 What would you choose? Help!? |
Income tax refund is coming soon! We have no bills to pay off this year. would you save all the money for a rainy day? Go to Disney World! or buy some clothes and go to Disney world?
<... |
|
 Why is my bank being so nice? |
| In the past six months ( I am 15) My bank has sent me champagne, chocolates and flowers. Upgraded my account from cash card to visa electron and now to connect. Is it because I have £500 a week ... |
|
 What kind of jobs can 14 year olds do to make a bit of money? |
| Just wondering if I would be able to do something in the UK to earn a little bit of money and to use my time for productively.... |
|
 A question about probate? My Father died recently and has not left a will.? |
| I am just about to apply for a grant of representation. He has left a house, various bank accounts both here and abroad plus some stocks and shares. I estimate the total estate to be £350,000 to ... |
|
 How do I appear rich? |
| I am from the lower middle class and I need to appear rich. Any tips?... |
|
 Do you think people on the min wage are better of on the dole? |
after paying petrol house rent and house bills im lucky if i have money to spend on myself.
on the dole i dont need petrol i get my rent payed and i have money to spend on my self whats the ... |
|
 I am 13 and I live in the U.K. I am saving up for a laptop but how do I raise the money ? |
I need about £250 and I need it quite fast.
I have no younger siblings so I can't babysit
Please help me to think of some good ideas.
THANKS X... |
|
 Why has my money not turned up? |
| I transferred some money from my Alliance and Leicester Bank account in the UK on Friday 7th and it should have gone into my NatWest Account today at the latest. Both banks are part of the UK's ... |
|
 Help with credit card debt!!!!!!? |
| Does anyone have any recommendations on how to stop my husband from running up our credit cards? We have a baby due anyday and I'm trying to cut back on expenses. What can I do?... |
|
 I'm afraid of my student loans!? |
I'm about to graduate, and my $50,000.00 in Student loans will come into repayment in 6 months, there's no way in hell I am going to be able to make the payments, what can I do?
Anyone ... |
|
 What to do with $22,000.00 for 5 months? |
| I have $22,000.00 that I will need to use in June. I was wondering if it would be better to deposit it into my money market account or to buy a short term cd?... |
|
 What is the best way to make money on the Internet if it could be real? |
| can we really make money on the internt ,,,,,,how can i do this ,what is the best way......any links?... |
|
 I once heard that cancelling store credit cards don't affect one's credit score. is this true? |
| i have 2 visa and 1 amex. also a macy's & victorias secret's cards that i just don't use and wants to cancel..... |
|
 I have about $42,000 and I'm looking to buy a place in 1-2 years. What should I do to increase it till then? |
| I've been using Traditional CD's to get it this far. I didnt know if there's anything else I should try investing in for the next year or 2 that could help me gain as much as possible ... |
|
 Loan Application? |
| When applying for a loan, is it a plus in telling the lender you are applying for loan to consolidate other loans? Will the lender think you are already in debt or willl appreciate your transfer of ... |
|
 Need £105 by tuesday? |
| any ideas. ive got a phone bill for £105 no money in account no job looking for job. Please help with helpful ideas or is there anybody genuine out there and kind enough to lend this genuine and ... |
|
 Best way to make money online? |
Im looking for goof ways to make money online. So far im using swatcash, which has made me a ton of money. But im looking to expand my horizons as it were :)
If you need help making money I... |
|
 What IS a decent income? |
ive seen so many people on here consider 100k+ a year "decent."
if you ask me, i think thats an extrememely good income.
so, really, what is a decent income? (... |
|
 How to avoid paying overdraft fees/banks with lowest overdraft fees? |
| Bank of america is very stealthy in charging overdraft fees. For instance, my account had a certain amount of money, I went and used my debit account for several different transactions. I log in this ... |
|
|  |
Lilsnowflake | How much do I need? |
I'm thinking about the future and was wondering about how much money I should have saved before it realistically possible to move out of my parents house. I would like to skip renting and just buy a house(most likely a fixer). Any advice would be appreciated...thanks :)
Additional Details
I'm going to be a nurse in May and I live in Pennsylvania |
 |
 
white1827
|
Do some research on home prices in your area. Then save 30% of what you want to spend on a home.
You will use 20% for a down payment. The other 10% will give you some leeway for things like furniture and remodeling when you move in.
In the mean time, save your money in an online savings account or CD's that will give you a decent interest rate with almost no risk. |
|
sterlingrose7
|
I am a mortgage banker and personal finance advisor. Realistically you should have at least 5% of the purchase price of a home saved for a down payment, and an additional $2,000-$7,000.00 for incidentals. Eg, furnature, maintanence, emergencies. If you are going for a fixer, the more you have in savings the more your save in interest on a loan. Skipping the rent is a great idea, just remember houses cost more than the mortgage payment. You'll have homeowners insurance, PMI insurance, taxes, utilities, water, sewer, garbage, mowing, snow removal(if applicable), as well as the fix it items that come up. Take all of those in consideration when thinking of purchasing. Ask your parents what they spend a month on their housing expenses. That helps you get a real world picture of homeownership. Good Luck. |
|
Heather
 |
Depending on where you live, my guess would be between 100,000 and 200,000. |
|
dave48858
|
it depends what lifestyle you want. if you want it all, you need millions, other than that, you can do like my wife and I and live paycheck to paycheck. I think the second one is how most people do it now a days. |
|
Becca
 |
your going to need alot of money> but it depends what state your in! |
|
Rain L
|
Well if you live in California, it will take a long time unless you have a good job. On the other hand, other states homes are much cheaper compare to california. I think you should save up at least 50 thousand $ for downpayment and have a good paying job... Having a good paying job is the most important thing, when you buying a home. |
|
Annelise H
|
It depends. If u r planning on living in a condo, and working a full paying job, I suggest at least $130,000. If not, u must save about $300,000. Plus, once u r married, all of the extra $ comes back to u! |
|
busymomkaren
|
I think 3 months of income would be a good amount. If you don't want to wait that long, then at least 2 months worth. Either way keep saving even after you move out. You never know when the house's roof will spring a leak or you will fall and break a leg (tho I hope neither of these ever happen to you!) |
|
imashleyfoo
|
well you'd need a job, and then a down payment on a house is about $10,000 at the least. And if you want furniture and food and stuff and want to have a comfterable living arrangement, you might need about $25,000. I recommend getting a room mate and then you can split the down payment and you wont have to pay for all the furniture. Make sure it's a friend you get along witht though! |
|
Afton M
|
at least over 135,000 |
|
la45309
|
Thats cool and I'm thinking your parents would like it too. First will be age you can't as far as I know enter into a contract until your 18 legally. Second will be are you going to pay cash or finance over 15 or 30 years. So there's two problems you need to deal with. But good luck. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 29 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 3 week(s) ago
| | | |
11 | 1 month(s) ago
| | | |
10 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
