Loo
|
18, and must have some kind of regular income.
I see that you only earn £150pw, that's probably not enough?
And you need to have a good credit, i know it sounds strange but it's best to prob have a credit card and a catalogue (it shows you have good credit) but don't go to mad!! the best thing you should do is make an appointment with a mortgage advisor, if/when you do decide to get a mortgage through this person they normally will add there fee onto the mortgage.
Good luck |
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Catwhiskers
 |
18
Im not convinced that you would be able to afford a mortgage on £150 a week with property prices the way they are at the moment. |
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SCH
 |
With 150 per week it is highly doubtful you would be able to get a mortgage...you need to make 3x annually what the house would cost. I don't think you are going to find a house for only 23,400. |
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petes_quirkey_bits
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18 but u need money for the up front payment. solitors and all that.and i think you need to earn more money than that. the average mortgage payment is about 600 a month and i dont think you earn that much a month. and it also depends on were u live cos some places are cheaper than others |
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rhyno
|
18 because you must be of age of legal consent to enter into a contract. |
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5yellowchips
|
18 but £150 isn't enough |
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acutespaz
|
Probably I don't know about the UK but over here at 18 you're already an adult. |
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-R
|
18 yrs or older, and enough credit and money to afford a home. |
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Bingo
|
I'm pretty sure you have to be at least 21 years old, no place is going to give you a mortgage unless they know they can hold you liable if you don't pay it off. |
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MinibabeUK73
 |
Normally 18. As this is when you'll be working full time & have a credit history! |
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BTB
 |
18 is the min age.
The real issue is trying to persaude a lender you can afford it and are a good credit risk.
It is more than just having a steady job as most lenders credit score. This means that you get scored on your ability to pay back credit but also whether you will be a profitable customer.
It may be a good idea to run a credit card for a bit - BUT DONT BUILD UP A BALANCE!
Talk to a couple of lenders and see what they say. Your own bank would be a good staring option. |
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christpher f
 |
ok it depends. i am 21 right now and i bought my house when i was 19 no prob. 90000 for basicly 700 a month. buuuutttttt im in the army and got a va loan. so me having the security of the army and va loan helps alot. but just get a good job and ull get one. |
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genuine_duck@btinternet.com
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18 with a secure job and permanent income. |
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pushing27
|
In Most States you need to be at least 18 years old to be in a contract you may have to ask the bank or mortage company they may be different laws on age in different states |
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MISSY G
|
18 |
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Jef
|
21 years old |
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penismcnulty
|
18 you twit |
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