 I need a $10,000 personal loan...? |
| I want to do an engine swap in my car and i need a loan because i don't have that much cash right now.... Does anyone know what kind of a bank would give a loan to me for 10,000 dollars and 5 ... |
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 What are ways for young people to make money? |
| I want to know how young people 10-18 can make money legally and easily.... |
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 WHat's the easiest way for a 14 year old to make 1200 dollars over the summer? |
| I want to buy a Ipod Video and an Xbox 360 before School starts again for me in September. WHat's a fast way for me to make cash? I'm average in all work skillz.... |
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 Cost of living - Your help needed - What are your living expenses? |
| I am trying to put together a comprehensive spreadsheet to calculate income/outgoings and i don't just want all the obvious answers like the standard utility bills (you know electric, gas, water ... |
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 How can I get rid of a balance of $23000 in credit cards? |
I go to school and work. Simply cannot afford it, I need HELP
The charges where used for some medical expenses and others for personal use.... |
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 If your parents are in debt and they die? |
| In Canada, if your parents have a debt when they die, is this debt automatically transferred over to the children? I know their home will be sold and what not to try to cover it, but what if their ... |
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 ATM theft?? |
| Found out today that someone went to a branch of my bank in LA ( I live in San Diego) and withdrew $700 out of my account using the ATM there. I am curious if anyone knows how this happens? My ... |
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 I want to earn 10,000 in six months on top of my regular job.? |
i don't care if it is dangerous or a horrible experience or morally correct .just has to be legal and not hurt anyone.
what could i do to get $10k in 6 ... |
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 What's the best advice someone gave you about money and finances? |
Additional Details
wow you guys are great, thank you so much. =)... |
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 How do I cash a check if I don't have a bank account? |
| I have a check from my college for unused grant money. Where can I cash it to get money for my books.... |
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 Will anyone give me a million dollars? |
| i grew up a poor kid, and know i have a kid with 2 more years of college. Is there anyone out there rich enough to give me a million dollars so i can afford nice things for my ... |
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 What would be a good started credit card? |
| Hi, I am just about 19 and I am looking to get a credit card, but I don't know what one to go with. I don't plan on using it like crazy and I don't have the intention of paying it off ... |
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Sweet Honey | How long do you save your paid bill statements such as phone, gas,electric? All this paper is overwhelming!? |
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 |
 
Jen
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I only keep mine until the next billing cycle. On the next months bill it lists the last payment made and date and also any outstanding balances. There is no need to keep them all. If there is a dispute, you can take in your current month and show that it was paid the last month with no outstanding balance listed. |
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Q.S.G
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You should not need them once they are paid if the bills are for household expenses. If the bills are legitimate business expenses, you should keep them for the time frame your accountant suggests. |
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girlwhoknowsitstrue
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It depends - for example, the phone company has been illegally collecting taxes on phone bills, if you have the last 3 years of phone bills you can get the exact amount back from the government, otherwise you get $40 - in my case, I am getting over $300 back because I kept them.
also, check to see that the meter matches your bill before you toss the bill.
In general, I keep detailed records for 1 year, and purge year 2, except for tax records and business records, which I keep for 7 years (which is why I have 3 years of phone bills - business phone). |
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reichman2007
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I don't. My bank account does. |
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son-shine
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Hi, you don't need to save them at all. After you have paid, your check is your receipt, or your bank statement if you pay using a debit card.
If you don't get your checks back with your bank statement, the bank still has copies of the check if you ever need to prove that you paid the bill.
Take care. :-) |
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Erin S
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I have heard 3 months. I however keep all bills and receipts a year. I have set of 12 monthly folders I just drop all receipts and paid bills into. When the month comes around again I simply pull the previous years items out and shred them. |
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SPLATT
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The BOSS (wife) keeps those things for about 2 years, then we shred them.
My mother died recently and I've been going thru her stuff. Some of it went back to the 1970's. |
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Kitty
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My personal statements I save for one year... but as far as my business goes I save them FOREVER !... If the IRS ever comes calling I will plop everything in their lap and say "have fun digging through it" I keep perfect records and want my receipts to back me up. Thats what my attic is for ! : ) |
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morlock825
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Scan all your bills/statements into your computer, and occasionally make back-up CDs for storage in your safe/safe deposit box, etc. Then you can basically shred everything... |
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PlainLana
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Unless you can write off part of your utilities for taxes (ie. you have a home based business) I only keep proof of payment until I get the next invoice that shows payment was received. Otherwise keep it for a full tax year. |
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s j
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90 days |
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robertta g
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theoretically, if the IRS gets involved, they can demand really silly things like, first the last 3 years, then 7 then 10 etc. if they get into gestapo mode. a couple of friends went thorugh this....
note that when it comes to your money , its the IRS ( theirs ) |
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