I am like 1month behind in my bills and I can't seem to catch up. Nobody I know has money to let me borrow. I have 2 children now so it's not like I can get a second job. Any ideas on how ...
My friend needs a basic bank account so his pension / wages can be paid into it. he has a certificate of discharge from his bankruptcy. I don't want him to go to loads of banks only to be ...
I have a decent income but am swamped with debt that I can't handle. I need a fresh start, but am unable to acquire a loan because of poor credit. The problem is mounting and I do not want to ...
I am about $12,000 in credit card debt. I have never missed a payment or made a late payment. I have no savings and the minimum payments are getting to be too much. I am wondering if anyone has ...
Well my bank is hitting me with about $100 bucks of overdraft fees, for about 4 purchase I made when I had no money in my checking account.
being this mi first time is it fair if I ask for it ...
Please help im finacially frustrated, im working, i have already have a loan from my bank and they cant give me more until i settle the one i have but that will be long.I have a credit card already P...
okie i work as a beauty consultant every month only get 1K+++ but every month i keep spent & spent !!! but i can't even see where the money went to !! can someone tell me .. HOW TO SAVE MONEY...
My home was foreclosed on in June and the people who bid have been working with me to try and save my home, however nothing is working out. I really have no place to go and I have no one to ask for ...
I recantally had a bit of a brake down and got a loan to go on holiday.. I dont regret doing it as it was the best time i had. The only thing now is i have lost my job as the company closed. I'm ...
I will assume this is not a student loan. If it is a student loan, you want to consolidate when you are done borrowing.
You first step is to create a realistic budget that will allow you to spend less than your income. Then you know how much money you can put toward your debt.
If your debtors are credit card companies, contact them and ask for a reduction in your interest rate. This will allow you to pay off the loan faster with the same size payments.
Thomas T
Try to visit " http://www.debtsawareness.com " to find out more details before you act. All the best.
Casey C
Most consolidation loans are at a higher rate than what you are currently paying. If you have good credit, go online and see if you can apply for a credit card that's running a fixed low interest rate on your debt. In college, I found one with Chase that was 2.99% fixed for the life of the transfer. I transfered all of my debt that way.
mister ed
neither -- suck it up and downsize -- give me one reason to borrow to pay down debt -- you will still owe the debt --- for a few months live bare bones -- and you get your bills under control!!!
biskio
Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
Eileen B
you can try hosting an internet web chat room, all you need is a webcam, you can really make some good money, good luck!!
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