Which bank is best? |
| washington mutual, bank of america, etc........... |
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If you HAD to earn $10,000 in 60 days without going into debt what would you do? |
| It has to be legal (no drugs or prostitution), no loans or credit cards, and you don't have any large personal possesions to sell.... |
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Do banks have ATM cash withdrawl limits? |
I took out $300 to go on vacation out of my ATM, on the same dad my husband took out $300. (almost at the same time - at a different bank branch ATM).
Are there no limits?
Has anyone taken ... |
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How do I stick to an eatting out budget of $45 a month? |
| I'm trying so hard to cut down on eatting out to $45 a month for me, my husband, and son. Do you have any tips? We all pack our lunches. Somestimes we're so tired to cook dinner we eat out.<... |
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What's best way to make money from home? |
| I am jobless and need money fast. I need a fast way to make money (online?) that doesn't require monetary investment in the beginning.... |
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How could i get aloot of money quick? |
| i am only 13 so i cant really get a job or rob a bank or anything... but what is a good way to earn a lot of money quick??... |
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My fiance says he loves me but makes me feel guilty about my money that i have? |
| he has a huge debt from his divorce(he chose to give her everything) now i have never been married and saved all my life(36 yrs) and have about 100k.he asked me awhile ago to pay of his debt and i ... |
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Bank Error in MY favor!? |
I woke up this morning and noticed that the bank made a $2,200 bank error in my favor. I know it sounds like a monopoly game, but it actually happened to me.
I know , I know what I should do ... |
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Brink of recession - what does that mean to me and you? |
Being on the brink of recession, what will this mean to the average man in the street?
From the unemployed, to the working class, the wealthy and business, how will it affect us all?... |
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Got letter today asking for a 13 year old debt to be paid. This is the first letter i have had. Do i still pay |
| The letter i received was from a debt collecting agency telling me to pay in full within seven days. I heard somewhere that if you receive nothing about a debt for six years then you do not have to ... |
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Questions21Answers | I'm 22 years old and want to start a retirement plan, where should I go? |
I'm 22 years old, I'm employed but my company doesn't start matching my retirement money until after 2 years. I want to get started on my retirement investments asap but not sure where to go? The market is down, I want to get in now before the economy starts to rebound. Any suggestions? |
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makg
|
It's great that you are getting such an early start -- you are going to be so glad you did later!
Mutual funds or index funds are probably a good idea. The big thing to watch out for are fees. Those can really eat away at your investments. The idea behind fees is that your money is more carefully "watched", but the charge for this service, over the long haul, probably doesn't really pay out. Here are some discount brokers you might want to take a look at:
www.schwab.com
www.tdameritrade.com/
www.fidelity.com
us.etrade.com/
www.scottrade.com
www.zecco.com
www.firstrade.com
www.marsco.com
I've put links below to articles about management fees, as well as about discount brokers.
Good luck!
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troublescat
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As a just turned pensioner I would suggest forgetting a pension fund at moment. You don't say where you are but if in Uk I would sugest putting any spare money into a safe Isa with building society. If the past is anything to go by you can put £1000's into a pension fund, during your working life only to find it is worth very little when you eventually retire. Two points to consider 1) if you put into a pension fund and then (hopefully it doesn't happen) you do not live long enough to draw it the money is lost, unless you have tied it up to who should receive it after your death and it may not be the full amount you put in.
2) If you put into a savings pot such as an isa the capital will always be there and you can put it into a pension fund later, when the market has settled if you want.
Finally think, at your age, if you put the Isa amount of £3600 (it is at mo) per year into an isa you will have a substantial sum by the time you retire. I built up a pension plan, over 20 years of my working life, and I now get about £20 per week. Wish you luck for the future. |
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multitaskju@att.net
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After losing tons of money on a 401K years ago, I put my money into a CD, or you can put your money into several CD's. They are very safe! |
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volstommy3000
|
Financial adviser can help. |
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kemperk
|
you can begin to buy securities and most such brokerages have
monthly investment plans/programs.
Also, you can consider finding others with small amounts to
invest and create a small venture capital firm to
invest in small firms in your area; the returns are
humongous!
I can guide you |
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Tommy M
 |
An annuity with least a Double A rating |
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Derek (Steelers, SB champs)
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ROTH IRA |
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arch0049
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still use your work plans if they have low fees and several choices. It will be much easier having it deducted from your paycheck automatically, than having to cut a check each month or having the money come out of a bank account - if you are short you may end up paying overdraft charges.
after that
www.vanguard.com
And, lastly remember paying off credit card debt, student loans and auto loans probably has more bang for your buck. |
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Bill_Kaulitz
 |
state farm |
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HangingChad
|
I went to Charles Schwab when I was about your age. I've been with them now for over 20 years and am completely satisfied. You can invest in almost anything in one of their IRA accounts. |
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yoyoyo
|
keep it in an empty biscuit tin under ur bed best way to do it |
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Yona
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state farm. they do retirement plans |
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PhilbertFlange
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If you're in Canada, get in on an RRSP. If you're in the States, I think it's a 401k. Basically set up a retirement savings plan with your bank. They usually go as small as 50 bucks per month. In addition, RRSPs are tax exempt, and if you don't pay the maximum amount each month, it carries over. That way, if you suddenly get a bunch of cash that the government is going to take from you in taxes, you can dump a lot of it in your RRSP if you haven't been paying the full amount. |
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Sour
 |
www.clarkhoward.com |
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Superfly
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Look around, everybody is finding their mattress better for saving their money than any retirement plan. :)
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