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 How can i make money fast? |
| my hubby jost his job in december... he and i are both students at the community college near us... and we have an 18 month old son... we're getting financial aid for both tuition and day care ... |
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| Trying to find out which is better, going to a consolidator to take control of my outrageous debt... or not pay some debts each month to slowly pay off others. I have 7 cc's right now and if I ... |
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 Why do a lot of Americans need a second (or a third) job to be able to pay the bills? |
I'm from Europe and about 95% of the time one fulltime job over here is more than enough to pay the bills and save some extra cash.
Additional Details
Don't get me wrong please,... |
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Sarah B | How to survive on a student budget? |
Additional Details
what do you mean and? like how to cut food costs low and clothes spending?
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Cari
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Get a part-time job. Yes, you don't want to sacrifice your study time, but whilst at uni I used to work 8 or 10 hours per week which wasn't a big deal, and having the money makes a difference.
Live on baked beans ... 20p per can! Actually here's a tip: you can live on milk, potatoes and bananas and whilst that's obviously a very boring, simple diet, you will actually be receiving every nutrient that you could possibly need.
Obviously you won't be able to afford many clothes, but for essentials try Primark where you can find tops for £2 or £3. Actually I got a t-shirt for 50p. You can wear jeans most of the time anyway, so if you have one or two good pairs you will be fine.
Try to save money when you go out. Most bars and clubs don't have a cover charge if you get there before 8 or 9pm, so go out early. Sign up to the mailing list at your local cinema and they will often email you about previews that you can attend for free. Obviously, if you're out at night, plan your route home in advance and know what buses to take, or at least plan to crash with your friends, so that you won't need to take a cab (clearly no matter how poor you are, you don't want to compromise on safety and walk).
Remember as well that if you're a student, most of your mates won't have much money either ... which means that if you did have shitloads of money, you probably wouldn't want to spend it! For example, your mates wouldn't want to be going out to bars which charge £10 for a drink anyway. |
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N L
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Cheap Cider and Pasta |
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mNY12
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The best thing you can do is eat out less - buy most of your food at Wal-Mart or other big stores like that. It's much more expensive to eat out.
Use public transportation if possible to save on fuel costs.
Look to save on clothing whenever you can. |
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Angela M
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When you are shopping, go for the Smartprice or Value brands in store. They are often just as good as the big brand names. Eg. value beans-13p, Heinz Beanz-56p. It's the same with bread, pasta, pizzas, noodles, rice and many other foods. Take a good look around the supermarket for the cheap brands. Always try to keep a wee bit aside for an occassional luxury. There is nothing more depressing than not enjoying a wee splash out every now and then. Steer clear of takeaway stuff, it costs a fortune, even though it's an easy way to eat without the hasstle of cooking. As other folk have mentioned, if you can get yourself a wee job, it all becomes much easier... |
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anskabel
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Peg your tea bags out on the washing line after you're made the tea so you can re-use them. |
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nicnatcutie
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plenty of beans on toast leaving enough money for beer of course! |
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anne b
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Budget and try to stick to it. Eat cheaply like pasta and sauce, make meals as a group its cheaper in the long run. Allow some money for going out and buying clothes but keep to it. Get a part time job. |
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Ms. Mimsie
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Ramen Noodles, thrift stores and a full time job. It's hard but people do it. |
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GoBlue
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There are many ways to go in college to save lots of cash.
First things first, try to shop at Wal Mart and be careful about what you buy. If you can handle not buying name brand things then your money goes a lot further. Another huge thing is how picky you are about food. If you are a fan of Ramen noodles, then you could spend $5.00 a week and have more then enough food. Other cheap items are Peanut butter and jelly sandwiches, spaghetti, tuna fish, lots of variety if your smart.
Another huge move that I can suggest from personal experience, get a job.
If you are willing to work a few hours a week, get a job at a fast food or casual restaurant. I worked at a Fazolis in college, its fast food Italian, and it was great. I would eat for free every time I was at work, and most the times I came in to just get my check or visit, and then when I did work I was able to take home enough leftovers everyday to feed me and my four roommates for days.
As far as alcohol goes. There are many ways to space out your money there. If you go to a big college, go to parties a lot. You can spend $5 and drink off the keg all night and if you start to befriend the people who throw parties you will be drinking for free in no time.
Try and stay away from bars as much as possible. They get expensive fast. The only time I would recommend bars would be on nights, usually weeknights, that they have great drink specials. If you do go, try and get drunk before you go.
Another thing that I have seen people do was get food stamps / bridge card. They filled out the info as they needed to and everyone that I knew was accepted and they got $200 a month towards groceries and such.
For living, the dorms are nice and provide food for you but if you do the math they are a rip off. Average room and board $7,000 / 7 months, the time you are actually in school with all the breaks, it comes out to $1000 a month. If you get a roommate or two you can easily find cheap apartments at most colleges for way less. |
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Joshua R
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what is your budget? You can not go out for Morton's Steaks regularly! You buy meal plans, eat lots of rice and beans and shop the sales. 25 cent wing night is a big deal! Food, books then entertainment. |
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Douglas
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How about looking at your problem this way.
Instead of letting your income dictate your lifestyle.
Let your lifestyle dictate your income.
Don't shoot for less, believe you are worth far more.
Then look for something that will let you achieve it.
If you watch the video on our link below student incomes and debt , and how to beat them, are mentioned very near the beginning.
Good luck. |
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