My hubby and I want to buy a house? |
-We don't have any credit card debt
-We have a personal loan (current) with a balance of $3300
-We both have car loans. He'll be done paying for his Dec. 2009. Me-June 2012
-W... |
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Does anyone know how i can make some money on the net? |
| i have been broke for a while.. i lost my job and had a hard time finding another.. the one i got isn't the best... and i need to make some easy money on here.. i know there are ways... someone ... |
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All that I have left of my savings....... I was so naive!? |
A GENUINE CRY FOR HELP from a 79 year old.
A few years ago, I very stupidly I invested ALL of my SAVINGS (£3,000), in Aberdeen Technology.
However, soon after investing, the technology ... |
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What is the best way for me to save money? |
| you see i have a job that pays well. i want to start a business soon but i just cant get myself to save money. how do i start saving money? please help. ... |
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What is the easiest and surest way of making a million dollars in the shortest period of time? |
I will give someone, A Best Answer, for whoever can give the most accurate answer. Additional Details And what will it cost or take?... |
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Does gasoline prices have an effect on your lifestyle? |
| here in georgia $3.10 a gallon. i notice that weekend is mostly at or near home now. i use to love to go ... |
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How much of my student loans should I pay off immediately? |
I'm finishing up my masters degree in electrical engineering soon and here's my situation:
$40k in student loans @ 6.8%
No other debt/revolving balances on credit cards
... |
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How far is your . . . ? |
| How far is your work from your home?... |
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My ex failed to make our mortgage payments and failed to let me know, are there any resources that can help? |
| I am sure there are others who have been in this situation. My peach of an ex failed to make the mortgage payment. We are now almost 3 months behind and I don't have it. Does anyone know of ... |
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??? how long do you keep your receipts for ??? |
| is there a reccommended time to keep them for?... |
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Cheap and lazy? |
| Should I get a goat to eat grass so I wont have to pay high gas price and not be out in hot sun also enviromental friendly. Will a goat work???... |
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I'm owed money, and they won't pay me back.? |
| Basically me and three friends went to see Muse in June and I bought all four tickets on my card, one guy who came is a friend of my friend who came and he said he would pay me back the next week, ... |
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What is the fastest way to get out of dept without filing bankruptcy? |
Additional Details I forgot to mention that I already work well over 40 hours a week, am a full time student, and have a fiance.... |
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poshpasha | How many years of bank statements should I keep? |
I am moveing house very soon and have at least 10 years of bank statements filed. How many years should I keep? Additional Details I found it very hard to choose a best answer.Thank you all for your advice,I will keep at least 5 years.And a merry xmas to you all. |
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peaches
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The Law states, 7-years and I would keep the last 6 years at least. Especially now, because you are moving. If something you purchased, 3-yrs ago, is lost, broken, your Proof of Payment is in that years Bank Statements. The alternative is, to Scan them, and load them into your computer, and then back them up on a disc! OK ? but keep the past 7-years, and take ALL your receipts,warranty's. I strongly suggest that you carry your Personal papers,with YOU. Good Luck and Merry Christmas. |
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luminosa
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Rule of thumb "keep your files for 5 - 7 years". Your bank will keep your statements in their files. If you need any, you can send for them for a price. I keep mine for one year, then shred. Only a couple of times I have had to go back a year or two in order to prove a payment, not for the IRS... Thank God. You can also have your statements sent to you on line. Then at the end of the year make a disc. It will save you a lot on space and paper. |
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LD
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after you have checked the statement you don't need to keep it, if it makes you feel better hang on to an end of year statement that tell you your interest on the account. that is going to be what is important to the IRS and even then it is on the statement from the bank. if the account is for a business then yes you do need to keep the statements for 7 years but in a personal account 2 months is fine. |
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Ember B
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1 year...but they are online now so you dont really need to keep them. We dont get paper statements anymore....it is so nice! If you did need copies you can print them out or ask the bank. I dont know anything that requires more than 3 months of statements...loans are usually 2 months. |
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travistual
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I have never needed anything more than a year's worth. But the more capacity you have to store, Better safe than sorry. |
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Tora
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I would recommend keeping at least seven years' statements filed. You never know when you'll need to reference something from several years ago, and it can get costly to have to order copies of your statements from the bank--not to mention the time that it takes for the bank to locate the records and send you the copies. |
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Steadfast †One
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My CPA has me save accordingly:
Personal: 3 years - date filed
Business: 5 years - date filed
For instance keep 2004 filed in 2005
Save all tax returns & corespondence from other accounts such as stocks, etc...... |
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Joe S
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Typical IRS guidelines for paperwork is 7 years. You never know what the IRS will do. Be sure to shred AND thoroughly burn all records you are going to dispose of to prevent ID theft! |
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parsonsel
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I keep 7 years worth and shred the rest. Never know if the IRS will come knocking someday. |
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blondambition
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I would keep at least 2 years worth...any more than that, if you ever need them, the bank can print them out for you. Hope this helps.. |
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Alistair
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Probably only a year
dispose of the rest in a shredder or a fire to prevent fraud |
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