 What is 15% of $18.5 million? |
I failed math. thanks!
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yes I failed math but I did not fail YA! ... |
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 Have you heard how to get back the charges that your bank penalises you with ??? |
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 Dumb question about cutting coupons...? |
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 If I make $100 000 a year, is that a lot compared to most people? |
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Im 33 in a relationship, and live in Canada, Ontario.... |
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 Why take out a Credit Card? |
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 How much do you save per month? |
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 I'm in need of a personal loan. Is anyone willing to help? |
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 How do u save money!!? |
Hi i am moving out of my parents home soon with my partner and our 4 month old son and i was wondering how everyone save's money around the house and on grocery shopping?
Thank you in ... |
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 Why do people get CDs? |
Are they just stupid?
A measly 5% a year, for holding your money and not letting you access it? Especially when most start at $2,500 minimum. Our expenses yearly (obviously) far exceed ... |
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 I have a debt problem. I am receiving collection letters from a company. This all came from a divorce.? |
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 Can I afford it? |
| So I would really like to buy the Dell XPS M1710 Total Domination laptop, and the price is $4,950 or $149/month. I make $7.00 an hour and work anywhere between 25 and 40 hours a week meaning I make ... |
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happyday | How long do I need to keep bank statements,checks and old pay stubs? |
I thought at one time it was 7 years,, is that still the rule. I have all my bank statements, checks and pay stubs... a lot of paper that I would love to shread! |
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johncondo2001
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every thing on computer now,so you might not need it as long |
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Joey
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I think 7 years is the best. Old rule of thumb that still holds true. However 3 years isn't that bad either, just keep the most important ones. For example your final payment on a loan, etc.
Also consider keeping your files locked away on your computer or external hard drive. I have my bank of america statements on my comp. Lots of sites let you download your statements in a wide variety of formats. This method has reduced paper consumption almost totally. E-billing is also a useful service. |
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MadMaxx
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Normal human taxes can go back 3 years for personal use and 7 years for a company... keep them for three years and then shred them |
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littlebettycrocker
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Well you need to keep your tax returns for atleast 7 years! All your bank statements can stay around for only 3 years, just be sure you keep your end of the year bank statements with your tax returns for the whole 7 years though! Hope this helps.-) |
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mamapodi
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you can get rid of your bank statements when the next one arrives, only keep the most recent one.
shred old checks when you are sure the payment was posted.
keep pay stubs for one tax year. |
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PAPAREACH
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Pay stubs, usually only one year. Bank statements atleast three years. This answer was given to me in a class I had to take for bouncing a check. When they are no longer needed, most definitely shred them. |
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Dr Dee
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1 year |
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humanresourcesman
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I don't think u need the actual statements but u can scan them and keep them on a cd or a dvd and 7 years is it i think for a business. For personal u can probably get rid of everything except w2 and deduction backup after 3 years. check with your tax advisor first. |
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rosecitylady
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The IRS can't audit more than 3 years back, so for checks and statements, 3 calendar years is all you need. Pay stubs, just a few months unless you think you'll need proof of income for a longer period of time. |
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pa69oldfart
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Don't shred em!
I was caught out by just that.
I had an account from My local telco,that I am sure that I had paid, but the week that My wife dumped and shredded some old accounts and reciepts, I had a call to say I owed over 400.00 from 7 yrs ago, and I had no proof mof payment, so I was forced to pay.
Definately do not shred. |
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Adios
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My rule of thumb is 2 years. Paystubs are maybe a month, except for the last check of the year. Keep the last check stub for 2 years. Your bank or credit union will be able to help you with records retention (for a fee) if the need should arise. Seven years is far too much paper. |
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lesq27
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I keep mine at least a year and then I have to get rid of them. You don't have to keep the paper laying around either. You can scan them into your computer and file them there then you won't have to look at it all over your house. |
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Gone fishin'
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The general rule in Canada is 7 years but I don't know about elsewhere. |
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