How i can be rich?

i need money nothing will change without money

The key to financial sucess is to spend less than you earn. Write down every penny you spend and analyse where you can cut back. It may be easier than you think. Also remember that if you can't afford to buy something you can't afford to borrow money to buy it.

You answered your own question. To be rich you need money.

Having said that. You may have some serious money problems but money is not the solution to all problems. True happiness comes from being happy with what you have. Not in always wanting what you don't have.

Perhaps you should try running your own business? It seem sthat most rich people get rich that way.

try to start a new business

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The best and most certain way to acquire wealth is to help others acquire wealth.

I will give you an example I saw online.

Here's a real simple way to become wealthy.

Marty and his wife live at home with their 2 children. They own
a 3 bedroom house in a middle class neighborhood and try to live
within their means. Marty works full time in the Printing
Industry, while his wife is in charge of the home and looking
after the children.

They've accumulated some credit card debt and have 2 years left
on a car loan. They try to stay out of debt as much as possible
and together they've managed to contribute a total of $32,000 to
their own Retirement Fund. It is kept in term deposits receiving
5% interest annually.

Two years prior, the couple bought an older house that they
fixed-up and rent out for $850 a month. After paying the
mortgage and taxes $300 is left over each month. This goes into
their savings account each month.

At Christmas, the family bought themselves a new computer and
decided to start a home-based business. Things started out
fairly slowly but after 8 months they were receiving a steady
check of $400 a month which also goes into their savings
account. This part-time business will continue to grow with the
effort they dedicate to it.

This business also offers them some very lucrative tax savings.
By taking advantage of these Tax Strategies they are able to
save an additional $300 a month on tax that was normally
deducted from Marty's paycheck at work. This monthly income is
also added to the couple's savings.

Marty has just begun writing an E-book about his "production
expertise" at work. His plan is to market this book on the
internet for profit

Every Sunday the couple takes a drive to stay familiar with the
Real Estate market in their area. They're looking for another
property, a "handyman's special" to fix-up and rent out. They
have saved enough for a down payment and their credit with the
bank is well established.

The family's total monthly expenses are $2000. Now, here's the
question:

Does Marty's family have Wealth yet?

To answer this question properly you first have to understand
exactly what "wealth" means.You achieve wealth when: *Your
Passive Income is the same or greater than your Expenses.* So
what does this mean?

First, what is Passive Income?

Passive Income is money that you are paid over and over again
for work that you only do once. (This excludes using a gun or
finding cash on the street) Some examples of this would be
royalties for writing a book or a song, commissions that you
receive for sales that others make and interest from bank
savings or dividends on stocks/options that you own.

Second, what Expenses are we talking about? This one's a little
easier to understand. Expenses are the total amount it takes to
run your household and your life. This includes, rent, mortgage
payments, car insurance, food, credit card and loan payments,
etcвЂ¦вЂ¦вЂ¦

Let's look at Marty's family a little closerвЂ¦вЂ¦вЂ¦вЂ¦. Does Marty
have any Passive Income? Yes he does. Marty's salary is not
considered Passive Income. That's because he has to work 40
hours a week just to get the basic amount. If Marty doesn't go
to work then he doesn't get paid. His overtime also doesn't
count as Passive Income.

The interest from their Retirement Fund does though. It's paid
to him month after month as long as it's left in that account.
So, $32,000 at 5% is $1600 a year. Divided by 12 months equals
$133 a month in interest. OkвЂ¦..what else?

After the mortgage and expenses are paid with the rent money
they receive on their rental property they are left with $300
every month. This is Passive Income. Just as long as the tenant
stays and pays his monthly rent.

How bout that $400 from the home-based business and the Tax
savings. Is this Passive Income? Well, Marty's wife made sure
that she chose a company where she could sign new business
accounts and get paid commissions on those accounts over and
over again. They've made a 5 year commitment to build this
business part-time. So yes, both the $400 and the $300 in Tax
Savings would apply as Passive Income. Let's add up Marty's
total Passive Income.

Interest $166.00 Rental Income $300.00 Home Based
Business$400.00 Tax Savings $300.00 Total $1166.00

Not including Marty's salary from work, his family's Passive
Income is $1166.00. Not bad. Every month this amount flows into
the family's bank account, regardless of anything else they do.

We said that Marty's monthly expenses total $2000.00 a month.
And we also saidвЂ¦вЂ¦вЂ¦вЂ¦ You have Wealth when: *Your Passive Income
is the same or greater than your Expenses.*

$2000 Expenses subtract $1166 Passive Income = $834 monthly
balance needed to have Wealth.

Marty's Expenses are still more than their Passive Income so
they're not wealthy just yet. But they're well over half-way
there. With this kind of knowledge a family can know exactly
where to focus their financial attention.

Maybe when Marty writes that ebook he could get some sales and
royalties from it. Also the new Real Estate and more work on
their Home-based business would certainly help them to attain
more Passive Income. Once Marty's Passive Income is more than
the family's Expenses then Marty could start to have much more
freedom. He may even choose to quit his job and continue
developing his Passive Income streams.

Take a look at your own finances. What are your monthly
expenses? Do you have more Passive Income than your Expenses? If
you do Congratulations. You're Wealthy!!! If you don't. It's
time to get started and start adding Passive Income from other
areas as soon as possible.

When you truly understand this principle, you'll be well on your
way to becoming wealthy

Knowledge is the key...
http://www.mycreditadvise.com is a place where you can learn how.

Get a job. Better yet, get 2 jobs. Save your money and invest it wisely. Stop spending on wants but spend on needs.

Work hard, work 2 jobs if you have to. Start by getting out of any debt you may already have. From then on, make only good investments. The affluent almost always own their own homes so work on getting a house. Keeping good credit but using little or no debt (except for your mortgage) will keep interest rates and insurance premiums (believe it or not) low. It may seem like a slow, tedious process but that's what it takes. It becomes a snowball effect (ever heard of compound interest??) where it may seem to start small but exponentially multiplies if you have the discipline to keep it going. Stay educated about investments, real estate and know where all your money is and how it's working for you.

Sure it's easy to be envious of those that made their money overnight with stocks, the real estate boom, winning the lottery or whatever, but if you have the attitude that that's how you're going to get your money, you'd better learn to like whatever apartment your living in now. Use the successes and mistakes of others to learn but forget about the get-rich-quick stuff. I guess it happens sometimes but you sure as hell shouldn't bet on it. Trust me, i'm doing very well for myself and never had to invent anything or buy a stock like google before it hit big. Good luck!

You can always try to be the next Apprentice!!! and work with Donald Trump... If not, get a good education & a great job.. Save, Save, Save, & Save your money!!!!

you need to slog ur butts off buddy!~

Have an early and proper financial planning; it's a stepping stone for you to save ur $$$$

dont just dream, set a goal, work on it!

1. Believe in yourself.

2. Do one thing at least NOW to make a beginning to reach your goal.

3. When you go to bed tonight, repeat this to yourself 'I am capable of becoming rich. I am capable of charting my own road to prosperity. I believe in myself and my abilities to be of service to the society. I shall give my heart and soul to this project.'

4. Do this every day.

5. Please contact me after one year.

The secret to becoming rich is this:

1) spend less than you earn
2) see your work as adding value to something. If you don't add value, you won't have the job long.
3) don't rent anything.
4) Only borrow money for assets that will appreciate; i.e., a house, an education, a business. Never for a car, vacation, or clothing.

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