claimbankchargesback
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No you can't get one, you are not allowed to enter into credit agreements until you 18.
It would not be allowed either with your parents co signing, your name cannot go onto the credit agreement at all.
Unfortunately, your only option is to wait until you are 18. |
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Denise H
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I thought you had to be 18 before you could get credit. Having had a credit card myself, if you are sure you could be strict with yourself, then go for it, but only if you can pay the balance every month so you do not accrue interest.
Why not just save up for things that you want?
Credit is dangerous and its young people like you that are vulnerable. |
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Sam
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I'm 42 and I don't wan't to get near a credit card. You'll learn when your time comes. |
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Paul S
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You should leave credit cards alone. You will soon get into debt and may find it difficult to make the repayments. |
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mark
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Sorry Jade, you have to be 18. The offer you've had will be rejected once you fill in the form, and they see your Date of Birth |
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JB
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You can not enter into legal contracts until you reach the ago of majority. In most states that is 18.
Even so, why would you want one. You're doing fine without it. Why go into debt just so you can say you have a credit card? |
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chilicooker_mkb
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My cat received a visa card. Her name is Shadow. The card reads Shadow (.....) [my last name]. They just want your money. If you don't abuse the card and make the payments on time...it will help build your credit rating. Later in life you will need a credit card. Anytime I want to rent a car or make room reservations in a hotel..they want a credit card number. At 17...I felt like I could handle it. Use it and pay it off when you get the bill. |
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Princess B2B 29/11/08
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they wouldnt offer u one if u ***** have it..u wont get in trouble for applying..if they reject you cos of your age then you will know u have to be 18 |
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NoStereotyping
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You have to be 18 to get a credit card, period. You can try to get a student credit card but I don't think it will work. |
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Emissary
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If you have to ask if you can have one then you are not ready for the responsibility of having one. Sorry, establish credit with your bank and get one with their support and don't ask anyone if you can have one just get it. |
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alatoruk
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you got to be 18 to sign the legal stuff for credit - sorry |
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columbo
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In the uk you have to be 18, the only one who can get in to trouble with it is you. If you dont spend more than you can afford to pay back then you will be ok. It is a good way of building up your credit rating. |
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lotti brockie
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ye i think so |
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Scott S
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i thought you had to be 18 to have one .....but there not great and usually just allow you spend what you dont have which is never a good idea |
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Mike
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18 is the age limit, I'm afraid. |
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mr_fartson
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You usually have to be 18 to sign a legal document. A full time job will also help. If you are going to univ or college, some banks offer students credit cards as a promotion; they advertise on campus.
If you use the card responsibly, you don't get into trouble. Thar means being able to prepare a budget based on your income and living withing that budget (including long term savings, if possible); you make charges within your budget and pay them off each month. It also means that you avoid impulse buying or using the card for non-essentials when you money is tight. If you use the card responsibly, you can build up a credit rating (a record of paying the money you owe, when it is due). which will help you get money for a car loan or mortgage in the future.
You get into trouble if you can't pay back your credit card debts. I know people who have run up tens of thousands of dollars in debt. The banks also charge high interest rates on credit card debt, which can make a dent in your budget, even if the debt is relatively small. |
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mummymoomoo
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in the UK you have to be 18 to have a credit card |
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Smarty
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In Uk all Credit Cards are issued to people of 18 years and over. They are handy to have but If you don't really need one then I wouldn't bother applying when your next birthday comes round. Buy what you need to buy with the money you earn and don't give the big banks any of your money for simply giving you an alternative buying choice. |
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Colleen
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YES, YOU COULD DEFINATELY GET A CREDIT CARD AT 17. I GOT MY FIRST CREDIT CARD AT 17. THEY SENT ME THE APPLICATION, BUT MY PARENT/GUARDIAN HAD TO CO SIGN FOR IT. THE CREDIT CARD I THAT OFFERS THIS IS CAPITAL ONE. |
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SIMON K
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You have to be 18 to get credit in the UK. They are on about raising this limit to 21. |
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jewelking_2000
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in the uk you have to be 18 to get one, elsewhere it depends on local laws. I doubt if you would get one even with connections, so I would wait until you are 18. When you are get one which gives you money back on purchases eg Capital Ones. And pay it by direct debit in full. If you ever can't pay in full cut up the card and use a debit card instead. |
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Sarah J
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You have to be 18 to get a credit card, why not have a switch card with a free overdraft |
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Gem*
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You have to be 18 i'm sure |
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Bell
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You have to be 18 yrs of age. Apply for one then. |
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Adam E.
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I doubt you'd be the one who gets in trouble if they violated some sort of rule by sending you the card. |
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makita6925
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think u got to be 18 |
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Knownow't
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In UK you have to be 18 I'm afraid....not sure why, seeing as you work....maybe you can be included on a parents card?? as a named person...not sure about that...but the Parent is responsible for the debt..... |
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pompom
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no you can't get a credit card till your 18 |
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♥PrPrincess♥
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I don't think you can get a credit card. I know you can have a bank account card, but it won't be like a debit mastercard or anything like that because you must be 18 years old...don't rush it..you will be there soon! I am 18 and I've been getting credit cards offers for years, but don't take them because you aren't of age and it will keep you out of debt. |
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Ïà¹â„“â„“à¹Î·
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CIAO SONO VALE MI SONO INFILTRATA!!!
SON ITALIANA!
W VALEEEE!!!!
DOMANI HO INTERROGAZIONE DI INGLESE!!
ENGLISH INTERROGATION!!!!!!!!!!!
HELP!! |
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