I am interested in taking out a second mortgage. I don't really want it for thirty years . Can I get it for 30 anyways and pay it off early without penalties. I only need like 35000....
When you apply for an unsecured personal loan, do they tend to contact your employer? I would rather my colleagues not know my financial situation thats all! I have previously had one from my own ...
I have about $8,000 in a 401k from a job that I am no longer at. My boss at my new job said it wouldn't be worth it to transfer the money to their 401k and he recommended putting it into a Roth I...
I am having problems getting a loan as am a ex-bankrupt a few years back, i got a letter from ADVANTAGE LOANS, they seek £49.50 to get a approved loan within 3 to 5 days, i did this last year and in ...
Im 14 and Australia and soon I will be recieving $1000. What should I spend it on? I feel like just having fun with it but at the same time I want to know is there anything I can invest in?...
Our van is broken and our lights are about to get shut off. Its crazy how things got this way. Is there any way to get a lump of money really quick besides a loan....
I have gotten in over my head.Started out with one loan for an emergency..Could'nt pay it so took another loan to pay it, then another to pay it.Now I am trapped in 4 loans. Paying $76 each ...
ok . i am 14 , i need $900 for a new computer and i kinda need it fast . how can i make money fast even though i am 14 . also , what is minimum wage now , it would really help me if i knew . please ...
I recieved a tax refund check but is in written to both my husband and my name. Does it need two signatures or just mine will do? I would like to go shopping by ...
I know they're not a bank, im working on getting a part time job....I've started living on my own but I live in Taxachusetts, so it's difficult. Additional Details Umm ...
My mortgage debt is 65K. I have that money in a money market making 4.5%. My mortgage interest is 5.88%.
After considering taxes, what is a better choice?...
We recently received some money from a house sale. We have paid off all of our debts apart for one of £25k which is tied to our mortgage (and on the same interest rates). We now have about £35k ...
i am 19 years old and i am engaged getting married in november and i handle the finances in the relationship i find it hard to save money. i try to save but there seems to ALWAYS be SOMETHING i HAVE ...
When I met him, he was 27 years old living at his dad's house and had just lost a job working as a night auditor at a hotel. We dated for a while then I found out he had an 8 year old son from ...
I always work to provide a good standard of living for my children. Times are hard and everything I earn is invested for them. The thing is that I hardly ever see the children. I woulk 14 hour shifts ...
You can get discharged from your debts within 6 to 12 months. But it remains on your credit file for 6 years. Just like bad debts.
iluvAJ12
As long as 6 to 7 years.
zoezeph
you can be a bankruptee from 4 months to 2 years. then your bankruptcy is resolved however, it does affect you for up to 6 years.
i made myself bankrupt last Dec. i am no longer bankrupt but i still cannot get a bank account or mortgage.
you're.misunderstanding.
if you live in the UK they have recently (well within the last year) they have changed the law on this it used to be 3 years but they changed it 12 months so that it looks better as less people are bankcurpty at one time...
Pie Face
I happen to be bankruptcy file clerk for one of the world's largest creditors known to man. It defiantly depends on your particular case. If you file a chapter 7 I honestly have seen them last for 6 months to a year or more. Chapter 13's on the other hand can drag on FOREVER(pain in the butt). Those are the most popular chapters to file. But like I said you have to take into consideration what chapter would be best for you and your finances. I don't know if you own a business, a farm or whatever the case may be but if you are thinking about filing make sure you consult with a lawyer. I have seen many cases where the debtor wants to represent themselves in court (pro se)....NOT A GOOD IDEA. Talk with someone that knows the FULL bankruptcy law. If you need any help or you want to read more about the whole bankruptcy process...check out the link below.
S C
It shows on your credit report for 6 or 7 years. The damage caused on the other hand, depends on Chapter 7 vs. Chapter 13 Bankruptcy.
Grace
You get discharged between 6 months to a year
tampabaycreditdoctor
It can stay on your credit report for a maximum of 10 years, but it can also drop off before that period
melly
6 years
Justin
It can be between 1 year to 7 years depending on which country you live in.
However, you many not be able to get loans etc even after your credit record is cleared.
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