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LOL can anyone loan me $400 i'll pay it back i promise
Additional Details
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Mscott21 | I am $8000 behind in my mortgage with not enough money to pay it.? |
I have no credit, but I have a good paying job. I pay my usaul mortgage but the back mortgage I can't seem to pay. Any ideas. |
 |
 
Don
 |
Talk to your lender. They really don't want to foreclose, it costs them a lot of money to do that. Usually they will work out a plan for you to catch up or maybe even offer a new refinance. Be careful with this however, since you have no credit they might raise the rate drastically and this would not be good in the long run. |
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Dr. Deth
 |
How could you have no credit and have a mortgage? |
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John S
 |
You are probably screwed. Go find a nice studio apartment and hit the party scene and try to stay drunk enough that you won't think about that nice house that you lost. good luck |
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ThE_LiViNg_LeGeNd
 |
you have got into a tight problem try talking to ur mortgage dealer and try to find a comprimise |
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Angela C
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contact your mortgage company to set up a repayment plan, they usually will work with you, as long as you communicate with them.good luck |
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47
 |
Got a spare kidney? |
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Ryeroe
|
Short Sale!!! |
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bonitakale
|
This is a really serious situation. If you have cable TV, long distance service, newspaper delivery, a Starbucks habit, a beer habit, or anything like that, cut them out and put the money on the mortgage. Have a garage sale. Take the bus to work. Stop eating so much meat. Getting that money paid off is urgent.
Other ideas:
1. Go to the bank, and ask for advice.
2. Try a nonprofit consumer credit counselor.
Last resort:
3. Put the house on the market. You really don't want a foreclosure. You could end up with no house, and still owing money. |
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Blink
|
You could try talking to your bank about restructuing your debt or taking a payment holiday where you don't pay for a few months. Does your current mortgage allow you to take a payment holiday? |
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William
|
You obviously have credit or you couldn't have gotten the initial loan. I assume you mean you have no available credit to draw from. First contact you mortgage company and communicate wtih them that you are behind and want to try to figure out how to catch up. You didn't say how far you are behind $8,000 is a number but how many payments is that. They might be able to give you a second mortgage on your home for the amount you owe. Another payment but the spread over time so you would probably be able to handle it since you have a good paying job as you stated. |
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North Carolina
|
Contact your mortgage company. They have several programs that they can offer you. One program is that they increase your current mortgage payment for a few months to make up for what you are behind on, then your payment goes back to normal. |
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Answer Good
|
Go here,
> http://affiliatestag.blogspot.com
> http://paidforwritedown.blogspot.com
> http://professionallab.blogspot.com
------------------- |
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Lissa
|
I've never heard of back-mortgage, but have you contacted your mortgage company? There may very well be programs for this situation. Maybe they can set up a payment program (in addition to, or in place of your existing mortgage).
I'm in your boat, except with a credit card balance I can't seem to get rid of. It sucks, doesn't it. |
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