 I'm 20 and I want to start saving up money for retirement now...Where do I start? |
| I want to be able to put money somewhere and not be able to touch it until I'm a certain age. I heard that you can do that with an IRA account, but I think I'm to young for that right now. ... |
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 Work from home? |
| Does anyone have information on jobs that you can work from home from your computer and there's no start up fee?... |
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 I cant seem to get a payday loan? |
i have applied for hundreds and been denied each time
any advice
Additional Details
i cant find one
any good ... |
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 Does anyone know where I could get a persona loan with bad credit? |
| I have tried consumer loans, personal loans, and I can't seem to find anyone to give me a loan. Any ideas???... |
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 Where does the term "401(k)" come from? |
| How did retirement plans come to be called this? As always, links appreciated.... |
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 Buying a tv from someone who has still to pay balance.? |
| A friend has brought a tv,she still owes £1000 on it which she has to pay in april.She wants to sell the tv to me for £700 and i just really want to know if she didnt pay the final remainder would ... |
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 I'm 14 and need money? |
| i am 14 and need some money. i am trying ot make 100$ so i can buy some paintball equipment to play. and don't answer somthing like 'mow lawns' or 'do yardwork'. and i cant ... |
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 How to stop spending so much money? |
| I have been wasting my money for so long that I don't know how to stop. I see money in my bank account and say, what the heck this $10 isn't going to make a difference. But I do that about 1... |
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 Apparantly I have won the Nigerian lottery, £16m ... I need £25'000 to pay admin fees to release it? |
| I got an email from a very kind, and in my opinion entirely trustworthy Nigerian individual saying I won the Nigerian Lottery. I admit, I didn't buy a ticket, but I guess their lottery system is ... |
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 A friend is in trouble with there mortgage and needs a loan to clear the arrears..? |
| but has already remorgaged and cant find a company that will approve a loan... any idea's?... |
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 Does anybody know where I can get a loan for $4500 with bad credit? |
| I need auto repair totaling $4500, and I have bad credit, it is getting back up, but is still isnt very good. I do not want to do a payday loan. Does anybody know where I can get a personal loan?... |
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 If 2 loans have the same interest rate but one has a higher balance, does it matter which you pay off first? |
| Do you save more interest money by making additional principal payments to the bigger loan, or does it make no difference since the interest rates are identical?? Thanks!... |
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 First time buyer do you think interest rates are going to rise and any advice for saving? |
| I am in the new yeat going to get finances in order and start saving for a mortgage. Has anyone any advice of how i can save better, no silly answers pls, im looking from the experiences of ither ... |
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 I want to earn a lot of money on line. how do I do it? |
| How can I earn a lot of money online with very little effort?... |
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anniedhm | How does one file for bankrupsy? I want a clean fresh start and I dont own any property.? |
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onenatasha
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legal helpers is a good bankruptcy firm. if you want a clean fresh start a chapter 7 is best. it discharges your debts 100% after your last payment and it is not very expensive. I was in 25,000 in debt and i had to pay 750.00. so your payment depends on how much debt your in. you don't have to come up with a big lump some. they allow payment plans |
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Studly
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First, read the link below. It describes the changes to the bankruptcy laws. See if you even qualify for it, and if you want to go through the new hassles they are putting people through.
Still interested? It's highly advisable that you get an attorney. One small error in your filing can result in lots of headaches, and a dismissal. Don't do it yourself. |
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Common Sense
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Go through an attorney. Don't declare bankruptcy unless you absolutely must. Learn from your mistakes. Learn to spell. |
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Erika
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Get a good lawyer... they'll walk you every step of the way. |
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thylawyer
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Bankruptcy forms are available free from bankruptcy court websites or for a fee at Staples, Borders, Barnes & Noble and from any store that sells legal forma to lawyers. The Staples and bookstores come in packages with instructions. You can also buy forms online with instructions and there is software available also.
Bankruptcy under the new rules, since October 17, 2005, is tricky, so you should really go to a bankruptcy lawyer who has some experience.
I take it, since you say you don't own any property, that you are a nudist who resides in a nudist colony, and never brush your teeth or take a bath or shower. Right! Clothes, toothbrushes, soap, towels, etc., are property. So is a car, a watch, jewelry, tools, furniture, appliances, bank accounts. If you don't claim the correct exemptions, you could lose it all to the trustee.
Whether the debt is all unsecured or secured or a mix may make a difference. Student loans and child support arrears can't be discharged except under special circumstances.
You have to meet the income test to file a Chapter 7 without a problem. If you make more than the median family income for your state and family size, you have to go though another budget analysis to see if you have to file a Chapter 13.
Still think you can do it on your own? |
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Mr. Brain
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It has become much harder as of late. I would suggest trying to consolidate your debts rather than bankruptcy. Trust me, it will take its toll on you. Collections agencies will be calling you daily and tell you how worthless you are for not paying people.. they get brutal. |
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New Yorker
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the best way is to contact a lawyer, the actual filing process is giong to cost you atleast $100 not including lawyer fees. But filing yourself is VERY VERY hard! Once you have all the paperwork filed out you file it with the court, they will then assign you a court day to come in and they will question you. Then the rest is up to the court.
Part of the process of fliing you need to list all of the people you owe money to in the paper work
but you also must list EVERY SINGLE ITEM YOU OWN
and I mean everything, all the way down to each piece of clothing. It is not an easy process and best if done through a lawyer because he can help you navigate the system. |
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progunr
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You should have filed last year, you are out of luck now.
With the changes in the law, you cannot dismiss you debt anymore. You will still have to pay back most of what you owe, the lenders just have to work out an extended term on all outstanding debt. It ain't what it used to be. Sorry for your luck on this one. |
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blakereik
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You waited too long. The laws were much more favorable up until last October. Contact a personal bankruptcy lawyer and they will help you figure out if it will work for you. |
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jen_doe
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call up one of the thousands of trustees in bankrupcy. they'll get the process started. |
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Jehovah'sWetness
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Best bet: hire a lawyer who specializes in bankruptcy. Don't try to do it on your own. The lawyer will know the questions to ask and the procedures to file.
It will take the worry out of it for you. It should only cost around 500 USD to hire one. |
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Isabella
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Try Consumer Credit Counseling, or a similar legitimate credit counseling agency in your area. Bankruptcy is a measure of last resort. It sounds like you are young. If you want to help your financial situation, cut up your credit cards. Make a Spending Plan and stick to it. There is a Twelve Step program called Debtors Anonymous. It is free and people there can help you with your situation. Good Luck and God Bless! |
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sabre780101
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In the uk its a bastard to shake off, first , cant buy milk in the corner store without cash , no morgage , no cards , difficult to get a bank account even so every thing else follows suit , dont do it unless you have to , try getting doctors certificate saying stress etc but your intenions are good and work on reducing the debt. |
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John
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There's a form that you can get from your city. Try to find ur city's website. mine for example is www.phila.gov for philadelphia and then search there. |
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rezbum72
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Goodbye To Credit Problem
Get every negative item Removed
In 1 to 3 Months - Guaranteed
http://ddp1.com/go.php?2877-17 |
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