 I have very bad credit and i need a 3000 any suggestions as to where i can apply for a loan? |
Additional Details
can I ask my boss at work?do you think she will help me,i am very desperate for some help ... |
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 What do I do about an unauthorized automatic debit from my checking account? |
I just reviewed my checking account and it has an unauthorized automatic debit for a Capital One Card Online Payment. I never authorized this and I don't even have a Capital One card.
... |
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 How much monthly interest would someone recieve on £125 million and do you get taxed on it? |
Im just day dreaming about winning the euro millions lol....not that im greedy lol.
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God i wanna win so bad lol.... |
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 Borrowing money? If I let someone borrow money what is the best way to ensure that I get my money back? |
| I have let people borrow money in the past, usually $10 or $20, but now a close friend wants to borrow rather a huge amount of money about $5000. If I let them borrow it what paperwork do I need to ... |
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 Need help for issue with bank im only 16 and dont kno about any of this? |
ok im going to be reciving a large amount of money via bank tranfer and was just wondering what details the sender of the money needs.
as i dont want to be giving out all my bank details.?<... |
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 Best ways for teens to earn money? |
| my friend and i are going skiing in feb and we need a way of earning some money before then, as we have just been made redundant from our job at an estate agents. we are 14/15 yrs of age andin the uk,... |
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 Does this seem like a real job I should try? |
| I received an extremely large check in the mail. It says I need to go to a store like walmart or Jcpennys and buy 300 dollars worth of merchandise fill out an evaluation sheet and fax it back. I get ... |
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 Do payday loan co have way to see if you have other loans out? |
Additional Details
When applying for a payday loan does the company run your ID thru a check system to see if you have applied or taken out other payday loans?... |
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 How do I make money? |
| I already have a job, and I also have school, so it needs to be something that is in the free time, like online or whatever.... |
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 Why does time extend when payday approaches? |
| Got to wait a whole two days before I get paid and it feels like an eon every day seems to last two! Is there some sort of name for this - like the borassic-effect?... |
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 Do i pay off my mortgage or pay half off and extend my property??? |
| I have been left an amount of £ which will enable me to pay off my mortgage in full. What I need to find out off someone out there is; do I pay it all off in full with nothing left over, or do i pay ... |
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The Jacquot | How would you save or invest an extra $50 a month? |
I'm on a budget now and I've managed to get myself to where I'm putting about 6% into my 401k.
After paying bills and giving myself an allowance for everyday things that come up, I'll have about $50 left a month. Knock on wood.
I'd like to save or do something proactive with it and have it gain a little value. I'm not looking to hit the lottery and become a billionare, I just want to become a couple of hundredaire.
I kind of want to not put it in my 401k, as I'd like to do something that has a little liquidity. |
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KAL
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Depends on your goals...
If you're paying more than 5% (or so) interest on anything (except a mortgage or other appreciable asset), put that $50 toward paying off those debts. An extra $50/mo. applied to your car loan (for example) can allow you to pay off a 60 month note about a year earlier and save you several hundred dollars in interest...then you have that $50 plus your current loan payment to use for savings in the future. Paying off debt is the best long-term wealth-building strategy but it isn't liquid.
I agree with the others that suggested you need an emergency fund...either a money market mutual fund or a stock mutual fund would generally offer higher returns than a regular savings account and are nearly as liquid as a savings account (can't generally access money instantly but they can usually process a sell order by the next business day...and if you open the account at the same place you bank, the funds would actually be available the same day in your checking/savings account).
A bank I used several years ago offered CDs that allowed you to contribute money once a month...again, higher interest than a regular savings account. The problem is that if you withdraw funds before the term of the CD is up (generally six months or longer though I have seen one that was a 3-month CD), you lose the interest you earned.
You might ask your current bank what they have available that offers the highest yield. |
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mister ed
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LOOK AND LISTEM -- I AM PROUD OF YOU BUT YOU SOUND LIKE YOU DO NOT HAVE A RAINY DAY FUND -- USE THE $50 TO START ONE AND PUT IT IN UNTIL YOU HAVE AT LEAST 3 MONTHS BUILT UP!!! |
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Ronda B
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Go to www.sharebuilder.com invest it. |
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Big Woof
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As a financial advisor, I tell clients to put into your 401k up to the amount the company will match, if they do. With the other $50 a month I would go into a mutual fund. There are many fine companies available. Use an independent representative. They cost less as a rule than larger institutions. You can even have th $50 per month taken directly out of your bank account and into your own fund. Good luck. |
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boer84
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Open a savings account and put the money in there. This will become your emergency fund. If something should happen, such as a layoff, this money will serve as a cushion. |
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Jen G
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Do you have 3-6 months of your expenses saved yet? If you don't start working on that. |
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Randi
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I got a savings account with www.hsbcdirect.com and put my extra money in there. They have a higher interest rate than regular walk in banks. It's an online only bank. |
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David M
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If you want this money to remain liquid I would suggest www.ingdirect.com which offers about the most competitive bank rates out there. And no minimum deposit. |
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~Snizz~
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invest it in Snizz.com the turn around isn't great but I will be loving it LOL |
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pumpdatiron
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It's a good idea to have an emergency fund, at least enough to cover 3 months of living expenses in a money market savings account. Once you reach that amount, pursue some of the other suggestions given. |
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pitt
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do you have 400 thousand?? send me an email and youre a super millionaire real soon.. you wont lose anything by asking it |
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