 Who can I contact to receive a personal loan not a payday loan with bad credit? |
I am a married person, my husband gets paid by the hour, lately he has been out work due to illness. I just need a loan of at least
$3000.00 - $5000.00. Any one out there can help or can ... |
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 Pay off debt or save? |
| ok so my boyfriend and i have a disagreement. i have a student loan of 26,000 and he has a car loan of 13,000. he wants to pay off all our debts and then save for our house. or whatever. i say. we ... |
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 I WON THE LOTTERY!!!!!!!!!!!!!!!!!!... What should I do with the money? |
I WON THE LOTTERY!!!!!!!!!!!!!!!!!!!! What should I do with the money?
This past week my dad won the Pennsylvania Lottery! It added up to about $28 million dollars! I guess I'm never going ... |
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 Need to earn some spending cash? |
| Im a student and currently have no job, I am going to California next week and need to make as much spending money as I can my goal is a little over 200.00 whats the best way I can do this? I cannot ... |
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 I always hear on radio about people working from home and making lots of money.? |
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 $500 Income? |
| What kind lifestyle can someone live making $500 a day with there online business?... |
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 Im 16! and NEED Your Help? |
Im soon to be 16 and would like to buy of Ebay!
Are you able to use a debit card? if so how do i obtain one?... |
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 Is my dad rich? |
if someone has 2 houses, one apartment
-2200 sq. ft.
-4000 sq. ft
-2000 sq. ft.
4 cars, 2 bmw's, 1 nissan,1 chrysler.
my friends call me rich and its ... |
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 How could i make money when im only 14!!? |
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 I just currently own a $250,000 home and have a 30 year mortgage fixed at 6.25%. Can I pay off all of it now? |
| I am in my fourth year of the mortgage, but have just received a lump sum of money through a will of my late grandfather. It is enough to pay off the house in full right now, and I want to do this ... |
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 Making money fast? |
| hello does anyone have any suggestions on how to make $200 quickly. We already have jobs, we just need 200 now, not every month, just currently. does anyone have any ideas. my husband is very good ... |
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best luck | How much money is enough for a person to retire and survive? |
In order to stay alive with comfortable life style after retire, how much is enough to carry on? |
 |
 
ssbn598
|
Depends on where you live, your age at retirement, and how you define "comfortable." You should talk to a financial planner. Or two or three.
Good luck! |
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hoelmoel
 |
I am not going to tell you much more than you know but all I can say is (tell me when you get a fair answer)
believe me I need to know???? |
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SG Elite
|
Its subjective. Some needs a lot of monies, others lead a simply life-style and is happy with little. |
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OrangeKitten
|
Depends entirely on cost of living and one's living standards. For instance, retiring in Hawaii is going to cost a whole lot more than in, say, Nebraska. |
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GUS
|
You'll need an income equal to 60-80% of your take home pay at the time you retire. If you take home 5,000 per month at age 65 then you will need 3,000-4000 income per month when you retire. The estimate varies greatly because everyone's situation is different. Some people are single, others are married. Some people own their home, others still have a mortgage. If you want an accurate answer you will need to do some research or consult with a retirement expert.
Good Luck |
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jam25ila@sbcglobal.net
|
One person can retire and live happily and survive with just about 1 million dollars. If you invest the money right, you can live off the interest. |
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Insaiout
 |
With gas, taxes and more taxes, you have to be a billionaire these days to live a comfortable life style...lol |
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C.
|
about 750,000$ |
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Phineas J. Whoopee
 |
Depends on lifestyle you are accustomed to, where you live, your plans for retirement, etc. I think if you retire with 75% of your current income you are doing very well. If you retire with 50% of your current income you will probably be able to survive fine (especially, if you have recently paid off a mortgage, etc) anything below 50% would probably take some major life style changes to survive nicely. GOOD LUCK |
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curly_krill
|
This really depends on your current state of living and how much you would like when you retire.
If you have a mortgage to pay or loans then you will want more, if you want a luxury like with lots of holidays you will need more. But this really is a personal preference.
On the actual saving side, consider what kind of pension/saving you already have. As mentioned before the aim is normally to receive a pension of 66%, this comes from accrual rates used on final salary schemes. If you are in this type of scheme and the accrual rate is a good level (60ths) and you are working for 40 years in this scheme, you will be able to accumulate this.
If you are using investment based pensions that you then buy an annuity with it really depends on how old you are now to what you will need to have in a fund when your older.
I work in pensions, and I am in my 20's and I know that to get a pension from an investment based pension I will need to have a fund of around £500,000 to get a monthly pension of around £1300 plus a lump sum of £125,000.
A good place to look at would be www.makesenseofit.com, which is run by Norwich Union and offers a calculator to determine the amount you would need to invest in order to get a pension of 66% of your current salary.
Good luck! |
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INACTIVE
 |
The answer depends on where you live and how you live ... or intend to live. Over the 20, 30 or 40 years of retirement years you need to account for inflation. Do you want or need cable tv and a cell phone in your golden years? Will you be driving a brand new car at 87 or will you be taking the bus? It's impossible to determine how much you'll need because your lifestyle may be much different than mine. We also don't know what the interest rates will be when you are ready to retire... 2%, 10%, more? less???. I would say you can never have too much so strive for the most you are able to save and invest now. |
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waldguy
|
Only you can ultimately answer that question depending on:
1 - how many years you need to survive on the money
2 - your level of investment risk to generate income, along with the expected rate of inflation.
3 - your lifestyle, location, and health costs.
4 - social benefits by government if any and tax rate.
In small towns with a house paid off with few perks and very little travel, less than $200,000 would be needed for a comfortable lifestyle, given government supplements.
I tend to look at this question regularly to see if I'm on track. By far the best calculator I've seen is posted below. |
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Frank Castle
 |
$5.15 USD per hour (Minimum Wage) should be more than enough to live a very comfortable lifestyle in Mexico. |
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