looking at as a way of avoaiding debt in the first place!
Take a look at it:
http://www.ehow.com/how_2326032_avoid-escalating-debt.html
How to Stop Escalating Debt
You can also look here for tips on earning some extra cash online:
http://www.ehow.com/how_2254361_money-internet.html
How to make money on the internet, scam-free
Hope it helps. |
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Jennifer
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Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate. Icame across this company on NBC News Special Edition.Check it out here:
http://shurl.net/5oX |
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V R
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It is good to have a credit card, that way you start building your credit score, however, make sure that you will have the money to pay in full when the bill comes, otherwise you will be paying a high price for your purchase, One more thing make sure you pay on time, if not it can cost you up to $30 on late fees. Another tip, if you bill is due on June 20, some banks have a time deadline, so if your deadline is 2:00 EST. and you pay your bill on June 20 at 4:00 EST. it is already late. Also if your balance is $300. and you pay $250.00 the interest charged is for the full $300. not just for the balance. I hope this help. |
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blahsblah2001
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I use my credit card as debit. I keep a logbook of exactly how much I spend and how much is still in my account. If that number starts getting low, I stop buying things. The only reason to get a credit card is if you want something but have not been paid yet. (I'll have the money on Friday) This is how they lure you in. Because you keep buying stuff with next Friday's money, and sometimes you overestimate how many hours you'll get next week, etc, and buy more than Friday brings you. And then you're snared.
It is ALWAYS better to just wait until Friday and buy it then. |
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Pyar
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Stay within your means ... buy things when you have the cash to buy them ... That way you can put it on your credit card ,pay it off when you receive the bill , and establish your credit .... for when you may need it .
Some wiil tell you not to get a credit card ... but if you ever need to rent a room , rent a car , buy a house , even rent an apartment, you must establish credit. |
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catgirl
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I agree with the first answer, DONT get a credit card. If you dont have one then you cant overspend on it. Open a savings account to save for expensive things that you really want, always make sure you have enough to pay your bills before buying luxury items and generally dont get things on credit. Make an appointment with your bank manager who can advise you if you want to invest any savings, and they can also advise you on which bank accounts will make the most of your money. |
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J J
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you DONT get a credit card - if you can't pay cash, you can't afford it! |
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Possumlivingdotcom
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Financially speaking, there are two kinds of people: those who pay interest, and those who are paid interest. If you get a credit card, you are joining the first group. Instead, you should get a checking account, Paypal account, or similar that issues a Visa or Mastercard debit card. This gives you the advantages of a credit card, without having to pay interest.
Paypal even offers a money market account with an associated Mastercard debit card, and some other money market accounts also have an associated debit card. This pays you interest, and does so at a greater rate than a savings account. This gets you started in the second group: the wise and the wealthy; those who are paid interest.
Never buy anything on credit, other than land.
This is how most truly wealthy people got that way. Credit=slavery. That's why the credit establishments spend so much on advertising to make you think credit equals freedom. |
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