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Additional Details
how much are you left with after reading this note?... |
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Hellokitty | I am 12 years old and I need a way to save money? |
Need to save money 4 a trip w/a friend |
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â•£China ♥ Dollâ•Â
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Hide your money in a safe place. When it's not lying around, you won't remember to spend it.
Don't bring too much money whenever you're out and about because you'll be tempted to spend it.
Whenever you pick up anything you want to buy, ask yourself why you want it, do you really need it now or at all, is it worth it, how will it benefit you, is there anything wrong with it, could you get a better deal somewhere else, etc. |
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Max K
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easy, dont spend any. |
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hell oh
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have your parents open you up a savings account in your name |
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asgar s
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simple dear keep some amount aside from your pocket money |
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personalfinancedaily
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Well, your choices are limited. You could do the jar thing and save your allowance and other money in there, or your parents can open a savings account for you at their bank. Depending on how soon the trip is, you might not be able to make much money in interest by the time you leave. |
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ellenrose219
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Do not buy anything. |
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crzyhottie
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umm, then don't spend it?? |
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nobodyz@sbcglobal.net
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I do not believe you are too young to babysit at all. I started babysitting at about 11 years old, and I had no younger brothers or sisters. Start with kids who are potty trained and do evening babysitting (i.e. after dinnertime) so the hardest chore you'll have is getting them to bed. A suggestion for that is to read them long and boring stories. :)
Saving money is all about forgetting that you have it. :) Try a place where you won't be looking. A pillow case in the top of your closet is one way. A jar is okay, except that you see the money. If it encourages you to see how much you're saving, be sure to mark the jar "Trip Fund" or something like that, so every time you're tempted to get money from it, it reminds you that you are putting your trip off even farther than it is already.
Other suggestions here are good, as well.
====IMPORTANT: if this is your plan, please read======
Your question raises some concern in me. If you are taking a trip with a friend, why are your parents not paying for it? My first reaction was to think you are planning to run away.
If that is the case, sometimes other adults that you know and TRUST can be very helpful in giving you options in your area to just doing a straight "run away from home" trip. Try a trusted teacher, neighbor or friend's parent. And I do mean TRUSTED.
Again, if you're planning a run away trip, consider what you're going to do for money once you've gotten to your runaway spot. Most people 12 years old end up having to do REALLY icky things for money when they are on the street.
Another suggestion if you are planning a run away is to run to a relatives house whom you trust, as you will have a roof over your head and a sympathizing ear, as well as a bed, food to eat and a reasonable sense of safety.
I hope you are okay and that the trip is not what I fear it is.
Good luck. |
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♥ Sydd
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get a bank account, and keep a piggy bank that you will keep all of your money in at first, and then every month take the money out of your piggy bank and put it in the bank account. and to make the money, maybe do chores around the house, or put up some flyers about babysitting, or have a garage sale, and you could also put up flyers around your neiborhood saying that you can do household chores with your phone # on it. good luck! |
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niki1984niki
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ask for a small raise in your allowence and try to save as much as possible - maybe put it in a bank account and earn some interest too |
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lady_christian99
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First off if you really don't need something don't buy it. In other words if it is not necessary for you to live Don't buy it. Secondly, put you money in an interest baring savings account. Its great that you want to save money but why not save for a car or even college? Think about it if you save 25 each month in an account that drew 2% interest for 1o years you would have saved $3,345. That is just 25 each month if you were able to save 100, you would have saved $13,382 in just 10 years. |
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Sarita
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since u r 12, ur probably not quite ready to babysit. but dogsitting is a good way to earn some cash. find a neighbor with a small or medium sized dog and offer to walk him/her every day or every other day for some money. u can also rake leaves, and shovel snow. for a little bit of extra cash try bake sales, lemonade, garage sales, etc. and dont forget to ask ur parents! for the holidays ask for some money to save up. or ask if u can do some extra chores for money. if u do all of this and try ur hardest (and dont spend the money!) then u should have enough for this trip! good luck! |
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Grow Together
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You can look out for an option to work online. Although it wont pay you like full time job but its good to make some extra cash. I am a part time worker doing work online at home, so I would like to share a link where you can make $600 in a month working at home. The work need to be done is posting a discussion and answering a discussion. the link is:
http://tinyurl.com/yhzzph
if you work smartly, you can even make $1000 or more.. it all depends on your usage pattern. I worked for 2 hour daily last month and i got paid $238 for the last month. Its not bad after all, i am happy and making more. After sign up, do mail me to know the tips on how to increase your earning.
Please let me know, if you have any queries. I will try my best to give you right answer
(PS: When u are planning for a home based online work, be very careful because most of them are scam and ask you to pay initial money. never pay money to any such site.) |
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Webballs
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Well, if you have a job, then don't buy anything that is a waste of money! |
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CooCoo Kachoo
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Collect cans and bottles and turn them in...you can also ask your parents to hold a garage sell and get rid of any old toys or things you have outgrown.. |
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♥ Scorpio X
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It all depends on how long you have until your trip and how much the trip will cost you. If it is a month away - you better save all you can, and work around the house doing chores as much as you can.
If you have an allowance, put half of your salary in a "holding place" or jar and label it so you know what you're saving up for. If you don't have any type of allowance, ask your parents if they'll pay you for tasks you'll do around the house like cleaning, washing dishes, maintaining your room, water plants, wash their cars, etc. Try asking them if they have any spare change lying around the house - doesn't matter if it's only a few pennies because it all adds up!
Refrain from spending all the money you earn on buying things on impulse - remember that you're going on a trip so you'll need the money for that rather than buying random things.
Recycling cans and plastic bottles actually does come in handy. Not only does it keep the environment a little nicer, but you can get at least $.05 for each item. |
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