 Is it fraud if you issue cheques knowing here is no funds in the account? |
Does it ammount to fraud if someone issues cheques knowing there is no money in the account to cover them?
I am talking about cheques which are gaurenteed by a cheque gaurentee card so the ... |
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 How can I ensure I survive on £55 for the next 3 weeks? |
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 Deal or no Deal? |
| If you were on the show, and you had 2 cases left, including your case, there was a penney up there and 1 million dollars up there, and the bank offer was 500.000, DEAL OR NO DEAL!... |
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 Can you cash one of your own checks at a branch of your bank to get cash? |
| I am away from home and left my bank card at home. How do I withdraw money from my account?... |
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 Personal Loans for People with Bad Credit in Australia? |
Are there companies out there who help people who have had bad credit in the past get personal loans in Australia?
Such as Ex-Bankrupts and/or paid and unpaid defaults?... |
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 What do i need to take out a loan if i am only 18years old, and how can i do it? |
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 I am a student--what is the best BANK for me to choose for savings and checking? |
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 In debt n need advise plz plz help.....? |
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 Kids earn online? |
hi my friend is 12 and she wants to earn some money online.
I suggested surveys but it seems you have to be over 13 for most of them. What should she do?
Additional Details
she ... |
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 How can a 13 year old earn more money..? |
| I'm 13 nearly 14. For the summer [or what's left of it] I wanna make use of it. Because all I've done the past few weeks is just stay at home, being a couch potato. [I know. It totally ... |
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 If I borrow money for a personal loan? |
| I'm wondering because I have bad credit and I was wondering if I got a personal loan. How much money do they ask for to pay back a loan. I would only ask for no more then $300. And thats all I ... |
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 Is there a fast and easy way to earn money? |
I'm saving to buy a guitar.
Additional Details
Actually my daughter wants to buy one, so she's pretty young.... |
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 What is the easiest way to save money with just a small amount to contribute.? |
| I have two young children and a small income. I want to know the best way to save monthly for short and long term goals. I'm intimidated with the stock market and just want to have a small ... |
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Snarf | How hard will it be to marry someone who makes much less money than you? |
I am engaged to marry a man who earns a lot less than I do. I love him and he is so good to me. I ignored my mom who was concerned from the start that it would be hard with this person. We have lived in a small apartment for a while together, but I feel ready to stop living like we are in college and actually save for a home and a wedding, I am emabarrased to even have family/friends over, while he does not seem to mind the way we live. I am starting to feel like if I want things to change it will have to be me who does it all on my own. I have saved for a down payment and have no debt, meanwhile he has debt, bad credit and nothing in savings. he is trying to get ahead, but with his income and child support he pays it is almost impossible. I love him but get stressed out when I realize I will have to provide for our life all on my own. These thoughts have really been wearing down on me lately and I feel like i take it out on him. Is love more important than money?
Additional Details
He has a good job as a teacher, he loves it and I am proud of him, just not a lot of money there. I am not happy with the way we are currently living, thats why all the stress and unfortunately he knows I feel this way because I was a bit hard on him when he bought this new computer, even though he saved up for it. |
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Gun Dream
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I am in the same position, except I am pregnant, and now our finance status will show it's true colors.
I think it is very sad you feel embarrased to have family and friends over. Unless you never clean your house and you live amongst rats and cockroaches, I don't think people will mind you guys living in a small apartment. You can make small cheap changes to make it look fancy. The problem is not your family or friends, the problem is you, you are embarrased to live like you do.
I sense you look down on your boyfriend. I can't blame you, if you feel you deserve better, then by all means, work together toward that goal. But you really need to talk about it and work it out. He's not gonna wake up one day and miraculously fix his finances just because. |
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mikeeyman
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If you love him, the other stuff shouldn't really matter. You shouldn't be embarrassed that you are living within your means. Many people go into debt to live the way they want... I would be embarrassed about that.
If he's not motivated to move forward in his career and make a better living for the two of you... Then that's a different story. |
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Mrs_Golub
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You may love him,but there are different levels and kinds of love. And for this stuff to bother you that much,that you'll ask peoples advice and opinions on the internet...you can't love him that much.
As long as you two are happy together and you're content and you feel comfortable building a future with him,then money worries should be something you overcome together.
I earn more than my fiancé. He has bad credit from being irrisponsible in his past,but since we got together,i've been helping him get on top of things and sorting himself out. What someone earns shouldn't matter either. At least they're working and not lazying around being a bum!!
Hope you can work something out xx |
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TheOtherOne
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I spent more than a decade with a guy who never managed to pay his half of the bills. It got old, older, and really, really old. Is he *trying* to find ways to earn more money? Or is he just one of those guys willing to sit back, earn enough to pay that child support, and let you take care of the rest?
Keep in mind that if you marry him, you're entangling your finances with his. Do you really want to do that? Do you want him hitting you up for money to pay the debt as it increases? Do you want to have your husband filing bankruptcy? Do you want the husband who can't contribute financially having his name on the title to the house you're paying for?
If you've saved enough on your own to pay for a home, I'd think long about getting married to him. If you love him enough to go for it, buy the house first (in your name only) and keep your finances separate. That way, hopefully, you won't lose your investment in the house over his debts.
(And I wouldn't have any children with him unless/until he reaches a point where he can help support both of you while you stay home with the baby on maternity leave.) |
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Bobo
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If you are unhappy about his financial situation before you are married, it will certainly not go away after you are married. Not dealing with this issue will just make it worse in the long run, so talking about it will help you two align your priorities and goals for the future. If he is simply not interested in contributing to your shared goals, or doesn't have the drive to change careers, then you would have to shoulder all the financial responsibility. It sounds like you are not comfortable with that, and it's better to understand that now, rather than after the honeymoon.
Considering that most divorces are due to money problems, it certainly plays a large role in marriage. But my guess is that it's not just about the money, it's actually about aligning your goals and priorities. Money and time is just the measure of where your priorities are. Perhaps you two had started out with similar minds, but have drifted off. See if you can't reset to the same goals? |
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Tessa M
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love should be all it takes but i know that is easier said than done, why dont't you sit him downa nd talk about you money issues, maybe he'll get another job. You need to stop caring what other people think if you guys are happy then noone else will care and will just see how cute and lovely you guys look together rather than what you house looks like.
sorry i can't be much more help but i say if you love him then go for it.
Good luck x |
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STEVEN F
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Once you are married, there should not be 'his' and 'her' money. The 2 of you have an income and the 2 of you have expenses. If that is your attitude it makes no difference who makes more or less. If that is not your attitude, I would question your decision to marry. If you feel you are not working together, you need a marriage counselor as much as financial advice. |
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rsarah23
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You may love him and that's what's most important, but the bottom line is if you can't live with him, don't marry him. Do you want to provide for him for the rest of your life? If not, you're just going to end up resenting him more and more. You guys need to do some serious talking. |
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Goody
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Remember one thing whilst your at a young age, you only live life once.
Your path in life will change in many different ways sometimes good and sometimes bad, I am only 30 and have just released my security blanket and it is exciting and strange at the same time.
Sometimes you are forced into making changes to make your life better and if that opportunity comes along grab it.
If you are not married and you do not have children, give it one more try but only one more try and if you do not feel it is getting any better, change your life, in the long run it can only be better. |
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Mick
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Love is more important than money, but money problems can tear a relationship apart. I recommend you listen to Dave Ramsey on the subject. He is a financial planner/radio talk show host and has helped millions of couples in this situation and can tell you exactly what to do. Good Luck |
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Invisigoth
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DO NOT MARRY HIM UNTIL HIS DEBT IS CLEANED UP OR UNDER CONTROL.
Money is one of the major reasons for divorce. The two of your need to be on the same page with how you will spend, save and combine your money. As you are already seeing, you aren't even married yet and the money issue is already causing you to behave differently towards him.
He may not be ready to marry yet or even just grow up and mishandling his money may be a way to avoid becoming an adult.
Understand that if you do marry him, then you will need to be the breadwinner. You will have to be in control of the money if he proves that he is unreliable in managing the money. There will be no staying home with the kids for you if you have ever entertained the idea of being a stay at home mom while the kids are small. Perhaps he would be better suited to be a househusband and he stays home with the kids while you work (this will only work if he is prepared to do the housework and care for the house AND if you won't see him as less of a man for doing this).
If you love him and he can learn how to get his finances in under control and you as a pair are willing to be flexible in your male/female gender roles, then your relationship can work. But if what you want for the future is very different from the kind of future that he is able to offer you, then you are with the wrong man for you.
So don't look at this as strictly a money issue. That is a part of it but if you only see the money then you miss the bigger picture. and the bigger picture is what kind of life do you envision for yourself and how does he fit into that vision. If he doesn't, then is your vision flexible enough to accomodate his limitations and still be the kind of life you want to have for yourself. If it isn't, then you're with the wrong guy, even though you may love him to death. As you've already seen, your feelings of love will change to resentment very quickly if you feel that he has somehow let you down. |
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Rella
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I think it tends to be psychologically hard on couples--especially husbands--when the wife is the primary breadwinner. That doesn't mean it can't work, but it does mean you will face extra challenges.
I strongly urge you to get premarital counseling and talk a lot with your potential husband-to-be about money. Money is the number one thing married couples fight about.
Watch some episodes of "Til Debt Do Us Part," and discuss them.
http://www.slice.ca/Shows/ShowsPage.aspx?Title_ID=93097
Go through the book "Debt Proof Your Marriage" by Mary Hunt (there is also a companion workbook).
http://www.debtproofliving.com/
Consider going through the Crown Financial Program (a Christian program):
http://www.crown.org/
For a secular 12-step group, your fiance might consider:
http://www.debtorsanonymous.org/
Your mom's predictions are not the final word (in fact, keep her out of it as much as possible). Love and money are both important; work on improving your situation together with your fiance. Have some honest discussions about the kind of lifestyle you want/expect and what you hope for the future. You both need to be realistic, practical, and kind to each other. It's better to have a lot of clarity and unity in your relationship re: finances if at all possible.
From my Christian perspective, I think that wives are stressed when husbands don't show initiative and leadership. Then all the burden falls on the wife to be responsible for everything.
An unfortunate common scenario is that the wife has almost all the control & responsibility (willingly or unwillingly) while the husband retreats into passivity, which further aggravates the wife, who then lets her husband know how aggravated she is, which the husband typically responds to by retreating further into passivity, which further burdens & irritates his wife. A bad cycle.
To learn more about breaking this negative cycle, read this author's books & check out his website:
http://www.loveandrespect.com/ |
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Gerald
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You are too nieve and immature. Your gona be misserable with the dead beat dad. Run for the hills. What do see in him--no credit--bad debt---child support--he is a complete looser. If I were your parents and the wedding day was next week --I will not be their and indorse this jerk to ruin my daughters life...
When you marry you will inherit his bad debt and that means no home mortage... Got it...
Find a nice Christian boy to love ...Life will be good... |
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