
ibu guru
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"Prudent," "astute," "creditworthy," "conscientious," "successful," and "effective money manager" will fit the bill.
And be sure you never call your savings an "emergency fund." Call it your "opportunity fund," "future fund," "freedom fund," "Growth fund," or whatever gets you jazzed, positive, and to you connotes the qualities of positivity, growth, security, resourcefulness, personal sovereignty, wellbeing, financial prudence, etc. |

Leni C
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Responsible. I owned a business for 15 yrs. Bills were always paid on time. I never used a charge card to pay for anything.I work hard and always ask myself if something is a want or a need. My needs have always been taken care of and most of my wants.Money has provided us to do many of the things we want to do and the freedom to do them. Please though, don't ever confuse money with happiness or freedom these are traits that come from within, work on them first. The only other thing I have to add----love what you do. |