 Should I pay off my mortgage? |
My mortgage debt is 65K. I have that money in a money market making 4.5%. My mortgage interest is 5.88%.
After considering taxes, what is a better choice?... |
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 Whats the best thing to do with a cash windfall? |
| We recently received some money from a house sale. We have paid off all of our debts apart for one of £25k which is tied to our mortgage (and on the same interest rates). We now have about £35k ... |
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 How can i manage my budget better? |
| i am 19 years old and i am engaged getting married in november and i handle the finances in the relationship i find it hard to save money. i try to save but there seems to ALWAYS be SOMETHING i HAVE ... |
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 I think my fiancé is dumb? |
| When I met him, he was 27 years old living at his dad's house and had just lost a job working as a night auditor at a hotel. We dated for a while then I found out he had an 8 year old son from ... |
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 Am I a bad father? |
| I always work to provide a good standard of living for my children. Times are hard and everything I earn is invested for them. The thing is that I hardly ever see the children. I woulk 14 hour shifts ... |
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 How come everyone seems to have more things than me? ie; vans, nice houses, fancy vacations, etc.? |
| When I tell my friends I can't afford to go out with them, they seem puzzled. Could this be because they live in debt as a part of life and don't let it affect their lifestyle, or that ... |
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 Help me with budgeting? |
| hey i'm a college freshman...and i need some tips on budgeting..my parents give me 50 dollars the 1st and 15th of every month but i seem to blow it all on fast food and unnecessary stuff..could ... |
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 What should I get that I will use a lot? |
| okay, so i will have 253.56 dollars soon from what my parents owe me and unpaid allowances and stuff, and i will be getting it soon. right now i have 95. 56 dollars. what should i get that i will use ... |
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 What should I do with the money? |
I made $120 in a garage sale over the weekend. Should I buy myself some new clothes or pay bills with it?
Additional Details
btw...I'm not behind on my ... |
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 If you had a Million Dollars what would you spend it on? |
| Would you spend it all on yourself or help people out with your million dollars?... |
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 Debt Advice - loans? |
I need some advice!
I want to apply for a mortgage in a few months but still have some money on my Credit Card and overdraft. I want to apply for a loan and put these on small monthly ... |
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 Do you still owe for a loan if the person that loaned the money is now dead? |
| I am in the process of divorce my soon to be ex is trying to include a loan that we got from her sister over 7 years ago into the divorce, also the sister has died. My soon to be ex is still saying ... |
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 Should I borrow $1000 from my 93 old neighbor? |
| My neighbor just offered me a loan when my car broke down. I told her I would take it, but I don't know when I could pay it back. Should I take the Loan and just wait her out. I mean, she ... |
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 How to do my husband and I stop spending money on stupid stuff and start putting money in the bank? |
| Our income is not very significant, but we should have some money in the bank. We are living paycheck to paycheck and seem to waste money on going out to eat, etc. We also have two teen daughters ... |
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Lovemydogs | How much do you need in the bank to feel secure? |
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i <3 sex!
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i think about a year or two of savings. |
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Dark Helmet
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One year worth of expenses. |
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Leo Lion
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Sorry, the bank account hasn't worked for over thirty years.
Just doesn't pay enough interest to cover the creeping costs of living.
Ever wonder why three or four roommates pile into a small apartment? Happening everywhere, because they can't afford to pay over a thousand bucks a month for rent (on their own).
Even a hundred thousand bucks won't make you feel secure, unless you happen to live in an area where cost of living is affordable. |
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dawn18415
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3 million and then i will start to take it easy. |
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Kitty
 |
I need 9 to 12 months income saved incase of emergencies... PLUS...I keep $2000.oo in each checking account unregistered in case I make errors. This ensures no overdraft EVER if I happen to make a mathmatical error.
I feel very secure !! |
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traderb550
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$50,000 cash does it for me.
Keep this money in an internet bank like ING or Emmigrant Direct. They pay about 5% interest and I make $215 a month just in interest. |
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smartypants909
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I don't know yet, don't have that much yet. |
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tonalc1
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At least three month's income. |
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hammy sammy
 |
4 million |
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pro@answering
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IT matters. If you want to save then put more in. If you want spend it all on random things, u don't need one. Just put in 5000 to start. |
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L.Sincere
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An economist says that a person should have at least five months income saved in the bank.In the case that you ever loose your job or have an emergency you should be able to live within your means until you are back to normal. |
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