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Additional Details
legally. thanks.... |
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 Does anyone think that the online paid surveys are a con? |
i am thinking of joining up but they all want a fee up front, i dont mind paying a fee if theres a guarantee you will partake in the surveys
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 Getting Calls From Debt Collector? |
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The interest rates and balances are as followed.
16% on 4,000 with a 5 thousand dollar limit. Minumum payment of $125
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 I was given a cheque everything was filled in correctly exept it was not made payable to anyone now the chap? |
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Additional Details
it was $9000... |
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 I don't have a checking account, where can I cash a personal check from another person? |
Additional Details
Well, I am asking for a friend who just moved and is trying to keep a low profile.........her mom sent her a check but she doesn't have a new account and is in a ... |
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♀SaintsRLFC♀ | How old does a cheque have to be before you can't cash it? |
I have a cheque from september, will the bank still cash it? |
 |
 
student
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Strickly speaking 6 months... I come across situations like this all the time, but there are three ways around this.
1. Ask the bank manager to phone the issuer to confirm that it is ok to cash the cheque if it is a large amount, which both parties should not have a problem.
2. Ask the issuer to initial the cheque and re-date it, which is easily done if you know the authorised signatory. (possibly getting them signing the back also can help)
3. They can reissue it.
PS:
Please note if you hand it into the banking system, you may find somebody doesn’t notice the date AT FIRST, but the cheque goes around the clearing system for up to five days, and eventually it will get noticed,
PLEASE NOTE: at this stage any funds that they had credited to your account will be taken back and they will charge you for the privilege! And also this will make it harder to get it reissued!
Hope this was of some help to you. |
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squirrellondon
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The general rule of thumb is 6 months from the original date of issue, but it's still worth trying - you never know, you might get lucky. |
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wiz
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6 months |
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ufo18
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six months, or the cheque will have to be renewed , its not lost but who ever issued the cheque could charge to do so |
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SKJOBAKER
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6 months. If 6 months has gone by ask the personwho issued the cheque to re do it. |
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fl2nc2ca2md2nc
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If there is no expiration date on the check itself, I would try to cash it. As long as the company does not have a policy regarding this, it should be fine. Not sure where you live, but there could be law covering this area. Good luck, hope you get your cash! |
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Beanbag
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Agree 6 months. |
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natasha *
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6 months in the UK |
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Onestep downfrom God
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Well this just shows how urban myths are promulgated.
The time limit for a cheque as a negotiable instrument is six YEARS.
The banks impose a time limit of six months, not the law, and if the cheque is more than six months old, insist that they honour it. If they don't sue the buggers.
In practical terms all they can do is refer it to the drawer, who can then dishonour it, so then you sue him on the instrument. |
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Sibbs
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Just asked my sis who works for lloyds. 6 months is the limit. Well done everyone. |
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jamand
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Probably not - usually 6 months from date of issue - but no harm in trying |
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Happihawkeye
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6 months.
But it really depends if they spot it. |
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~Girlie~
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Its usually 6 months hunni. good luck though! |
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louloubelle
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it is either 3 or 6 months. take it in and ask. |
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