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VelvetR0se | How long does it take a deposit to clear in the bank? |
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groverty
|
Depends on the bank and if you are a new customer or not. My new bank said it could take 30 days for the first one to clear. It only took a week instead...but still... |
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Jimithy â„¢
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Depends on the bank, and the bank the deposited check is drawn off of. Usually local checks are next day business. Of of state checks can take up to 11 days, sometimes longer. Cash is usually same business day. |
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Daniel L
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You need to be more specific with your questions.
Depends upon the bank, form of payment, method of deposit, amount and your credit history with the bank. Expect anywhere from 1 to 11 business days. Most banks will notify you up front on the length of any hold, provided you ask.
Personal checks can take a long time while certified checks and cashier's checks take less. Our of state or foreign checks will take much longer, as will any third party endorsed checks. Deposits in the ATM generally take longer than deposited made inside the bank. If you have a history of bad deposits, low balances or writing bad checks then the hold will be longer. |
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B U S Y
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Depends on your bank. If its cash it should clear immediately, if it is a check from the same bank as yours, it probably will clear that day, if it is a check from a different bank it probably will take 2 business days. |
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gja1686
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It really depends on several key factors. How much, what time of day it was deposited, and where (atm or teller). If the check is a high amount, say above 1000, It could take up to 14 business days to clear unless you have consistantly deposited high amounts like that before. If the check was deposited early in the morning, for most banks this is before 9am, it will be credited the same business day (Note that not all banks have this nice feature so check). If it was deposited later than that it can take 2 sometimes 3 buisness days depending on the banks policy and amount. Finally, I have found that going into the bank and seeing a bank teller elicts a faster clearing time verses an ATM. |
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Jesse Simon
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If it's a business check that you deposited, it's usually available the next day. But, you can go in and ask to cash it, then deposit the cash, if you want it in right away. I've done that several times. |
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happyglo1
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If the deposit is in cash, it should be credited immediately but checks are not deostited until the next day. |
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John G
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Depends.
Actually, the clearing happens instantly: you've either got the money, or you don't. What you're waiting for is the processing time it takes to phsyically get the check, enter it into the system, etc.
Your bank will have a written policy (probably right near the teller's window) that tells you how long these things USUALLY take, or you can ask them. But remember, they can only tell you based on when the check is presented to them for payment. If the check was written to a small business or individual, they may carry it for weeks before depositing it. |
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:)
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It depends on if the check is on an out of state bank. It could be up to 3-4 business days. |
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nychic
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It depends on how much the check is. For example...if you do not have any money in your account and you would like to cash you $300 check, they will only let you deposit it. The next buisness day(not including sunday) $ 100 will be avail. Then the rest of the amount will be avail within the next 2-3 business days,unless the check is from a diff state or country. Now if you have $500 in the bank then you would be able to cash the check that day and collect $300. They will still hold the check so it wil clear,but you have more than that amount to cover it. |
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CCRIDER69
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DEPENDS ON THE AMOUNT,BUT USUALLY 5 TO 7 DAYS |
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Eris
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depends at the time you do it if it's before three pm I think it takes about two days after that time it takes about 3 to 4 days |
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staci
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should go in immediately unless it was a check from another banking institution and then it depends on your bank's regulations. they may hold just some of the deposit and put the rest through when it clears the other bank or they may wait until the whole thing clears.
i'd say 1-3 business days. |
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Cinnamon79
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payroll $ 1-2 days depening on when u went to the bank, or 7-10 if it a persnal chk... |
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l_schoger
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Depends, is it a personal check.....
It could take a week or two, but is it from a business, it could clear the next day. From state lotto....?? We had our money the same day, even with all of the legislative, dictators out there that want us to vote some way or another.....I forget the word for them, they are.....
lobbyists.....Lobbyists approached us so much we "donated" our fund into a corporate account and hired a lawyer to keep them away from us.
LOL, go democrats, they have the biggest lobbying fund out there, ever.....and People think Republicans are rich.....lol |
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mickeyr813
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depends on the type of deposit.
paycheck is usually available right away.
cash is availble right away.
A check drawn on the same bank is usually right away or 1 business day.
a check drawn on another local bank.. 3 businsess days..
a chec drawn on an out of state bank up to 10 business days..
good luck! |
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Clare
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If it's a check, generally 2-3 business days. If it's cash, it should go into the account immediately. |
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victoria
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Payroll checks usually 1-2 business days, personal checks can take up to 10 business days.
lol, wtf? Did someone go on a thumbs-down rampage? |
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Deb S
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Every bank is different. It is usually 3 - 5 days. Call your bank. |
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Nicholas L
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I don't think it takes that long. |
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