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 What's the benefit of an IVA (Individual Voluntary Arrangement)?
I'm interested in finding out from people who have had an IVA (Individual Voluntary Arrangement) to reduce their debts.

How did it help you?
Has it affected your credit ...


 How do you stop spending money on crap?
tips?...


 Does anyone know of any legal ways to get money really fast?

Additional Details
Thank you all for answering. I do have a job but I also have a huge family and never enough money. I was asking to avoid getting my electric shut off this Tuesday....


 What does money mean to you?
...


 I loaned my brother 100$ what should i get in return?
what should he owe me on top of the 100$$...


 I need a loan of US60,000 urgently. Hopefully can get the money by 10th August 2007. Who can help me?
...


 How can i get some easy easy cash. what is something really simple i can do?
...


 Any way to REALLY make money online??
...


 I have just had notification i have won £1,000,000.00?
Coca-cola have just notified me i have won 1 million pounds, it sounds like a scam to me, but it looks very real with the real coca-cola registration on it. Anybody else had one or should i just ...


 If you had a 1000 to spend what would you do with it?
Gettin my tax return back and just looking for ideas of something that you really want if you had 1000 to just buy something..specifics please!...


 How much money do you OWE?
all together, what is the total dollar amount of debt you are in?
Additional Details
re:labordoor (sp?) answer
i want to know to try and make myself feel better about my own debt ...


 What would you do with £150,000?
I am a 29 year old man. I am currently surfing my life away in Nicaragua and living off the the rent i am making from a house i own back in the UK.

Sounds good i know, but but i am getting ...


 Im 16 years old and really need a easy way to make money! ?
i have been looking for jobs but can not find any! i would like to work over the computer and get checks sent to me but it seems like everyone has to be 18 to do that! does anybody know what i could ...


 Im 13 and need money?
how can i make quick ...


 What does 20k mean in money terms?
...


 I need a guaranteed personal loan for people with bad credit. Not a payday loan either, any suggestions?
I dont want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the money and paying off my 3 current credit cards (total is $2k) and rebuilding my credit ...


 Help i have no money?
its the christmas season and my son is asking for a laptop my 2 girls are asking for ipods and im so unhappy:-( i need the money to make this kind of money but how i need a site that is easy to make ...


 Has anyone ever heard of Adam's European Lottery? They say I won $220,000.00.?
...


 Loan I don't need?
So I took out a loan I didn't need b/c the guy working was really really hot. It gave me a reason to stay at my bank longer and talk to him. Well I shouldn't have done it b/c the interest ...


 Making money online?
I'm interesting in making some real money online but I don't know where and how. It doesn't matter how it works but I need REAL money and no scams or other bad stuff. Anyone have tried ...



i_ingrida
How long should I hold on to my credit card/bank statements?
I have a stack of credit card statements, bank statements, copies of checks, receipts, etc....what is the rule of thumb for how long I should keep this stuff?
                     
 




sanguis
Rating
Deposit, ATM, credit card and debit card receipts: Save them until the transaction appears on your statement and you've verified that the information is accurate.

Credit card and bank account statements: Save those with no tax or other long-term significance for about a year, but save the rest for up to seven years. If you get a detailed annual statement, keep that and discard the corresponding monthly statements. Be sure to mark closed deposit accounts as such, so your heirs don't waste time wondering what happened to the money.

Credit card contracts and other loan agreements: Keep for as long as the account is active, in case you have a dispute with your lender over the terms of your contract.


skipper
If you itemize your deductions on you tax returns, it would be wise to save any that prove a deduction (medical expense, contribution, etc.). Otherwise, I see no reason to save them other than to prove a payment was made or a purchase was made (warranty, etc.).


*****
Rating
Like tax records, 3 years.


Amber J
There is a really nice quote that says, "Keep your old love letters. Throw away your old bank statements."

But seriously,technically, tax records should be kept for 7 years, and it's suggested that what you are asking about should be kept up to one year. However, all of that stuff should be accessible to you online, even the copies of the checks, which are normaly scanned in.


TeeHee
Until their crinkly, yellowed pages fall to pieces at the slightest touch.


Emma M
two years


smart E
Rating
I keep them for seven years. It seems crazy to some people, but my parents got audited by the IRS when I was a kid and the fact that they still had theirs saved them a buttload of money.


BrooklynBrizz
4 a good while. Trust me u will need them in tha future!!!


Jackson D
Rating
Toss credit card statements after 3 years.
Keep bank statements for 7 years.
Copies of checks for 7 years.
Receipts can be tossed after you have something saying they have been paid.

Below is a site giving advice on how long to keep records:


Innowen
Rating
7 years


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