 Whats the best way to deal with old debts? |
| Help! I have some old debts hanging over me from about 10 yrs ago, after having moved home several times in those 10yrs i've lost track of who and how much i owe. How do i go about getting ... |
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 How can i save up to 50% of my monthly income? |
| What I intend to do is to drastically reduce all my expenditures, without affecting my lifestyle to an extreme extent.... |
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 How can I solve my debt problems and get a mortgage? |
I currently live in council accomodation with my husband and 3 children. We both work but cannot get a mortgage as we both have debt problems.
I desperately want to change our situation ... |
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 Can you file chapter 7 bankruptcy if you make over $35,000(U.S.) a year? |
and if so....will they liquidate your retirement?
Additional Details
oops...
chapter 7 is straight bankruptcy...and i live in alabama...average median is $38,000...not 35...... |
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 I am drowning in debt and tired of juggling what bills to pay when... and for that matter...how?!? |
| Please help. I've done the debt management thing myself. I've called the creditors to lower our APR's as low as they can go, but we have so many cards opens (& some closed) w/ so ... |
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 I am 13 yrs.old I need $6000 in 6 months. How can I earn a ton of money fast?? |
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It is not unusual for a 13 yr. old to need $6000. I have to raise all of my money to go to China with a group of friends. Can 13yr-olds get a part-time job in NY ... |
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 How to get my money back? |
| my former friend, who is no longer speaking to me owes a lot of money. how do i get it ... |
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 Bounced check? |
| this is the first check i have ever bounced and i don't know what will happen. i sent in the mail my rent check for the month of july and it did not go through, do to careless checkbook-keeping ... |
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 My dad makes $325,000 per year...Am I RICH then? |
He has to pay expenses for 4 people in our family.
We are still new at the whole being rich thing so what type of lifestyle do people w/ that much money have?
What mansions/... |
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 I've taken out a massive loan to pay off existing debts but can't pay either can i file as bankrupt? |
| i've now got no job and didnt have PPI cos i was only in a temporary job and the debts were higher than i had thought and i now have most of the existing debts and the new loan to pay and no ... |
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 Am I getting taken advantage of? |
| I have been watching a four year old Mon-Fri 7:30am-5:30pm. She only gives me $300 every two weeks, which comes out to $3.00 an hour, $30 a day. I was okay with this but now without really telling ... |
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susie_ruiz89 | I'm 16, married with a baby, I want to get a house, how can Ido this and who can I ask for help? |
I really could use the advice so if anyone out there knows of anything or anyone please let me I've looked at houses and know that it is time for me to get out on my own. My husband and I both have stable jobs and make plenty of money to pay a mortgage, bills and still have money left over but everyone picks us out because were only 16 once again please help I need it more than anyone thinks, Thanks
Additional Details
I have been working at my job for 7 months now, I have insurance for all 3 of us and my husband and I make almost 5,000.00 a month he has had his job for almost a year were both on the verge of turning 17 but we are both trying to get out on our own and live seperate lives... Living with our parents isn't working out because they still consider us their little kids and I am very strong opinioned person who is not willing to be told how to wash clothes or raise her child I am very independent and know that if there is a way to get my house (not renting because thats throwing away money) we would live more than confortabley and have money to spare. I live in the Mesquite, NV area where a mortgage payment isnt more than 1,500-2,000 a month and as you can observe that is okay for our income we both also already own our own cars so no bills on that! Please somebody anyone or anything that will give me a chance. Thank You everyone who has already given their advice... |
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AlongthePemi
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What are you trying to get away from? Are you living with your or his parents or are you in a bad rental situation? Find a nice apartment to rent (condos are good). As others have said, you will not be able to buy a house until you are 18 unless you have an adult to co-sign. Do you have someone who is willing to trust you and back you up?
Good luck, I hope it all works out for you. |
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peters_the_3rd
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ok, you need to redefine "good" money. I would recommend, until you are at least 18 (the legal age to get into a contract, including a mortgage) to find friends to live with, or go live with parents. You cannot even get into a rental lease yet!
Work hard, save $, and get an apartment when you are 18....live below your income level, and save save save. |
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Jessica
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Yes, if you're 16 but married, you're considered emancipated minor and can most likely get a loan. I will have a better idea on what kind of deal I can get for you if I know your FICO score, wether or not you can show proof of your income.
I work with a big direct lender/mortgage broker doing business in 48 states, and because the huge volumn of business we do, we get better rate than smaller brokers. We have over 200 loan programs to meet the needs of different situations, from good FICO score and good income and down payment, to poor FICO score and NO income (called "stated income") and NO down payment, so I will be able to find the program which best fits your needs. Contact me at xjuy@yahoo.com or 408-476-0455 and I can help you. Jessica |
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moomoo
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Might I ask... what are your jobs? Just curious.
Anyway, why dont you talk to your parents and ask them to help you out. You most likely need to get a co-signer (your's or his parents) on the house anyway becuase you are not of legal age (18) to be signing on a house. |
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?
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You can't get a mortgage until you are both 18. Save until then and then apply for a mortgage. |
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spot
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I don't know if you can sign a contract legally at age 16. That's the only thing. You may have to be 18. Try asking your parents to co-sign. |
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kaydeebug1977
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I was in the same boat 12 years ago. I had just turned 17, gotten married, and had a baby! The only difference is my hubby was 19 and we were able to get an apartment. BUT...my advice to you is if you can possibly stand it, stay with your or his parents for as long as they are willing to have you. It might be uncomfortable but if you can stick with it, it really will be best in the long run. You'll be able to save more money for when you do move out instead of having to live paycheck to paycheck.
We moved out because we wanted to be "grown up" and have our own place. We soon figured out that living on our own wasn't all it was cracked up to be! Just make sure you're making your decision based on what is going to better your family in the long run, and not on immediate emotion. |
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ERICKSMAMA
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I want to know how you did it first of all.. Second your only 16 you can't own a house, you shouldn't even have credit yet...Good luck.. |
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cutienoz
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You have to be 18 to enter into a legal binding contract.. How old is your husband? |
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poorcocoboiboi
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How can you and your husband be financially stable at age 16?
You can't, by definition. You have not had any job long enough for it to be "stable". Likewise, typically 16 year olds are not good credit risks because they are typically not mature enough.
I know it's not the answer you are looking for... but that's how it is. |
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i_marylou
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unfortunately because you are 16 people are not going to give you that break you desperately want. My advice to you is to get a savings account and put as much as you can in until you turn the age of 18 then you should have enough money to show them that you are serious about purchasing a home for your family and you will need to stay at your jobs for period time to show them you mean busy. I wish you and your family the best of luck in your new life together. |
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☀â˜â„☀â„rawr
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Your 16 and marrried?!?!?! |
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tigercutie28
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Try going to your local county health and human services facility. they should be able to provide you with some assistance with housing barring that you are emancipated due to your age |
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