 I need a $600 loan quick for my rent or me & kids will be out of home. My credit is BADD I live in NC, HELP!!! |
| PLEEEASE, DOES ANYONE KNOW WHO CAN HELP ME, I'M DESPARATE, I'VE TRIED CREDIT CARDS & I'M GETTING DENIED FROM EVERYONE, DOES ANYONE KNOW ANY, ABSOLUTELY ANY BAD CREDIT LENDERS IN NC?... |
|
 Why have children - r u selfish or careless? |
| most people have children not to be alone when r ill and older. they dont have money to buy a flat for each child, but they dont care - so what that their children will spend 30+ years working hard ... |
|
 What to do with 15 million dollar? |
| Where to invest? What to do with it?... |
|
 I am financially broke and not sure how to fix it.? |
| I have bad credit and have not been able to make payments for the last 4 months. Now I have all my creditors asking for they money I owe them. I have a better job, but it will be a while before I can ... |
|
 Dose dispute on credit card charge affect my credit scoring? |
| Bought things on NET. Returned. They received. But dodging to refund. It's been four months. This is the reason for dispute.... |
|
 Where can i cash a WESTERN UNION money order? |
| i dont have a bank account, i live in louisville ky 40218... |
|
 Will you give me money? |
| I promise I'm not lazy. Just going through a very hard time right now. I work full time and I pay all my bills as close to on time as possible. I don't eat out. I cut back wherever possible.... |
|
 How do I make lots of money with the least possible effort? |
| All money-making schemes are encouraged, including wacky and hairbrained ones.... |
|
 I have never used my debit card in my life but I just got charged for 3 tanks of gas, How can this happen? |
| I have never used my debit card / atm card for a purchase. I only use it to access my bank account. I find out today, that about a week ago my debit card was used to purchase three tanks of gas in ... |
|
 If the bank is closed, can you still deposit money? |
| My mom need to deposit money into the bank and the bank closes tomorrow and after 6 usually. Can she still deposit outside?... |
|
 I'm scared about moving out and fending for myself? |
| Ok so I want to move out. I'm 25, but I'm scared about moving out and fending for myself. What are some things that I can do to get myself outta here, I don't wanna be here when I'... |
|
 Is $1,000 a month to raise three kids considered poor? |
My mom only makes $1000 a month. Are we considered poor?
Additional Details
Yea..we have a mortgage and stuff and we don't have health insurance..If that makes any sense?... |
|
|  |
hefalump h | How much percentage of your total income should go to housing costs? |
Out of your total income, how much percentage should go to rent or house payments?
Additional Details
25% is almost impossible in my case. a little less than 30% is what i am paying now...and it ain't nothing to write home about! |
 |
 
SOUMENDRA NATH THAKUR
|
30% or so of your total income goes to house rent! Hummm.. you see, I think renting a house is not at all a nice idea, instead.. why not apply for low cost home loan to a financial institution (verify if the interest rate is lowest indeed) and after sanction, build or buy an ownership house/flat.. that way you will be rather investing in a property and as you keep on repaying the loan, you are rather capitalizing the repaid principal as your own asset. Later you can even sell the property in a higher price to buy another or whatever.
Try it and you will gain.. the rent will never come back to you but your own investment. |
|
Stefanie B
 |
Not more than 25% of your take home pay. |
|
Jeff
|
25% for the mortgage, 30% for the mortgage plus everything else you spend on the house (insurance, repairs, property taxes, etc.) |
|
SuperCactus
|
You will live a much happier life if you never go over 25%. That leaves enough so you can enjoy life's other pleasures. |
|
atheism_and_rats
|
That wouldnt be possible in the UK. Over here, average wage is £1200.00 a month. Average rent is £600 a month. Mortgages for small apartments start out £90,000.00, which equates, over 25 years, to £600.00 a month. |
|
rtharp8
|
25% |
|
bevrossg
 |
daveramsey.com says no more than 25%. His book is great! |
|
bobby
 |
One weeks check, or 25% of your total income.Housing
One week for transportation, car, gas, tires, repairs.
one week for bills, that includes all bills. If your bills including utility bills are more than one weeks check you need to burn a few credit cards.
one weeks check for food and household expenses, medical and intertainment. Think that was the class. I have tried to live by that and when your bills exceed that amount you know where you are to extravagant. |
|
alyssa
 |
In the class we learned that 25% or one weeks wages.
then we had to look for jobs we were training for and what was the wages we would earn.
Then we looked up rentals: What could we rent or buy for that much money.
With cars, the same! How much car could we buy with one weeks wages> that was interesting. Then there was car insurance, tires, gas and parking. You can afford more rent in the city where you don't need transportation. |
|
Scrigy
|
Should never be above 20/25% other wise you are paying too much. |
|
STEVEN F
|
If 25% is not possible, you NEED a bigger income. While that MAY be the case, I will BET you could rent a studio apartment for less than you are currently paying. |
|
David M
|
It kind of depends on how much money you make. If you make a lot of money, you have plenty to spend on the necessities so can can afford to spend more on housing. But typically for moderate income people, you don't want to spend more than 30% of your income on housing. Typically your mortage company will help you with this. They are once again more concerned about the ability of those who they lend money to, to pay it back. They'll bevery careful now not to lend you more than you can afford. |
|
wawawebis
|
Ideally, 20-25%, but many areas that is very difficult to manage. |
|
melissa
|
my financial advisor says 30% before taxes |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 22 minutes(s) ago
| | | |
13 | 36 minutes(s) ago
| | | |
14 | 1 hour(s) ago
| | | |
14 | 5 hour(s) ago
| | | |
14 | 8 hour(s) ago
| | | |
14 | 11 hour(s) ago
| | | |
14 | 1 day(s) ago
| | | |
14 | 2 day(s) ago
| | | |
14 | 3 day(s) ago
| | | |
14 | 6 day(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
